0330 038 8938
Based in Torquay
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: March, 2019
4.9 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Stephen is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Stephen's status
Last checked: 22 April 2025
Stephen is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Stephen's status
14
Recent Client Reviews
Stephen has received 14 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Stephen has received 14 client reviews in the past 12 months; 100% of these have been verified
Restricted Financial Adviser
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
Last checked: 24 April 2025
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
11
Qualifications Uploaded
Stephen has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
11 qualification certificates available to view
Stephen has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Stephen has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Stephen has provided information on their typical fees
Stephen has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
10
Positive First Impressions
80% of VouchedFor users have had a positive (4 or 5 star) first experience with Stephen (based on 10 first impressions)
80% of users who are not yet clients had a positive first experience with Stephen
80% of VouchedFor users have had a positive (4 or 5 star) first experience with Stephen (based on 10 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Stephen is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Stephen's status
Last checked: 22 April 2025
Stephen is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Stephen's status
14
Recent Client Reviews
Stephen has received 14 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Stephen has received 14 client reviews in the past 12 months; 100% of these have been verified
Restricted Financial Adviser
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
Last checked: 24 April 2025
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
11
Qualifications Uploaded
Stephen has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
11 qualification certificates available to view
Stephen has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Stephen has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Stephen has provided information on their typical fees
Stephen has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
10
Positive First Impressions
80% of VouchedFor users have had a positive (4 or 5 star) first experience with Stephen (based on 10 first impressions)
80% of users who are not yet clients had a positive first experience with Stephen
80% of VouchedFor users have had a positive (4 or 5 star) first experience with Stephen (based on 10 first impressions)
Worry free financial planning – an oxymoron?! Well, not quite… For most of us, financial planning is a balancing act: you want to spend as much as is reasonable to not run out of money. For others to maximise your legacy. And you want to walk this fine line whilst enjoying a breezy, easy life, free of financial concern. Make sure you’re not missing out on tax allowances, have your money invested according to your need and stress test your finances (test the impact of investment downside). If you work with us to do these things and react accordingly, you’ll be fine. “The value of investments can fall as well as rise. You might get back less than you invested. You should only consider these products if you are willing to take some risk with your capital. We will consider whether such products are suitable for you before recommending an investment.” Approver Quilter Financial Planning Solutions Limited 01/08/2024
Offers available through VouchedFor
Contact Stephen through VouchedFor and your initial 30 minute meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Stephen's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Savings
Clients' level of financial expertise
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