Reviewed for
Insurance and Protection ( 10 )
Mortgages ( 13 )
Pensions ( 44 )
Equity Release ( 2 )
Retirement income (annuities, drawdown) ( 35 )
Investments and Savings ( 50 )
Pension Transfers - Non Specialist ( 8 )
Inheritance Planning ( 20 )
Long Term Care ( 11 )
Pension Transfers - Specialist ( 9 )
Financial Planning ( 26 )
Financial Mentoring ( 3 )
Financial Coaching ( 3 )
Reviewers' assets
£500k+ ( 25 )
£200k - £500k ( 3 )
£100k - £200k ( 8 )
Up to £50k ( 1 )
£50k - 100k ( 2 )
Review
by a verified client in Oxfordshire
a month ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Decision on selling house or making it be possible to stay. Surviving care home fees for my husband
How has Harj Heer helped you?
Experince and perceptiveness clarified my thinking and options.
Have you seen the outcome you were hoping for?
Yes for now.
What could they have done better?
Nothing
Review
by a verified client in East Sussex
2 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
We had lots of pensions and investments across many different providers and we need to make sure that out complex and unique set up matched what our future plans were. We want to buy a place overseas and also we wanted to check that we have enough level of income to have a comfortable retirement.
How has Harj Heer helped you?
He has a unique ability to translate complicated financial language into something that anyone can understand.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
I like the personal and non judgemental approach of Harj and I wouldn't change anything.
Review
by a verified client in Buckinghamshire
2 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Wanting to protect my family
How has Harj Heer helped you?
Talked me through what’s important and how to secure it
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Review
by a verified client in Hertfordshire
3 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Consolidating my pensions
How has Harj Heer helped you?
Wise guidance on how to invest my pension pot. Exploring all options with regard to how to take income/lump sums when needed.
Have you seen the outcome you were hoping for?
Absolutely
What could they have done better?
Whole team has provided excellent support and communications - cannot think of improvements
Review
by a verified client in Berkshire
4 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Logic Financial Services and Harj Heer were recommended to me by a friend as I was looking for someone to discuss my pension options with.
How has Harj Heer helped you?
Really helped me understand all the options available to me with taking my pensions earlier than my normal retirement date, what to look out for and how best to minimize my tax position.
Have you seen the outcome you were hoping for?
Yes. The advice provided has been really helpful.
What could they have done better?
Nothing. Can't fault the service provided. Has made me think about some of my options in a different way and how to combine different pensions and timescales.