James Anderson

What were the circumstances that caused you to initially look for an adviser?

Money received with no planned reinvestment plan

How has James Anderson helped you?

James helped us roll our Auto-enrolment and pension management when these first came into place. He has also helped with personal financial planning and personal wealth management.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has James Anderson helped you?

5 years

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

More growth in fund

What were the circumstances that caused you to initially look for an adviser?

Sale of my business

How has James Anderson helped you?

Always available to discuss matters and advise

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Nothing springs to mind at present

What were the circumstances that caused you to initially look for an adviser?

Savings

How has James Anderson helped you?

James has been extremely helpful with any questions that I have over a diverse range of subjects

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Planning for retirement

How has James Anderson helped you?

James gives me clear advise and projections.

Have you seen the outcome you were hoping for?

The final outcome is a few years off yet but I’m happy with where my pension pot is at the moment

What could they have done better?

Noting comes to mind

What were the circumstances that caused you to initially look for an adviser?

To consolidate previous workplace pensions and plan for retirement

How has James Anderson helped you?

James has helped with pension planning and savings advice. He has helped me better understand my financial position and options.

Have you seen the outcome you were hoping for?

So far yes, I have a strong understanding of where I am with pension planning and have seen strong growth in my investments.

What could they have done better?

I would like a clearer visual summary of what my financial projections look like, the graphs can be a little confusing with all the assumptions made.

What were the circumstances that caused you to initially look for an adviser?

For professional advice on managing our finances across the board

How has James Anderson helped you?

He has helped our financial situation prosper and I feel great trust and confidence in his abilities to advice us and feels he really cares about us

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

refered by a friend and the best decision i have made.

How has James Anderson helped you?

through all planning for the future

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing

What were the circumstances that caused you to initially look for an adviser?

To assist in professional advice to make decisions required to plan for day to day and the future.

How has James Anderson helped you?

James has been very understanding and given us very helpful advice with a wealth of experience.

Have you seen the outcome you were hoping for?

Yes highly recommended.

What were the circumstances that caused you to initially look for an adviser?

Someone to bring together pension/investments/life cover and to allow me to plan for future financial wellbeing

How has James Anderson helped you?

He has masterminded putting all our investments on one platform and has done a thorough audit on our various financial outgoings and advised on what we we should be prioritising according to our long-term goals

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing springs to mind, he provides a very professional service in a very personal way

What were the circumstances that caused you to initially look for an adviser?

Investing and saving

How has James Anderson helped you?

Recommending how to invest wisely and ongoing reviews

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Wanted to make our money work better for us.

How has James Anderson helped you?

By not only making our money work better for us but advising us brilliantly through the process. One feels in safe hands with him.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Needed a change

How has James Anderson helped you?

Sound advice with a refreshing approach

Have you seen the outcome you were hoping for?

Certainly starting to

What were the circumstances that caused you to initially look for an adviser?

To consolidate pensions and analyse investment strategy

How has James Anderson helped you?

He measured the level of risk I was taking versus my retirement goals and suggested a more suitable investment strategy with a more appropriate level of risk

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

NA

What were the circumstances that caused you to initially look for an adviser?

Divorce and having to find an IFA who was reputable and reliable

How has James Anderson helped you?

He has advised me according to my situation, stage in life, and supported my decision making. I have asked him to ensure I do not make financial decisions which could affect me deleteriously.

Have you seen the outcome you were hoping for?

Yes, my pension portfolio is regularly reviewed and I have meetings with James to discuss the pros and cons of my current situation. He has advised in my best interest and my pension portfolio reflects that.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Help with investing an inheritance and planning retirement income.

How has James Anderson helped you?

His advice has always been excellent. He explains his strategies carefully and shows great patience with a novice in financial planning and investing.

Have you seen the outcome you were hoping for?

Yes, definitely.

What could they have done better?

I can’t think of anything.

What were the circumstances that caused you to initially look for an adviser?

We were with Barclays stockbrokers and not satisfied with the level of service.

How has James Anderson helped you?

Transparency on charges as well as advice on pensions and financial startegy.

Have you seen the outcome you were hoping for?

We have seen a good start to a working relationship.

What were the circumstances that caused you to initially look for an adviser?

Pension and life time investments.

How has James Anderson helped you?

Steered me towards a fully funded pension.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

New products.

What were the circumstances that caused you to initially look for an adviser?

Lack of expertise in this area and concern that I was not making the most of my investment opportunities.

How has James Anderson helped you?

Consolidated all my workplace pensions onto a single platform and switched to more profitable funds. Planned my sources of income during retirement including rate of draw down of dividends from my company. Advised on funds to invest surplus cash in

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Reviewed weaker performing funds with options to switch more quickly

What were the circumstances that caused you to initially look for an adviser?

Was previously with SJP who gave bad advice

How has James Anderson helped you?

Been extremely helpful in financial matters.

Have you seen the outcome you were hoping for?

Already an improvement from SJP

What could they have done better?

Very happy with the service (including out of hours.)

What were the circumstances that caused you to initially look for an adviser?

I wanted to plan for my future, pull together various small pensions under one scheme and set up a broader portfolio approach to savings.

How has James Anderson helped you?

James advised how to set up my finances to optimise for my future retirement

Have you seen the outcome you were hoping for?

Well, the markets have not been kind over the last 4 years! But I feel well set up.

What could they have done better?

Nothing really. Perhaps slow down when explaining things, I am not investment literate.

What were the circumstances that caused you to initially look for an adviser?

I had cash savings to invest, and needed to plan for my pension, as well as move a SIPP.

How has James Anderson helped you?

He has helped devise a plan for my and my wife's savings and pension.

Have you seen the outcome you were hoping for?

So far, yes!

What could they have done better?

He has done what he said he would all along the way.

What were the circumstances that caused you to initially look for an adviser?

I already had an advisor, but was seeking an independent review, ahead of firming up my plans for retirement. James was so impressive, that I left my previous advisor, and signed up with James.

How has James Anderson helped you?

Retirement planning, and in particular, providing an answer to the question upmost in my mind - "can I afford to retire now?".

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nothing immediately springs to mind. James has a friendly, but professional approach. He provides interactive "what -if" scenarios which I find essential in terms of planning for worst case scenarios.

What were the circumstances that caused you to initially look for an adviser?

N/a

How has James Anderson helped you?

A strong advisor on all aspects of investments

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

i was told to

How has James Anderson helped you?

he’s invested my money

Have you seen the outcome you were hoping for?

not yet but it’s been about 5 minutes

What could they have done better?

nothing so far

What were the circumstances that caused you to initially look for an adviser?

H

How has James Anderson helped you?

H

Have you seen the outcome you were hoping for?

H

What were the circumstances that caused you to initially look for an adviser?

Needed to aggregate my various employer pension plans

How has James Anderson helped you?

Took on the challenge when others had not been willing and aggregated all the plans intro one manageable pot

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing that I’m aware of

What were the circumstances that caused you to initially look for an adviser?

I needed to consolidate a number of different pensions

How has James Anderson helped you?

Consolidated my pensions and helped with thoughts around mortgages

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not with the same risk profile

What were the circumstances that caused you to initially look for an adviser?

I was recommended to Westminster Wealth Management by a friend having been unhappy with my previous financial adviser.

How has James Anderson helped you?

He is very clear and detailed about his advice and is happy to discuss all manner of my financial advice needs.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

N/a

What were the circumstances that caused you to initially look for an adviser?

Setting up long-term financial planning, ongoing investment of income

How has James Anderson helped you?

Set up life insurance, SIPP and multiple general investment accounts. Ongoing management / maintenance of the portfolio with adjustments made to the investment strategy as we go

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not a great deal - markets have been tough. If being picky: more structured comparison of different investment vehicles in quarterly meetings (incl. performance vs fees, volatility, etc) so that we can take more nuanced decisions about where to place funds next

What were the circumstances that caused you to initially look for an adviser?

Manage my SIPP

How has James Anderson helped you?

James has abroad financial expertise including tax planning and investing

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Lower fee

What were the circumstances that caused you to initially look for an adviser?

Financial planning

How has James Anderson helped you?

All of the above.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

To put in place proper long term financial planning and use our financial assets in a better way than off-the-shelf financial products and get

How has James Anderson helped you?

James has put in place the foundational aspects of the long term financial plan: ISA and SIPP contributions in particular.

Have you seen the outcome you were hoping for?

We have seen the growth in the overall portfolio and are on track towards the goals we set out

What could they have done better?

Forward looking rather than retrospective: we can look more carefully at making best use of the updated pension contribution allowances.

What were the circumstances that caused you to initially look for an adviser?

I needed guidance to navigate retirement planning

How has James Anderson helped you?

Helped me think through my financial needs and to think about future planning

Have you seen the outcome you were hoping for?

I think so. Time will tell

What were the circumstances that caused you to initially look for an adviser?

Long term planning

How has James Anderson helped you?

Investments, pensions, long term planning

Have you seen the outcome you were hoping for?

Yes I believe my finances are in a better shape and i understand the long term trajectory

What could they have done better?

n/a

What were the circumstances that caused you to initially look for an adviser?

I wanted to have everything run on one platform by one adviser

How has James Anderson helped you?

Given me a greater understanding of what I should prioritise and how to build solid foundations for the future

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Expert advice.

How has James Anderson helped you?

Advised and guided.

Have you seen the outcome you were hoping for?

Building up sufficient pension pot.

What could they have done better?

Further reviewed pension allocation.

What were the circumstances that caused you to initially look for an adviser?

looking to get investments under one adviser

How has James Anderson helped you?

Good advice

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Been even more pro-active

What were the circumstances that caused you to initially look for an adviser?

I wanted initially advice on critical health cover and life insurance along with pension advice.

How has James Anderson helped you?

James's knowledge and impartial advice is always exceptional and he manages to guide me through the many available financial options with the minimum of fuss and delivers in a timely manner what we have agreed upon.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

I sold my business

How has James Anderson helped you?

Always been honest and straight forward with approach and advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing comes to mind

What were the circumstances that caused you to initially look for an adviser?

My father introduced me.

How has James Anderson helped you?

Improved my knowledge of financial planning. And we will be looking at ISAs in the near future.

Have you seen the outcome you were hoping for?

Yes, helped improve my knowledge of financial planning.

What could they have done better?

n/a

What were the circumstances that caused you to initially look for an adviser?

Looking to invest some money

How has James Anderson helped you?

He has provided advice and set up investments for me.

Have you seen the outcome you were hoping for?

Not yet as the investment has dropped in value but I'm hoping I will in the long run.

What could they have done better?

I think James has been great. Obviously I would be happier if the investments were doing better but it is a difficult market and hopefully in the long run we will see the benefits.

What were the circumstances that caused you to initially look for an adviser?

Retirement Planning and consolidation of pensions

How has James Anderson helped you?

Clear and concise advice based his understanding of my appetite for risk and personal circumstances

Have you seen the outcome you were hoping for?

Absolutely

What were the circumstances that caused you to initially look for an adviser?

To plan for income on retirement

How has James Anderson helped you?

He gives confident and sound advice

Have you seen the outcome you were hoping for?

still growing

What were the circumstances that caused you to initially look for an adviser?

Divorce

How has James Anderson helped you?

James has helped with my pension investment and portfolio. He has regular meetings and contact to keep me informed of events. He is exceptionally good at explanation of financial matters I don't understand fully. James has been a huge support during a difficult time and given me good advice.

Have you seen the outcome you were hoping for?

I couldn't have been better looked after than the professional advice of James Anderson

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Thinking about future

How has James Anderson helped you?

Helped manage finances

Have you seen the outcome you were hoping for?

Still ongoing

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

When my previous firm’s final salary scheme ceased

How has James Anderson helped you?

James has always been very clear, concise and knowledgeable when it comes to explaining my pension options and ‘where we need to get to’

Have you seen the outcome you were hoping for?

The outcome will be known when I decide to retire!

What could they have done better?

At this stage not too much

What were the circumstances that caused you to initially look for an adviser?

Investment advice

How has James Anderson helped you?

Yes - very personable and professional

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing - very happy and supported by James - Thank you

What were the circumstances that caused you to initially look for an adviser?

having to many different places for my finances i wanted one central place and contact

How has James Anderson helped you?

he has been available at every point and great knowledge across all sectors or if not able to find out and come back

Have you seen the outcome you were hoping for?

yes

What could they have done better?

not much

What were the circumstances that caused you to initially look for an adviser?

Was invited to meet James for a casual chat by a friend.

How has James Anderson helped you?

Helped to organise a higher quality retirement plan.

Have you seen the outcome you were hoping for?

Things are progressing in the right direction.

What could they have done better?

Organised more frequent meetings.

What were the circumstances that caused you to initially look for an adviser?

Looking to prepare for the future .

How has James Anderson helped you?

James has quickly understood my financial situation and has given me invaluable help.

Have you seen the outcome you were hoping for?

Yes.James is very thorough .

What could they have done better?

No

What were the circumstances that caused you to initially look for an adviser?

Expertise

How has James Anderson helped you?

Yes

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

pension consolidation

How has James Anderson helped you?

always been a good sound board with honest and practical advice. Hes been great for me

Have you seen the outcome you were hoping for?

had no expectation

What could they have done better?

well, could always have made more money but i didn't expect that from him. he has done well with what he had to work with

What were the circumstances that caused you to initially look for an adviser?

Financial planning

How has James Anderson helped you?

James is hugely proactive which is exactly what I needed. He is also super accessible, says it as it is is (so direct) and personable.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

The gulf between him and my last advisor is so large I don’t really have any developmental feedback yes.

What were the circumstances that caused you to initially look for an adviser?

Requiring a general Financial review, with special focus on pensions

How is James helping you?

Providing a full financial review, making recommendations for consolidation and changes, setting up the relevant channels

Have you seen the outcome you were hoping for?

Currently proceeding according to the advice given, which will be monitored over time

What were the circumstances that caused you to initially look for an adviser?

Wanted to aggregate my company pensions

How has James Anderson helped you?

Managed the transfers. Gained buy out values. Managed ongoing financial planning

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

?

What were the circumstances that caused you to initially look for an adviser?

I was not focussed on my portfolio and wanted someone with expertise.

How has James Anderson helped you?

multiple reviews ideas and expert advice knowing my situation.

Have you seen the outcome you were hoping for?

yes

What could they have done better?

no

What were the circumstances that caused you to initially look for an adviser?

No specific reason

How has James Anderson helped you?

Provided clear and considered advice

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

not aware of all products and services available and limited knowledge of the various options

How has James Anderson helped you?

great advice, honest advice. direct me towards sensible and robust financial planning for me and my family. and demystifying insurance and investment

Have you seen the outcome you were hoping for?

yes, very much so

What could they have done better?

not much really. given the broadness of options available James is very good at distilling the information and explaining why the decisions were made

What were the circumstances that caused you to initially look for an adviser?

Long term financial planning

How has James Anderson helped you?

Clarity of advice; discussions of options; clear analysis; consequences of different options

Have you seen the outcome you were hoping for?

So far yes. We have a long term plan

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

increased earnings from work. needed advice on financial planning and long term finance

How has James Anderson helped you?

helped set up pension advised on finances and when to think about school fees vs pension

Have you seen the outcome you were hoping for?

yes - advice has been great

What could they have done better?

n/a

What were the circumstances that caused you to initially look for an adviser?

Consolidate pensions and get a coherent savings plan.

How has James Anderson helped you?

Devised effective and efficient savings plan for future retirement.

Have you seen the outcome you were hoping for?

Not quite.

What were the circumstances that caused you to initially look for an adviser?

Pension advice

How has James Anderson helped you?

Helped me understand complexities of pensions

Have you seen the outcome you were hoping for?

Most definitely

What were the circumstances that caused you to initially look for an adviser?

I retired

How has James Anderson helped you?

James has given me sound investment advice and looked after my investments.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I am happy with things as they are.

What were the circumstances that caused you to initially look for an adviser?

To bring together several financial assets into a single portfolio

How has James Anderson helped you?

By bringing clarity to my options and providing advice on the way ahead

Have you seen the outcome you were hoping for?

Yes - so far so good

What could they have done better?

Can't think of anything specific

What were the circumstances that caused you to initially look for an adviser?

To review my pension to ascertain whether it was worth transferring from a DB to DC. Subsequently I approached James again for additional support for financial planning.

How has James Anderson helped you?

I consider myself financially astute in terms of vanilla saving products (stock/funds/bonds) and investment strategy however James has provided several valuable insights which have helped me to improve the structure and positioning of my portfolio. James has also provided valuable advice on other topics where I'm less knowledgeable, including inheritance tax planning and several aspects of the Pension regulations (including withdrawal planning).

Have you seen the outcome you were hoping for?

Yes. The process provided me with the framework I required to thoroughly review my savings and outgoings along with support and advice throughout.

What could they have done better?

I think James' support has been excellent. If anything, I wish I had met him 10 years before I did!

What were the circumstances that caused you to initially look for an adviser?

Approaching retirement and wanting to aggregate my various work pension from previous employers

How has James Anderson helped you?

Managed all the pension policy issues I was running into

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not a great deal.

What were the circumstances that caused you to initially look for an adviser?

To sort out Pensions as on turning 40, I felt I was behind where I should be in terms of defining and reaching a retirement target

How has James Anderson helped you?

Absolutely

Have you seen the outcome you were hoping for?

Yes - I have been able to catch up substantially and have a decent idea of what I need in order to be able to retire

Please provide a brief comment about your experience with James

Gave very sound advice

What were the circumstances that caused you to initially look for an adviser?

Pension planning.

How has James Anderson helped you?

Wholesale overhaul of pension savings. Took big advantage of catch-up opportunities. Consolidation of everything into one place. More recently has had some good, original ideas on other issues i face around small business and property investment.

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

General financial planning having started a family.

How has James Anderson helped you?

Took a look at my financial circumstances and recommended a variety of options based on my long-term goals.

Have you seen the outcome you were hoping for?

So far, so good!.

What could they have done better?

A little further explanation of various intricacies always helps but James always tries to ensure that I fully understand his advice/recommendations.

What were the circumstances that caused you to initially look for an adviser?

better understand and financial planning.

How has James Anderson helped you?

understood my needs and helped deliver right strategies.

Have you seen the outcome you were hoping for?

yes - all been delivered on time.

What were the circumstances that caused you to initially look for an adviser?

James was recommended to me by a colleague after I moved back to the UK from the US.

How has James Anderson helped you?

James helped me to maximise my pension contributions and to consolidate pensions from previous employers into one place whereby I could have better transparency around my investments. He also helped me to find a suitable life insurance policy to ensure my mortgage would be covered for my wife and young children should anything happen to me.

Have you seen the outcome you were hoping for?

I have been very happy with the performance of the funds relative to financial market benchmarks and it is refreshing to have all my finances in one place that I can easily view at the click of a button. I have since recommended James to my father and my wife on this basis.

What could they have done better?

I think I am a difficult client as I am extremely busy with work and don't always read the documentation that I am sent. A bullet point summary may be helpful for people in my situation.