Anne Hester
Philip James Independent Financial Advice
Minimum savings/pensions: Any amount
Minimum mortgage: Any amount
Unavailable for contact through VouchedFor
Based in Tetbury
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: November, 2021
5 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Anne is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Anne's status
Last checked: 06 April 2025
Anne is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Anne's status
12
Recent Client Reviews
Anne has received 12 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Anne has received 12 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 28 October 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Qualifications Uploaded
Anne has not yet added their qualifications to their profile
Qualifications not yet added
Anne has not yet added their qualifications to their profile
Transparent Fees
Anne has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Anne has provided information on their typical fees
Anne has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
3
Positive First Impressions
67% of VouchedFor users have had a positive (4 or 5 star) first experience with Anne (based on 3 first impressions)
67% of users who are not yet clients had a positive first experience with Anne
67% of VouchedFor users have had a positive (4 or 5 star) first experience with Anne (based on 3 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Anne is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Anne's status
Last checked: 06 April 2025
Anne is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Anne's status
12
Recent Client Reviews
Anne has received 12 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Anne has received 12 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 28 October 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Qualifications Uploaded
Anne has not yet added their qualifications to their profile
Qualifications not yet added
Anne has not yet added their qualifications to their profile
Transparent Fees
Anne has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Anne has provided information on their typical fees
Anne has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
3
Positive First Impressions
67% of VouchedFor users have had a positive (4 or 5 star) first experience with Anne (based on 3 first impressions)
67% of users who are not yet clients had a positive first experience with Anne
67% of VouchedFor users have had a positive (4 or 5 star) first experience with Anne (based on 3 first impressions)
My career in financial services began in banking, from where I progressed to become a mortgage underwriter before joining Allied Dunbar. I became an independent financial and mortgage adviser in 2001. Although I am qualified as an independent financial adviser, mortgages are my speciality and passion. At Philip James Financial Services, we can help first-time buyers, home movers, would-be landlords, remortgagers and those looking to raise funds from their property. We’ll look at the whole of the market to find the right loan for you. We’ll deal with the lenders, sort out the paperwork nightmares and be with you to help until the money actually changes hands.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Anne's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
No reviews matching your filter selections.
VouchedFor Disclaimer
Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.