Steven Cliff
Sandringham Financial Partners
Minimum savings/pensions: Over £50,000
Minimum mortgage: Over £50,000
0330 038 8942
Based in Torquay
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: November, 2019
4.9 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Steven is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Steven's status
Last checked: 01 April 2025
Steven is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Steven's status
13
Recent Client Reviews
Steven has received 13 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Steven has received 13 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 20 November 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
4
Qualifications Uploaded
Steven has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
4 qualification certificates available to view
Steven has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Steven has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Steven has provided information on their typical fees
Steven has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
10
Positive First Impressions
80% of VouchedFor users have had a positive (4 or 5 star) first experience with Steven (based on 10 first impressions)
80% of users who are not yet clients had a positive first experience with Steven
80% of VouchedFor users have had a positive (4 or 5 star) first experience with Steven (based on 10 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Steven is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Steven's status
Last checked: 01 April 2025
Steven is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Steven's status
13
Recent Client Reviews
Steven has received 13 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Steven has received 13 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 20 November 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
4
Qualifications Uploaded
Steven has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
4 qualification certificates available to view
Steven has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Steven has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Steven has provided information on their typical fees
Steven has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
10
Positive First Impressions
80% of VouchedFor users have had a positive (4 or 5 star) first experience with Steven (based on 10 first impressions)
80% of users who are not yet clients had a positive first experience with Steven
80% of VouchedFor users have had a positive (4 or 5 star) first experience with Steven (based on 10 first impressions)
I am an Independent Financial Adviser with over 24 years experience in the Financial Services industry. I provide a range of financial services and advice for clients across South Devon and the UK. Financial planning plays an important part in our financial life journey and I do my utmost to recognise and satisfy the needs and aspirations of my clients. My Services Financial planning is a very personal matter; requiring discretion and a personal approach. Every individual has different circumstances, ambitions and needs. What’s more, needs often change over time so I feel it is vital to have an adviser/client relationship that is conducive to build on this to find a solution that is unique and individually tailored to suit particular needs and objectives. An ongoing service will enable me to review your needs annually to ensure my initial recommendation remains appropriate for you in the future, as needs change. In order to provide my clients with individually tailored solutions that suit their needs, I provide specialist advice on: • Wealth Management. • Equity Release and Lifetime Mortgages. • Retirement Planning. • Residential and Buy to Let Mortgages. • Protecting yourself and your family. • Inheritance Tax Planning. • Personal and Workplace Pensions. Investment in modern technology has made this more practical for me and my clients, as part of my ongoing service, have access to their very own bespoke client portal. This fantastic technology gives my clients 24/7 access to their investments, pensions, life assurance and mortgages all in one place. Of course, I’m still available to provide advice and recommendations but my clients who wish to receive an ongoing service are confident in the fact they can see all of their financial details in one place. Whether you are looking for a mortgage for your new home, need to know more about protecting your loved ones or wanting to save/invest for the future or plan for retirement I can help you put your plans in place and ensure you understand more about the products available. I am always happy to hold an initial meeting with new clients at my own cost to discuss your needs and tell you more about the services I offer. I will be pleased to visit you in the convenience of your own home or at my office in Torquay. Any costs for advice or ongoing services will be discussed and agreed at this meeting. Please feel free to contact me if you would like to know more about the financial advice and the type of services that I can offer you, I will respond back to you at my earliest convenience.
Offers available through VouchedFor
Contact Steven through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Steven's clients
Based on responses provided by clients who have reviewed this adviser
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