Daphne Ashford-Smith

Located near Bath, I bring over two decades of professional expertise in the financial services industry, specialising in helping my clients create, monitor and optimise their own personal financial master plan. I spent 15 years working and living in Singapore, Malaysia and Hong Kong and many of my clients are international. It is important to me to create an inclusive environment, ensuring that every individual, receives personalised attention. I thrive on crafting bespoke strategies that empower clients to take control of their financial journey. No two financial plans are alike, and I tailor my advice to suit individual needs. I strongly believe that financial planning is for everyone, and is better to start as early as possible. My specialities are: • Wealth Management • Inheritance Tax Planning • Retirement Planning In addition to my financial expertise, I am a passionate advocate for neurodiversity in the professional landscape. I believe that diverse perspectives foster innovation and inclusivity, contributing to a richer and more vibrant community. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx