0208 166 8476
Based in Staines
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: March, 2021
4.8 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Richard is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Richard's status
Last checked: 05 April 2025
Richard is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Richard's status
16
Recent Client Reviews
Richard has received 16 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Richard has received 16 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 31 January 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
5
Qualifications Uploaded
Richard has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
5 qualification certificates available to view
Richard has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Richard has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Richard has provided information on their typical fees
Richard has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
7
Positive First Impressions
86% of VouchedFor users have had a positive (4 or 5 star) first experience with Richard (based on 7 first impressions)
86% of users who are not yet clients had a positive first experience with Richard
86% of VouchedFor users have had a positive (4 or 5 star) first experience with Richard (based on 7 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Richard is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Richard's status
Last checked: 05 April 2025
Richard is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Richard's status
16
Recent Client Reviews
Richard has received 16 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Richard has received 16 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 31 January 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
5
Qualifications Uploaded
Richard has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
5 qualification certificates available to view
Richard has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Richard has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Richard has provided information on their typical fees
Richard has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
7
Positive First Impressions
86% of VouchedFor users have had a positive (4 or 5 star) first experience with Richard (based on 7 first impressions)
86% of users who are not yet clients had a positive first experience with Richard
86% of VouchedFor users have had a positive (4 or 5 star) first experience with Richard (based on 7 first impressions)
I am a highly qualified pensions and investment adviser and accredited pensions transfer specialist. For more than 30 years, I've worked within financial services acting as a Financial Adviser and Pensions Specialist for household names such as NatWest, AXA and Sun Life. . I've worked with a diverse range of professional clients including teachers, doctors, lawyers and the self-employed, through to large corporate businesses, I pride myself on making the complex world of pensions, investment and tax planning clear and simple. That's helped all my clients get to where they want to be, both before and after retirement. For me, the key to giving good advice is the ability to listen and communicate clearly, build trust with clients through my technical knowledge and re-assure them when they worry about their financial future by putting a solid plan in place. Note that I do provide specialist advice on Defined Benefit transfers but at a higher minimum of £100,000 transfer value and clients must be over age 55. When not making life easier for my clients, you’re most likely to find me enjoying a few rounds of golf, always keen to improve my handicap. I'm also a trustee of an occupational health charity so that keeps me busy too.
Offers available through VouchedFor
Contact Richard through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Richard's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Savings
Clients' level of financial expertise
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