Tony Ross

What were the circumstances that caused you to initially look for an adviser?

We were approaching retirement ca.10 years, wanted to ensure financial stability from that point on, and needed advice on how to achieve that.

How has Tony Ross helped you?

Tony has helped significantly in two major areas: a) our overall financial planning e.g. how are we managing our money, factors we should consider etc; and b) maximising returns on capital & investments.

Have you seen the outcome you were hoping for?

We have been working with Tony for less than a year, and given that the reason for our seeking advice is longer-term, it's too early to tell. That said, his advice has been excellent, and already helped get us on a better track.

What were the circumstances that caused you to initially look for an adviser?

We needed to understand how best to invest and plan for retirement - especially given we have not worked exclusively in the UK and are currently self-employed.

How has Tony Ross helped you?

Tony has helped advise us on how to leverage our portfolio diversification and understand the advantages of making certain investment choices over others. Tony has also helped clarify how our retirement finances are shaping up so that we can plan accordingly. He has also helped with several pieces of financial knowledge to help us in the short-term.

Have you seen the outcome you were hoping for?

Absolutely. We are far more confident in our retirement prospects than ever before and reassured that we have someone to help make wise financial decisions for both short and long-term plans.

What could they have done better?

We are completely satisfied with the service they provide. So much so, that we have recommended their services to several friends and family.

What were the circumstances that caused you to initially look for an adviser?

We were worried about our financial future - we just didn't know what it looked like.

How has Tony Ross helped you?

He's given us confidence in our financial future, provided guidance about how to be financial secure in the long term. He's also focused the discussion around out life goals, rather than about money, and that's driven our decisions. I feel that Tony and his team have our best interest at heart.

Have you seen the outcome you were hoping for?

Yes - we look forward to seeing more!

What could they have done better?

I can't think of anything that could have been better - Tony and his team are professional, kind, caring and trustworthy.

What were the circumstances that caused you to initially look for an adviser?

We were looking to sell our business and couldn't quite see a pathway through the process. Our accountant suggested we speak to Tony and clarify what we needed which would help us to set goals and then work out a route to achieve them

How has Tony Ross helped you?

Yes, very much so. He has explained where we are and where we want to be and how we can get there.

Have you seen the outcome you were hoping for?

Yes, we now understand the best route for us to sell off the business and are in that process. There is still more to do when the deal is finalised of course.

What could they have done better?

I'm not sure. If our friends comments about their own advisors are anything to go on, we are getting a pretty big bang for our buck with Tony.

What were the circumstances that caused you to initially look for an adviser?

We were recommended to Tony by our accountant. She couldn’t praise him enough!

How has Tony Ross helped you?

Tony has helped us immeasurably. He is very approachable, understanding and knowledgeable. He’s helped with our long term plans for our retirement.

Have you seen the outcome you were hoping for?

Absolutely! Everything Tony talked about was very reassuring.

What could they have done better?

Nothing!

What were the circumstances that caused you to initially look for an adviser?

I was 54 years old and had decided to take early retirement. I needed a financial adviser to help put a financial plan together for the rest of my life in terms of how best to deal with and optimise my pensions, investments and savings.

How has Tony Ross helped you?

Tony has constructed a clear financial plan for me giving me certainty and confidence on my future financial position. He has helped assess my different pensions and investments I have collected over my working life and consolidate them into a single and easier to manage fund.

Have you seen the outcome you were hoping for?

Absolutely, I came into the process slightly cautious about whether I had made the right move to retire early, but my thinking has been validated by an expert and I now have a clear certain path in my retirement years.

What could they have done better?

I cannot fault the service and advice I have been given in my dealings with Tony and Velocity to date. From Day 1 it has been extremely professional and Tony is very easy to deal with, explaining complicated matters in an easy to understand manner and putting me at ease with his friendly approach.

What were the circumstances that caused you to initially look for an adviser?

We had a very bad experience with a financial adviser who we had been with for many years. This had cost us a lot of money and caused us a great deal of stress. We felt totally let down and disillusioned. Choosing a new financial adviser is a very difficult decision to make. Consequently, we did some research and spoke to several financial advisers. During this time we spoke to somebody who highly recommended Tony Ross of Velocity Financial Planning, and once we had met him we realised why he had been recommended. We chose to work with him, and are so pleased we made that decision.

How has Tony Ross helped you?

Tony is extremely thorough. He spent time talking to us, getting to know us and to understand our situation in order to analyse what had happened, and took a holistic approach. After a number of meetings he was able to show us and help us understand why our current investments had performed so badly. He then explained how his strategy differed. He has been extremely helpful and supportive throughout a very difficult and stressful time. He always listens, provides us with useful information and has offered us very good advice. He has gone out of his way to help, guide and support us not only in financial matters, but also in a number of other ways which have proved invaluable to us, for which we are exceedingly grateful.

Have you seen the outcome you were hoping for?

Yes. We are delighted with the outcome.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

I wanted clarity around my financial future so that I could plan the next stage of my life

How has Tony Ross helped you?

Tony has been a brilliant advisor for my financial planning. He regularly reviews all aspects of my finances, including my business, and also acts in the moment, responding promptly with thought and insight to any questions or life changes I encounter.

Have you seen the outcome you were hoping for?

Yes. I have real clarity on my finances, which give me the confidence in the future

What were the circumstances that caused you to initially look for an adviser?

I first met Tony when he was working for a major regional firm which I had carefully selected following the mis-management of my investments by the previous IFA. I was impressed by Tony and his colleagues' management of my affairs and had no hesitation in moving to Tony and another colleague when they set up in independent practice.

How has Tony Ross helped you?

Tony has helped me navigate a major project involving the setting up of a charity and with my personal finances. He also made sure that I have sufficient funds to cover all eventualities until the ripe old age of 100. His advice has been invaluable and has covered both financial, investment and personal matters. It is true to say that he became my 'rock' in difficult times and I relied upon his excellent judgement when helping resolving my many queries and helped to navigate my path through testing times. He goes beyond his contractual requirements and it is fair to say that many of his clients have become friends and feel part of the wider family that is Velocity Financial Planning Limited. If you want honest, competent, professional and personally tailored financial advice and guidance, I have no hesitation in recommending Tony and his network of professional colleagues in property, legal and other spheres of life. He is a one stop shop with connections to leading regional experts with similar principles to his own.

Have you seen the outcome you were hoping for?

Yes, and more.

What could they have done better?

There's nothing I can think of

What were the circumstances that caused you to initially look for an adviser?

We had many pension funds and also suffered the Hargreaves Lansdown Woodford scandel so required financial advice

How has Tony Ross helped you?

Consolidated pension schemes where appropriate and assured us that we were financially secure

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Can't think of anything

What were the circumstances that caused you to initially look for an adviser?

For me to ensure that my thoughts in respect of our long term financial security and needs corresponded with the thoughts of a financial adviser.

How has Tony Ross helped you?

Been a constant sounding board. Tony understands our needs, both financial and other, particularly because we have a grown up son with learning difficulties.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not sure he could have. Far more flexibility compared to larger financial corporates.

What were the circumstances that caused you to initially look for an adviser?

Have an adult son with a learning disability, who will never live independently, and needed advice about how to provide for his future, as well as helping our other son with his university education and future life.

How has Tony Ross helped you?

He has helped to set up a strategy for ensuring we have sufficient finance in place to ensure secure future for all our family’s complex needs. Has simplified our pension pots, and ensured our pension funds are invested in plans that we are happy with.

Have you seen the outcome you were hoping for?

We are comfortable with how our finances are set up, and that we could access funds if we needed it in the short term too.

What were the circumstances that caused you to initially look for an adviser?

We wanted to make sure that we had a solid and realistic financial plan for our future. Obtaining professional advice and forward planning was the best way to achieve this.

How has Tony Ross helped you?

Tony is a very professional person and we trust him to give us sound and realistic advice regarding all aspects of our financial planning for the future. He has also looked at our estate planning needs and given us options which we can implement now which will benefit the family in the future.

Have you seen the outcome you were hoping for?

Although the investment market has been difficult recently, the financial plan that we have is based upon long term planning and the outcome we have seen so far is completely in line with our long term goals and objectives.

What could they have done better?

We can not think of anything significant that we can put in the ‘could do better’ category to be honest. All the main aspects of a solid and realistic financial plan are provided and are being delivered. If there was anything significant to improve, we would contact Tony and tell him.

What were the circumstances that caused you to initially look for an adviser?

I was recommended toTony by a friend and as a recent divorced needed help with my finances

How has Tony Ross helped you?

Unhurried positive advice and total commitment to my understanding

Have you seen the outcome you were hoping for?

I will do in early 2024

What could they have done better?

Nothing very satisfied with all the information

What were the circumstances that caused you to initially look for an adviser?

To manage the assets of a discretionary trust

How has Tony Ross helped you?

He has invested the money in line with the risk profile and had regular meetings to ensure that the investment strategy remains appropriate

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Divorce

How has Tony Ross helped you?

Very much so

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

We were approaching retirement circa 10 years ago and needed all sorts of advice in the areas highlighted. We were made aware of Tony's expertise by a partner of the audit company my company used and so we contacted him. We found him to be very professional in all that he did and a very pleasant person to deal with also. We would have absolutely no problems in passing his details on to other folk who might require similar services. In fact, we have already done so several times in the past few years and our eldest daughter is now a well-satisfied client also (she is approaching middle-age!!)

How has Tony Ross helped you?

His sage advise has provided us with a 'pathway' that we understand and follow and, probably most importantly, we have total peace of mind.

Have you seen the outcome you were hoping for?

Undoubtedly a firm yes!!

What could they have done better?

Nothing!

What were the circumstances that caused you to initially look for an adviser?

Investment of trust monies

How has Tony Ross helped you?

Investment of intial funds and ongoing advice as beneficiary circumstances change

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Please provide a brief comment about your experience with Tony

Tony is a talented, patient and flexible financial advisor. He was recommended to us and I’m so glad we have Tony to support us making life changing financial decisions, he will certainly make an impact on major decisions and help us plan to be financially secure for our future. Couldn’t recommend him highly enough.

What were the circumstances that caused you to initially look for an adviser?

I was going through a bad divorce and needed help consolidating my pensions and ensuring I had the appropriate cover for myself and my children, now and in the event of my death

How has Tony Ross helped you?

Tony has helped consolidate my pensions, sort life insurance and critical illness cover, and support me with a complaint to the Pensions Ombudsman following the pension transfer from my divorce.

Have you seen the outcome you were hoping for?

Yes, definitely!

What could they have done better?

Nothing!

What were the circumstances that caused you to initially look for an adviser?

Consilodating pensions.

How has Tony Ross helped you?

Made everything clearer. Always approachable.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.