Richard Hitchell

About Me I am the co-owner of Hitchell Financial Planning Ltd, a highly personalised and professional financial planning practice, originally established in 1978. As a Chartered Financial Planner and Fellow of the Personal Finance Society (FPFS), I hold the highest level of qualification in my profession, demonstrating my commitment to technical expertise and client-focused advice. I have also been consistently recognised as a VouchedFor UK Top Rated Adviser for the last four years. At present, I am only able to take on new clients by direct referral. What I Do As an independent financial adviser, I help my clients make informed decisions about their financial future. My focus is on doing the right thing, at the right time, for the right reasons—helping clients feel confident and in control of their financial lives. How I Do This I always put my clients' interests first, taking the time to understand what they want out of life, identifying their financial needs, and finding the most effective way to harness their resources to achieve their goals. Some of the key questions we explore together include: "When can I afford to stop working?" "Can I help my children buy their first home?" "What can be done about our potential Inheritance Tax bill?" "Are my savings secure and getting the best returns?" "What would happen to my family in the event of a catastrophe?" Together with my dedicated team in Tunbridge Wells, I provide clients with an ongoing, personal relationship. By using cutting-edge technology like Voyant cashflow modelling, I help clients visualise their financial future and make better-informed decisions. How My Clients Benefit My clients achieve peace of mind by taking steps to: - Protect their current and future lifestyle - Maximise opportunities to accumulate and preserve wealth - Enjoy the benefits of their investments when the time comes They feel: - Financially well-organised - Supported by an expert, highly qualified, and trusted financial planner - Guided by a coordinated, practical financial strategy that aligns with their life’s plans I find it incredibly rewarding when my clients can go about their daily lives knowing they are well protected and that their life goals are both realistic and financially planned for. **The value of investments and any income from them can fall as well as rise, and you may not get back the original amount invested.** Get help with your inheritance tax planning and understanding the tax implications of the estate you leave or accessing an inheritance you have received. Warning: HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen. Estate Planning is not regulated by the Financial Conduct Authority. Get help with a wide range of investment options, including equities, funds, bonds, and ISAs. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get advice on transferring pensions where you do not need a specialist, for example a standard personal pension or one through your employer that is made up ONLY of regular contributions from you and your employer (this should not be a defined benefit pension). Get help on making a plan for a comfortable retirement; whether it’s starting a pension or understanding how much you should be contributing to one. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get help understanding and evaluating your retirement options, whether it be via an annuity or a drawdown, or discussing the other available retirement income options for you. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.