Andrew Connolly

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

Andrew and I talk regularly as to my financial situation , mainly about cash flow . He has also put me in touch with the mortgage specialist who advised both myself and my daughter

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

Keeps me updated regularly and explains everything

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

Continuing advice on pensions but also an investment portfolio after an inheritance.

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

By keeping in touch annually and being accessible at all other times if needed.

What were the circumstances that caused you to initially look for an adviser?

Recommended by the teachers pension to seek independent advice

How has Andrew Connolly helped you?

He helped me to realise the best option for me is to save my tax free pension in a good fixed rate building society and or a bank.

Have you seen the outcome you were hoping for?

Yet to be proven but I am happy with the action I took

What could they have done better?

Ask all relevant questions in one go rather than contacting me many times making me feel as if I am being investigated and scrutinised for doing something unethical.

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

Yes He advised me on various options

What were the circumstances that caused you to initially look for an adviser?

I needed to consolidate my income.

How has Andrew Connolly helped you?

Giving info on investments and ISA s.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

Andrew has been my IFA for many years,.His knowledge and advice have always been sound.He is very good at explaining things in a simple way.when dealing with my financia! affairs.

What were the circumstances that caused you to initially look for an adviser?

My divorce. I needed help to think about planning

How has Andrew Connolly helped you?

Yes. His advice has been useful and informative

Have you seen the outcome you were hoping for?

I think so, I want to invest ethically. Which is complicated

What could they have done better?

Ex plain the complications a bit more clearly

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

Advice on investments and possible draw down in the next financial year. Query on Retirement fund recipients.

What were the circumstances that caused you to initially look for an adviser?

Pension investment

How has Andrew Connolly helped you?

Helped me find a way though all the complexities in a calm and reassuring way.

Have you seen the outcome you were hoping for?

Yes and it was positive.

What could they have done better?

It was 100% positive you can’t improve on that.

What were the circumstances that caused you to initially look for an adviser?

I have used Globe for around 50 years and have been very happy with all the services I have received. Andrew has always been on hand to advise on anything financial. I have no plans to switch

How has Andrew Connolly helped you?

Generally through personal one to one sessions.

Have you seen the outcome you were hoping for?

On the whole better than I expected.

What could they have done better?

Can't think of anything.

What were the circumstances that caused you to initially look for an adviser?

My previous investment term with the bank had come to an end and I wanted a more independent view

How has Andrew Connolly helped you?

Totally

Have you seen the outcome you were hoping for?

My investment has made a steady profit over the last 7 years

What could they have done better?

Can't think of anything

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

I have not sought further assistance during the period of lock down and the country attempting to recover from the impact of Covid , brexit and high inflation.

What were the circumstances that caused you to initially look for an adviser?

Comparison between my investment return and my brother’s (who was/is a client of Andrew’s

How has Andrew Connolly helped you?

Improved on my investment return/strategy.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Difficult to say in the current market

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

Review cancelled by Andrew due to illness. I asked for a phone call to discuss a specific matter, which did take place. Awaiting a rescheduled review.

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

By being understanding of my needs and caring

What were the circumstances that caused you to initially look for an adviser?

DIVORCE IN 1989

How has Andrew Connolly helped you?

Helped plan my in vestments to a high professional standard

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing that affected me

What were the circumstances that caused you to initially look for an adviser?

Reached actual retirement and needing to manage my funds.

How has Andrew Connolly helped you?

Advice about placing the funds and later on draw down for personal use and distribution and planning for inheritance.

Have you seen the outcome you were hoping for?

Still alive, so it remains to be seen.

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

Money which I'd been given required investing, and Andrew was on hand to assist me in making my decision.

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

He has continued to advise on my investments.

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

He has advised on financial planning, investments and savings

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

He has listed my income and outgoings to help me manage my finances and advised on future actions.

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

Andrew has monitored investments and kept in touch during this period providing advice.

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

Always quick to respond to requests for help. Also very proactive in checking all our options on a regular basis.

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

Andrew takes care of things and takes the time to explain the options.

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

Only just had a review.

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

Provided advice and reassured us of the health of our investments in a difficult market.

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

Annual reviews and I know I can contact him at any point

What were the circumstances that caused you to initially look for an adviser?

I wanted to know if my current spending habits were realistic , and at what age a Particular investment was likely to run out .

How has Andrew Connolly helped you?

Over the last 2 years Andrew has chatted with me about investments and provided personal cash flows on a particular investment I have . He has also provided some different thinking around care home cost for my mother in law whose finance I was at the time controlling

Have you seen the outcome you were hoping for?

Yes . Andrew Provides me with cash flows , and is also helpful in modelling future changes in my spending .

What could they have done better?

Nothing . I find him very open and approachable . He provides the likely facts and then it’s up to me to make my choices

This review is a follow-up review from a client who left a review previously.

How has Andrew Connolly helped you since your last review?

Been at the end of the phone whenever required.

What were the circumstances that caused you to initially look for an adviser?

I was in a position where I thought that my main Pension provision was sufficient but wasn’t certain as to how long it would last at my current withdrawal rate . I also wanted to talk through my very elderly mothers care costs and providing for my daughter in a tax efficient way

How has Andrew Connolly helped you?

Andrew has helped clarify my financial health situation in an objective and easily understood way by Providing cash flows with a number of scenarios . He also gave Pragmatic advice as to whether to change provider or leave where it was . Now appointed he liaises with the provider and explains any tax implications to me in an easy to understand fashion . He has a nice sense of humour , is approachable , authentic and a seasoned professional , providing me with the facts on which I can make decisions. There is absolutely no hard selling technique which I appreciate . This month , as my fixed mortgage expired , he also referred me to their mortgage colleague who likewise met me very quickly and organised a mortgage which will cost me a lot less than I had anticipated

Have you seen the outcome you were hoping for?

Yes . My objectives were . 1) Is my main money in the right fund , according to my appetite for risk ? 2) will it last subject to my early retirement ambitions ?

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I have received advice from one of his colleagues in the past and felt confident in dealing with Andrew on his recommendation.

How has Andrew Connolly helped you?

He used plain English in our conversations and helped me to understand my position and the best way to plan on using pension funds.

Have you seen the outcome you were hoping for?

Early days but happy with progress so far.

What could they have done better?

Wouldn't change anything.

What were the circumstances that caused you to initially look for an adviser?

Have money invested with Ruffer - they recommended I speak to him

How has Andrew Connolly helped you?

Apart from general financial advice he has spotted a particular investment that could pay handsomely

Have you seen the outcome you were hoping for?

Not yet, but still early days

What could they have done better?

Probably nothing - the advice so far appears to be valuable

What were the circumstances that caused you to initially look for an adviser?

Approaching retirement, I was concerned that I had 5 separate pension schemes, and needed advice re: the best course of action.

How has Andrew Connolly helped you?

He advised me to consolidate 4 separate pensions into a new policy with Met-Life. I decided to continue with an employer's final salary scheme with the Horserace Tote Board, rather than accept a lump sum transfer of funds into the consolidated Met-Life policy.

Have you seen the outcome you were hoping for?

Yes. However the advice received was prior to the government's major decision to introduce drawdown options. Had I been aware of the changes in the pipeline I might have opted to stay with my original pension providers.

What could they have done better?

I still worry about "putting all my eggs in one basket".

What were the circumstances that caused you to initially look for an adviser?

I had a some of money from my Pension lumpsum that I wanted to invest and needed advice and guidance

How has Andrew Connolly helped you?

Andrew came to my home, advised me very patiently, undertook a Risk Assessment with me as I am very risk adverse when it comes to investing money. With his help I decided how to invest my savings. I have neem very happy with the subsequent performance of the investment

Have you seen the outcome you were hoping for?

Yes I have

What could they have done better?

For me, othing

What were the circumstances that caused you to initially look for an adviser?

Terminal illness of husband

How has Andrew Connolly helped you?

Gave advice then arranged investments for me

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

I needed help.

How has Andrew Connolly helped you?

By assessing my needs and advising me.

Have you seen the outcome you were hoping for?

I think so.

What could they have done better?

I have no idea.

What were the circumstances that caused you to initially look for an adviser?

I have known Andrew for years in my capacity as a practising chartered accountant and he was always very helpful when Clients asked me difficult questions about their pensions or about their investments. He always came back to me with an answer. It was logical to ask him to be our financial advisor when I retired and needed investment advice.

How has Andrew Connolly helped you?

Firstly he looked at my insurance policies and told me which ones were worth keeping. He then looked at our investments and what was the best and most tax efficient way of investing for our future and for our family as a whole. He also comes to our home annually to discuss what has happened with our investments and what would be the best thing to do for the coming year.

Have you seen the outcome you were hoping for?

Generally yes bearing in mind that investments can go down as well as up. Initially they went down due to the downturn in world stock markets and the pandemic but they seem fine now. We also appreciate the fact that we know he is reviewing them constantly and we like his annual visits to discuss them.

What could they have done better?

It might be helpful to have a more clear time frame for following up on what we have agreed to put in place after his annual visit.

What were the circumstances that caused you to initially look for an adviser?

On retirement I needed advice on a lump sum plus additional monies from an inheritance.

How has Andrew Connolly helped you?

He advised me on the best way to spread my risk and plan for future possible expenditure. This is a continuing process given the regular reviews and his availability if needed.

Have you seen the outcome you were hoping for?

Given the global financial ups and downs over the years of my investment it obviously could be better but I have played the long game and if I can keep abreast of my financial commitments I am satisfied.

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

Andrew had been advising my father and step-mother. In his will my father had established a discretionary will trust and a life interest trust, and Andrew advised and administered the investments involved.

How has Andrew Connolly helped you?

Andrew researched and suggested suitable investments for the Trusts' needs and aspirations. There would be annual trustees' meetings at which those investments would be reviewed. But changes could be made, if circumstances demanded, at any time during the year. Andrew was always thoroughly prepared, having undertaken a great deal of research.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Very little

What were the circumstances that caused you to initially look for an adviser?

Inherited a small amount of money which needed to be invested

How has Andrew Connolly helped you?

Money put into investment funds

Have you seen the outcome you were hoping for?

More or less. The money market is unpredictable. No reflection on the advice given

What could they have done better?

Who knows. I'll ask my financial adviser!!!

What were the circumstances that caused you to initially look for an adviser?

Capital not being fully utilised and impending retirement

How has Andrew Connolly helped you?

Homed in on my most likely long term issues, confirmed some of my existing strategies

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Primarily pensions. Later, general financial advice and planning.

How has Andrew Connolly helped you?

My wife and I had a complex range of pensions including company pension schemes, teachers' pensions and private pension funds. We wanted to rationalise and receive advise on how best to manage these and get the best for our situation. Also, we needed advice on how best to plan for retirement and general personal financial planning. Andrew advised comprehensively and in ways that were easy to understand.

Have you seen the outcome you were hoping for?

Most definitely. We feel Andrew has helped us get the best particularly across pension planning and investments for retirement.

What could they have done better?

I can't see that he could have improved on his excellent service.

What were the circumstances that caused you to initially look for an adviser?

Received insurance payout which I wanted to invest

How has Andrew Connolly helped you?

Helped me find best investment solutions for my money.

Have you seen the outcome you were hoping for?

My investments feel safe and are helping me plan for the future.

What could they have done better?

n/a

What were the circumstances that caused you to initially look for an adviser?

I was approaching retirement and had various pensions with different companies

How has Andrew Connolly helped you?

Andrew gathered them all into one pot and invested them in one pension company

Have you seen the outcome you were hoping for?

Very much so they have exceeded my expectations

What could they have done better?

nothing

What were the circumstances that caused you to initially look for an adviser?

I was wanting to transfer my company pension and was looking for professional advice ,guidance and the pros and cons of transferring.

How has Andrew Connolly helped you?

Andrew went into great detail regarding transferring my pension with a number of informal meetings . Although pensions are complicated and confusing he explained and simplified everything making it easier to understand. We talked about the pros and cons of transferring, lifestyle ,monthly outgoings,tax , ups and downs of the financial markets .Andrew made my decision a lot easier.

Have you seen the outcome you were hoping for?

Yes my pension pot is increasing, been a few dips in the financial market where the pot has decreased which was explained to me by Andrew .im happy with the outcome .

What could they have done better?

Nothing I’ve been kept up to date with meetings and emails . Any problems ,queries I can ring Andrew. Everything was done in a professional laid back manner ,no hard sell.

What were the circumstances that caused you to initially look for an adviser?

Andrew became my financial advisor when I was looking to retire in a few years time.

How has Andrew Connolly helped you?

When I retired Andrew gave me advice on how to proceed with changing my pension pot into a suitable format to retain as an investment when I retired and undertook the paperwork of the transfer etc.

Have you seen the outcome you were hoping for?

The return I am getting on my pension fund investment is generally exceeding what I was anticipating.

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

My husband used Andrew for advice over the years and was always pleased.

How has Andrew Connolly helped you?

After my husband passed away I needed Andrew to help me as I had no knowledge of financial planning, retirement income or anything connected with money. issues.

Have you seen the outcome you were hoping for?

Andrew has always given me sound advice over the last 12 vyears.

What were the circumstances that caused you to initially look for an adviser?

On retirement I needed financial advice to enable me to get the maximum value from an investment portfolio

How has Andrew Connolly helped you?

Setting up the required investment portfolio

Have you seen the outcome you were hoping for?

Yes most definitely

What could they have done better?

Not sure what more they could have done.

What were the circumstances that caused you to initially look for an adviser?

I was retiring and needed to invest

How has Andrew Connolly helped you?

Advised on investments

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not sure

What were the circumstances that caused you to initially look for an adviser?

I wanted to retire and invest savings

How has Andrew Connolly helped you?

Andrew with his knowledge of the market and careful look at my situation was able to advise and monitor investments and savings taking my own situation and wishes into consideration

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I am not sure

What were the circumstances that caused you to initially look for an adviser?

Investing inheritance originally and then reviewing for past few years. Recently pension planning.

How has Andrew Connolly helped you?

Understands my situation and gives me confidence in the decisions I make with investments Clear explanation of the info he needs for retirement planning

Have you seen the outcome you were hoping for?

Yes with investments

What could they have done better?

Maybe some more communication between yearly reviews but not a huge problem.

What were the circumstances that caused you to initially look for an adviser?

I have been with Globe IFA for many years and began when planning for my 3 daughters weddings. I needed good financial advice in order to pay for the occasions.

How has Andrew Connolly helped you?

Andrew came on the scene largely when I took early retirement and wanted advice on Pensions and Investments relating to my lump sum payment.

Have you seen the outcome you were hoping for?

I am perfectly happy with the outcome as my investments have grown above inflation and I get much better rewards than Banks and Building Society offers.

What could they have done better?

I am not sure as I have always been with Globe and have nothing to compare it against.

What were the circumstances that caused you to initially look for an adviser?

It started with life insurance and went on from there.

How has Andrew Connolly helped you?

Andrew was great helping us with my husband's life insurance policy. Then as our financial management needs changed, he was there with good advice.

Have you seen the outcome you were hoping for?

Very much so, especially with my personal pension.

What were the circumstances that caused you to initially look for an adviser?

As a Globe IFA client for many years original advice was mortgage related then Pension and Investment in retirement. More recently investment for relative in residential care.

How has Andrew Connolly helped you?

Andrew has always given advice tailored to the individual need and circumstances. He ensures any information is reasoned and explained taking both time and effort to simplify any complicated financial ‘jargon’ making it more understandable. He has been happy to arrange appointments at our home which is convenient and promply follows up any emails and answer any questions raised. Andrew’s support, expert knowledge and advice are invaluable.

Have you seen the outcome you were hoping for?

On retirement pension planning - yes Investment process currently ongoing.

What could they have done better?

No complaints to date.

What were the circumstances that caused you to initially look for an adviser?

To obtain maximum return on our investments

How has Andrew Connolly helped you?

Advising on the best and most appropriate investment options

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Coming up to retirement age so needed to sort best options re private pensions and overall investments alongside them.

How has Andrew Connolly helped you?

Gave me best option advice and helped me complete the relevant paperwork.

Have you seen the outcome you were hoping for?

Yes in the main still waiting for last pension to come through from provider.

What could they have done better?

Nothing much, I just wish these things could be done quicker but rules and bureaucracy.

What were the circumstances that caused you to initially look for an adviser?

The management of the trusts set up by my late father

How has Andrew Connolly helped you?

Andrew suggested a suitable investment strategy for a discretionary will trust which needed to generate growth, and for a life interest trust which needed to generate both income and growth in a balanced and fair way.

Have you seen the outcome you were hoping for?

Indeed

What could they have done better?

I really wouldn't know what could have been done better.

What were the circumstances that caused you to initially look for an adviser?

Having been self-employed, and my partner having been a client of James Male for many years, he recommended James to me. When James moved to mortgages, he in turn recommended Andrew to me.

How has Andrew Connolly helped you?

I required pensions advice, and his expertise on investments. Being absolutely hopeless with the latter, and having an inate fear of the Stock Market, Andrew was of invaluable help. His calm and efficient delivery, in words that even I could understand, were a great help to me in making a financial decision.

Have you seen the outcome you were hoping for?

Yes. In fact, Andrew is currently sorting out for me a new project, and is being assisted by James.

What could they have done better?

Nothing!

What were the circumstances that caused you to initially look for an adviser?

Keen to secure the capital in my pension plan

How has Andrew Connolly helped you?

Understood my requirements and directed me to an appropriate fund manager

Have you seen the outcome you were hoping for?

Absolutely. Fund has grown - despite the radical changes in market conditions

What could they have done better?

No

What were the circumstances that caused you to initially look for an adviser?

Initially it was to enlist help in managing my pensions. Since then my investments have grown significantly and their management required advice and guidance.

How has Andrew Connolly helped you?

Andrew took stock of my many different pension schemes and consolidated where possible into a SSIP. He was key in my choice of investment houses which met my risk/reward criteria. He regularly reviews the situation.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I have no reason to think he could have done better.

What were the circumstances that caused you to initially look for an adviser?

Neede helpwith finances/investment due to retirement

How has Andrew Connolly helped you?

He gave excellent clear advice with much patience!

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Death of parents

How has Andrew Connolly helped you?

My father died and he helped my mum through some tricky paperwork, when she died shortly after he helped me.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I don't think so

What were the circumstances that caused you to initially look for an adviser?

On retirement and sale of my company, I needed advice as to long-term investment to ensure a viable income strategy.

How has Andrew Connolly helped you?

Andrew has concistently provided sound and realistic advice about suitable investment in order to achieve our goals.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Realistically, nothing.

What were the circumstances that caused you to initially look for an adviser?

I went contracting so needed some pension advice. I was referred to Andrew by another adviser.

How has Andrew Connolly helped you?

By recommending various pension plans.

Have you seen the outcome you were hoping for?

Yes, very much so.

What were the circumstances that caused you to initially look for an adviser?

because I know nothing about these things!

How has Andrew Connolly helped you?

Personal interview, assessment of risk and regular checks.

Have you seen the outcome you were hoping for?

Not sure what I was hoping for, but money all seems to be doing OK considering interest rates.

What could they have done better?

Don't know

What were the circumstances that caused you to initially look for an adviser?

Needed pension and inheritance planning advice.

How has Andrew Connolly helped you?

Explained our options in a very clear and accessible way, enabling us to make good decisions. Gives sound advice. Is always available and approachable. Feels like a very safe pair of hands.

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

To make sensible financial plans

How has Andrew Connolly helped you?

He clarified the options re funds and responded positively to my wish to place funds in companies that prioritise reducing global warming.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

My funds are placed with organisations which have now moved communications online and I find this difficult.

What were the circumstances that caused you to initially look for an adviser?

I had a small investment which matured. Andrew visited me and since then (some years ago), Andrew has advised me and taken care of my investments

How has Andrew Connolly helped you?

Moved my mortgage to a better provider. Invested and managed my money and my retirement process and pensions. Advised me on how to manage my inheritance planning. Reviewed my monies on a yearly basis. Answered my financial questions

Have you seen the outcome you were hoping for?

yes