Harj Heer
Logic Financial Services Ltd.
Minimum savings/pensions: Over £250,000
Minimum mortgage: Over £500,000
0330 038 8940
Based in Watlington
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: April, 2019
4.9 out of 5
Checks carried out by VouchedFor
FCA Regulated
Harj and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 14 April 2025
Harj and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
13
Recent Client Reviews
Harj has received 13 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Harj has received 13 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 10 February 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
1
Qualifications Uploaded
Harj has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Harj has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Harj has not yet added their fees to their profile
Fees not yet added
Harj has not yet added their fees to their profile
11
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Harj (based on 11 first impressions)
100% of users who are not yet clients had a positive first experience with Harj
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Harj (based on 11 first impressions)
Checks carried out by VouchedFor
FCA Regulated
Harj and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 14 April 2025
Harj and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
13
Recent Client Reviews
Harj has received 13 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Harj has received 13 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 10 February 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
1
Qualifications Uploaded
Harj has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Harj has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Harj has not yet added their fees to their profile
Fees not yet added
Harj has not yet added their fees to their profile
11
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Harj (based on 11 first impressions)
100% of users who are not yet clients had a positive first experience with Harj
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Harj (based on 11 first impressions)
We want our clients to “make the most of what they have, so they can do the things they want to do”. This could be: • retiring when you want to • leading a financially secure life • moving into your dream home • leaving a lasting legacy for your family • planning for later life, or • simply just improving your financial future. At Logic Financial Services Ltd, our aim is to provide independent financial advice in a way that is simple, clear and logical. This means I will take the time to get to know my clients, explain things in plain English and avoid using financial jargon. Some firms charge for the first meeting. We don’t. It’s free. I’m happy to meet with you at our own expense. We do this because the last thing you should be worrying about is how much the meeting may be costing you.
Offers available through VouchedFor
Contact Harj through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Harj's clients
Based on responses provided by clients who have reviewed this adviser
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