Owrang Rahmani

What were the circumstances that caused you to initially look for an adviser?

Mortgage

How has Owrang Rahmani helped you?

I have been working with Owrange for the past 10 years, and that alone speaks volumes about the service provided by him and his team. Their dedication and expertise in managing our mortgage needs give us peace of mind, knowing we're always getting the best deals without having to worry.

Have you seen the outcome you were hoping for?

yes

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Yes. Continues to provide excellent service and guidance and increasing wealth

What were the circumstances that caused you to initially look for an adviser?

Was as simple as needing a mortgage

How has Owrang Rahmani helped you?

It is thanks to Owrang’s continued years of sound advice that I am now on a sound financial footing. When I met him he helped put in place the right financial protections and investments that have meant I have been able to meet life’s challenges and events with at least the financial ability to cope. It’s no understatement to say he has made a huge difference to my life. Without him, I would’ve had no savings and no protection. This guy is not just for the wealthy!

Have you seen the outcome you were hoping for?

Yes and more

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Mortgage renewal coming up in a difficult interest rate environment

How has Owrang Rahmani helped you?

Owrang got me the best outcome that was out there and advised me on next steps in terms of planning for the next renewal.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing to comment. Communication was great and execution was efficient.

What were the circumstances that caused you to initially look for an adviser?

My mortgage was coming to an end and I needed to remortgage. Owrang has already helped me the first time around so for me, it was natural to go back him and his team for their great services.

How has Owrang Rahmani helped you?

The difference for me to go with Owrang, is the fact he educates me on anything I don't understand and the trust I have in them helping for me to choose the right mortgage provider and product, based on my needs. They listen to me and always support me if I have any questions or doubts. What I love about Owrang is that he has a team working with him. For example, Karen who works with him, is so easily accessible and approachable, and that is much appreciated.

Have you seen the outcome you were hoping for?

Yes!! And even more - Owrang and team go above and beyond. Karen took on the responsibility of monitoring the mortgage interest rates throughout the entire remortgage process. Her proactive approach in applying for lower rates whenever possible made the entire experience completely 'hassle-free' for me. I appreciate that they kept my best interests at heart, regularly updating me on any changes and opportunities to save. Their commitment to securing the best possible outcome has been amazing. I felt reassured all along the process.

What could they have done better?

Nothing I can think of!

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Investment advice

What were the circumstances that caused you to initially look for an adviser?

FTB purchasing a property

How has Owrang Rahmani helped you?

Explaining the process, pros-cons of different mortgage products, available for ad hoc questions.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, I was pleased with the service.

What were the circumstances that caused you to initially look for an adviser?

We had used him before and liked him

How has Owrang Rahmani helped you?

Yes

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I have constantly worked with Owrang during the last 20 years so in all honestly I will not work with others whilst Owrang services are available

How has Owrang Rahmani helped you?

Most of the time my cases are not straightforward, whether because I am a busy man and leave things to the last minute or whether I always go for a perfect solution that is not an easy one, Owrang is always there to help me.

Have you seen the outcome you were hoping for?

Yes of course. otherwise, I would have changed my direction during the last 20 years

What were the circumstances that caused you to initially look for an adviser?

I know the value of advice and sought out Owrang to help me with my mortgage renewal.

How has Owrang Rahmani helped you?

He ensured I did not pay more than I needed to on my mortgage and that my insurances were still fit for purpose.

Have you seen the outcome you were hoping for?

Absolutely. Very happy with the service.

What could they have done better?

Nothing I can think of!

Please provide a brief comment about your experience with Owrang

Owrang is a pleasure to deal with, he gets it very quickly and has helped, advised and guided me with various mortgages, insurance and investments.

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

He has demonstrated how effective his advice has been over the past year and how well he has monitored our investments on our behalf

What were the circumstances that caused you to initially look for an adviser?

I am coming into some inheritance money and needed advise on investing.

How has Owrang Rahmani helped you?

That process is ongoing but Owrang helped me get an overview on all my incomings and outgings and through that process has saved me money on my premiums for various insurance policies that I hadn't updated for years. We also moved my pension to a more modern provider which will see better growth over the next 20 years.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

So far all my experiences have been positive

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Continued excellence in service Great team Proactive Communicative and professional

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Receiving regular updates as to current status of.mortgage market and other financial issues and services.

What were the circumstances that caused you to initially look for an adviser?

I needed to remortgage a rental property

How has Owrang Rahmani helped you?

Owrang was very professional, got me the best rate and everything was completed quickly. Will definitely be using him again in the future.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. Everything was completed promptly and with the best possible outcome

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Provided regular reports on the progress of the investment

What were the circumstances that caused you to initially look for an adviser?

I needed to remortgage, transfer of equity and set up income protection.

How has Owrang Rahmani helped you?

Owrang advised me on the best mortgage product and income protection for my situation.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

n/a

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Owrang and Karen were especially helpful in assessing and finding us a mortgage! The best service throughout.

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Good advice, in the right policy’s I think, the pension pot is growing nicely. A very friendly person to talk to.

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

helped me with my remortgage

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Always willing to discuss any options I wish to - impartial, friendly and professional advice.

Please provide a brief comment about your experience with Owrang

Owrang is well informed, a great communicator and also a really good listener.

What were the circumstances that caused you to initially look for an adviser?

We needed help to get a mortgage

How has Owrang Rahmani helped you?

Owrang was very helpful and really professional with his advice and did guide us during all process of getting a mortgage

Have you seen the outcome you were hoping for?

Yes definitely, we got our house now and a big thanks to Owrang and his team

What could they have done better?

Nothing in my opinion. They are great and quick

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Informative advice on both a buy to let and my personal mortgage

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Looking for a new mortgage

What were the circumstances that caused you to initially look for an adviser?

Initially, I was looking for mortgage advice 2 years ago. And now, I came back for re-mortgage advice. I have consistently had great experiences with Owrang and his team.

How has Owrang Rahmani helped you?

Owrang stands out due to his deep knowledge and trustworthiness, always providing valuable insights and advice on mortgage/re-mortgage, ensuring I make informed decisions. Additionally, Karen, who assists him, remains incredibly accessible, even via WhatsApp, demonstrating remarkable availability and responsiveness. What truly sets CRedius apart is the reliable and consistent team support. This is my second time working with them (for my re-mortgage), and having the same knowledgeable team assist me again has been tremendously reassuring.

Have you seen the outcome you were hoping for?

They treat every inquiry with importance, dedicating time and attention to resolve doubts and questions, no matter how small. Their dedication to providing thorough support and always being there when needed is a service quality I have not really seen elsewhere. This commitment to client service is the reason why I remain a customer.

What were the circumstances that caused you to initially look for an adviser?

I was a first time buyer and needed support to make the right choice.

How has Owrang Rahmani helped you?

Owrang provided exceptional support during my mortgage process. His professionalism, expertise, and dedication were outstanding. He made the complex understandable, found the best solution, and treated me with genuine care. Thanks to him and Karen, I'm now a proud homeowner. I'll enthusiastically recommend Owrang to others.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing to add here.

What were the circumstances that caused you to initially look for an adviser?

Re mortgage

How has Owrang Rahmani helped you?

Owrang has been very professional with high level of knowledge in all aspects of his business, He delivered an excellent service highly efficient and competitive. Owrang and his team has been extremely supportive with great communication. Highly recommended. J Yazdi

Have you seen the outcome you were hoping for?

Excellent outcome

What could they have done better?

I am very happy with all the aspects.

What were the circumstances that caused you to initially look for an adviser?

Advice from a friend.

How has Owrang Rahmani helped you?

Generally advice, financial and investment planning, pension consolidation

Have you seen the outcome you were hoping for?

Definitly

What could they have done better?

Nothing really springs to mind

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Owrang provides me with excellent advice. I don’t always follow it, but I definitely should do! What I really get is the knowledge that a real professional has his eyes on my finances and therefore my future. I know for sure that I’m either doing the right thing or deliberately choosing not to! He has made a very positive difference to my financial situation in the time he’s worked with me which has made a huge difference. I can’t recommend him highly enough.

What were the circumstances that caused you to initially look for an adviser?

I needed a mortgage to buy a home.

How has Owrang Rahmani helped you?

Finding a mortgage with all the associated process surrounding it and dealing with lenders is not something you want to do on your own. Having someone on the other end of the phone who is helping you through that process is vital and probably one of the best value parts of the whole house buying process. Owrang and his team were great.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

There weren't any areas that were not dealt with in a very professional manner.

What were the circumstances that caused you to initially look for an adviser?

My existing IFA moved on to a new venture and recommended Owrang as a good fit for my financial planning needs.

How has Owrang Rahmani helped you?

Owrang has taken over my personal pension plan management and more recently arranged a product transfer for my expiring mortgage deal.

Have you seen the outcome you were hoping for?

I am happy with the advice I was given and the new product that Owrang and Credius have secured for me.

What could they have done better?

I would have preferred to know of all supporting documents/specific information that was required at the start of the process rather than being informed in stages. Otherwise it was a smooth transfer with no issues.

What were the circumstances that caused you to initially look for an adviser?

I live in England and was looking to purchase a property in Scotland.

How has Owrang Rahmani helped you?

I had an initial telephone consultation with Owrang during which he provided excellent advice and following that we had a face to face meeting. At this meeting Owrang talked me through the process. He is a great communicator and explained the process clearly as well as providing information on costings, fees and timescale. During the process his team were so helpful and it was very easy to communicate with them.

Have you seen the outcome you were hoping for?

Yes. The outcome was exactly as I hoped.

What could they have done better?

Nothing. Owrang and his team helped me enormously to achieve a successful outcome.

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Secure a new 5 year fixed rate mortgage and managed Pension.

Please provide a brief comment about your experience with Owrang

We had an introductory call with Owrang in which he provided very useful advice in just 30 minutes. We concluded that I don't need immediate financial advice but I'll definitely consider consulting him for future financial decisions. Thank you!

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Started looking at new mortgages for Aug24

What were the circumstances that caused you to initially look for an adviser?

Foreigner buying the first property in London, looking for help to secure a good mortgage

How has Owrang Rahmani helped you?

By carefully selecting the right mortgage for us, helping us understanding how it all works and assisting every step of the way during the buying process, and advicing on various insurance

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Unfortunately during the process the initial adviser following our case left, so we had to change advisor. It would have been nicer to have the whole process with the same advisor.

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Great

Please provide a brief comment about your experience with Owrang

Owrang followed up on our previous contact and explained processes clearly .

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

He has provided me with accurate advice and the best rates, even when they were high.

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

I undertook a review of my legacy protection / assurance policies, undertaken with my previous advisor, and it was clear the cover and terms were now not suitable for the cover and protection I need today. So Owrang, with my wife and I, undertook a full review. We are now very happy with what we have in place. We have also revisited our IHT planning. Once again, Owrang's service was first-class, informed and professional.

What were the circumstances that caused you to initially look for an adviser?

We have worked with Owrang for over the past 10 years over various matters such as mortgages, life time policies and other financial products.

How has Owrang Rahmani helped you?

Owrang has always been able to find a suitable solution to our needs, whether this is a loan with ga food rate or a policy with the best cover. He is patient and diligent, which are 2 qualities one needs is his role.

Have you seen the outcome you were hoping for?

Yes- 100%

Please provide a brief comment about your experience with Owrang

Met all my expectationd

Please provide a brief comment about your experience with Owrang

Very nice

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

Continues to offer advice and support and insight in to what is happening in financial sector and how that tailors against your needs and requirements.

Please provide a brief comment about your experience with Owrang

Very good initial chat with Owrang. Even though I have chosen not to continue with the paid for service at this point, I found the initial call very informative and useful.

Please provide a brief comment about your experience with Owrang

Owrang is a very professional and highly knowledgeable financial advisor. He took some time to explain some of the key services offerings and the mechanics behind the various financial products. Very clear, precise and transparent. Would highly recommend.

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Owrang Rahmani helped you?

Invaluable advice and guidance throughout the whole process

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Nothing, exemplary service from start to finish.

What were the circumstances that caused you to initially look for an adviser?

remortgage / new mortgage

How has Owrang Rahmani helped you?

dealt with all enquiries from very beginning, carried through out all process.

Have you seen the outcome you were hoping for?

absolutely

What could they have done better?

not sure that would be possible to do it any better or quicker.

Please provide a brief comment about your experience with Owrang

In our initial telephone conversation Owrang was extremely helpful and clear regarding my questions.

What were the circumstances that caused you to initially look for an adviser?

Getting close to Pension age

How has Owrang Rahmani helped you?

Good advice on how my finances could look in the future

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, I was well informed throughout

What were the circumstances that caused you to initially look for an adviser?

He always finds me excellent rates on mortgages

How has Owrang Rahmani helped you?

He is very knowledgeable and quick at finding solutions.

Have you seen the outcome you were hoping for?

Always

What could they have done better?

Keep up the same level of good work

What were the circumstances that caused you to initially look for an adviser?

Review of all my finances and cover to ensure everything covered at best possible rates and insurances available

How has Owrang Rahmani helped you?

Across the Board Owrang has helped us both as a business and personally with all of the categories selected.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

He has always been a caring adviser and keeping in touch for advise on my mortgage

What were the circumstances that caused you to initially look for an adviser?

Equity Release because of interest rate rises.

How has Owrang Rahmani helped you?

Owrang managed to secure an equity release package on my behalf that suited my needs.

Have you seen the outcome you were hoping for?

Yes. I am very happy with the end result and his thoroughness and conduct throughout.

What could they have done better?

There is nothing more Owrang could have done better. He gave the matter his full attention and achieved an excellent outcome for me.

What were the circumstances that caused you to initially look for an adviser?

Buying a house and wanted some advice and assistance with life insurance

How has Owrang Rahmani helped you?

Owrang and his team were incredibly helpful from the beginning and have continued to ensure that I have been able to take out this insurance without any hassle. They have been extremely easy to communicate with and I am very happy with the service I have received.

Have you seen the outcome you were hoping for?

Yes definitely

What could they have done better?

Honestly nothing. They have been fantastic to work with

What were the circumstances that caused you to initially look for an adviser?

Buying my first home.

How has Owrang Rahmani helped you?

Owrang and Karen have sorted my first mortgage along with mortgage protection, life insurance and income protection.

Have you seen the outcome you were hoping for?

Absolutely, advice has been considered and balanced from the beginning, with my personal needs and concerns fully taken into account.

What were the circumstances that caused you to initially look for an adviser?

Upcoming re-mortgage

How has Owrang Rahmani helped you?

Owrang guided me through the available options. He answered all my questions and was prompt and professional.

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

Looking to remortgage

How has Owrang Rahmani helped you?

He and the team secured me a good deal, so my mortgage rate only went up by a small amount. Timing may have played a part too, but they acted swiftly and professionally to source a good deal, and then get the mortgage over the line in good time.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

My Mortgage came to the end of its special rate and went on to a crippling variable rate at a tricky time in my life and I needed help in sorting as quickly as possible

How has Owrang Rahmani helped you?

He and his team moved quickly to find me a new tracker mortgage which reduced my monthly payments considerably

Have you seen the outcome you were hoping for?

absolutely

What could they have done better?

nothing - very happy with the service

Please provide a brief comment about your experience with Owrang

I am very thankful for the professional, responsive, and honest assistance with the whole mortgage process from beginning to end. Owrang, Jonathan and Karen made themselves available to me via any method of my choice - email, business phone or cell phone, which I appreciated and took advantage of. Owrang even stayed in touch with me during his vacation over the summer. I am grateful for the support devoted to my property purchase.

What were the circumstances that caused you to initially look for an adviser?

Mortgage renewal

How has Owrang Rahmani helped you?

He made the whole process as seamless and pain free as possible. Extremely informative and cant help enough.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Advice on mortgage for first home purchase.

How has Owrang Rahmani helped you?

Gave excellent and comprehensive advice, really added value. Reliable and friendly. Pleasure to work with.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing, no complaints whatsoever.

What were the circumstances that caused you to initially look for an adviser?

I was seeking an expert to help me put in place key elements for this next phase of life.

How has Owrang Rahmani helped you?

Owrang has helped me immensely. It’s a minefield out that and to have his guidance, expertise and care across numerous products from mortgages to critical illness protection has been incredible.

Have you seen the outcome you were hoping for?

More than I could have hoped for!

What were the circumstances that caused you to initially look for an adviser?

Long standing client, due to being self employed.

How has Owrang Rahmani helped you?

Yes for more than 10 years

Have you seen the outcome you were hoping for?

Exceeded expectations

What were the circumstances that caused you to initially look for an adviser?

I was looking for advice on what to do with my three pension pots without taking an annuity

How has Owrang Rahmani helped you?

He investigated the possibility of doing a partial lump sum drawdown on my pension pots and found that was not possible so recommended transferring everything to Quilter which allowed partial drawdowns

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

I can't think of anything

What were the circumstances that caused you to initially look for an adviser?

I needed pension advice

How has Owrang Rahmani helped you?

Owrang has helped with clear, value for money advice to make my fund work best for me.

Have you seen the outcome you were hoping for?

In the current global financial chaos, yes.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

The need for sound financial advice as was having difficulties finding this elsewhere.

How has Owrang Rahmani helped you?

Great advice and steering in the bets directions so far.

Have you seen the outcome you were hoping for?

So far yes

What were the circumstances that caused you to initially look for an adviser?

Financial planning.

How has Owrang Rahmani helped you?

Owrang and his brilliant team have been superb at handling my and my parents’ financial planning and mortgages. Splendid service and advice all round throughout the years.

Have you seen the outcome you were hoping for?

Yes and more.

What could they have done better?

Nothing.

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

I wanted to increase my pension pot, and the ideas Owrang gave to me have gone so.

What were the circumstances that caused you to initially look for an adviser?

need to re mortgage

How has Owrang Rahmani helped you?

he helped me get a re mortgage at a good rate

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing

This review is a follow-up review from a client who left a review previously.

How has Owrang Rahmani helped you since your last review?

follow up on other prioducts

Please provide a brief comment about your experience with Owrang

Very knowledgeable and helpful

What were the circumstances that caused you to initially look for an adviser?

My mortgage was expiring and required renewal.

How has Owrang Rahmani helped you?

He tried very hard to get me the best rate

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

What were the circumstances that caused you to initially look for an adviser?

I was looking for help and advice from a professional. Owrang filled that role then and still does today. He is knowledgeable and professional and easy to talk to.

How has Owrang Rahmani helped you?

Owrang has advised me on my options and I am feeling positive about the future thanks to Owrang

Have you seen the outcome you were hoping for?

Mostly Yes. I've also seen Owrang in cycling shorts but that's another story.

What could they have done better?

Nothing. Owrang is perfect.

What were the circumstances that caused you to initially look for an adviser?

BTL and Main house purchase

How has Owrang Rahmani helped you?

saved money. understood my requirements

Have you seen the outcome you were hoping for?

yes

What could they have done better?

n/a

What were the circumstances that caused you to initially look for an adviser?

I have been using Owrang for the last twenty years

How has Owrang Rahmani helped you?

He has guided me given sound advice.

Have you seen the outcome you were hoping for?

Definitly.

What could they have done better?

Taken me for lunch?

Please provide a brief comment about your experience with Owrang

Owrang's approach is to look at client objectives and the bigger picture first. He also has detailed knowledge of the market and products to give sensible financial advice.

Please provide a brief comment about your experience with Owrang

Great initial discussion.

Please provide a brief comment about your experience with Owrang

Very down to earth, very transparent with all his information. No pressure to make immediate decision. Felt very comfortable with his approach and would definitely be using his services in the future.

What were the circumstances that caused you to initially look for an adviser?

Didn’t have time to do the work myself

How has Owrang Rahmani helped you?

With pension consolidation remortgages and critical illness insurance

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing