Tom Kesterton

Tom Kesterton

Eclipse Financial Planning

Minimum savings/pensions: Over £50,000

Minimum mortgage: Over £100,000

0203 544 6810
Based in St-James's
View location

Top Rated 2025
Verified since: December, 2020

4.9 out of 5

73 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 15 April 2025

    Tom is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Tom's status

  • 24

    Recent Client Reviews

    Verified reviews: 100%

    Tom has received 24 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 28 October 2024

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 4

    Qualifications Uploaded

    4 qualification certificates available to view

    Tom has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Tom has provided information on their typical fees

    Tom has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 7

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Tom

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Tom (based on 7 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 15 April 2025

    Tom is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Tom's status

  • 24

    Recent Client Reviews

    Verified reviews: 100%

    Tom has received 24 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 28 October 2024

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 4

    Qualifications Uploaded

    4 qualification certificates available to view

    Tom has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Tom has provided information on their typical fees

    Tom has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 7

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Tom

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Tom (based on 7 first impressions)

Having worked int he industry since before the Global Financial Crisis, I have worked in a number of different companies in central London accumulating specialist knowledge in investments. This experience has created a foundation to building Eclipse Financial Planning with the purpose of helping others with their financial journeys. I'm particularly interested in helping people invest their money better and explore ways to make their finances more efficient be it reducing tax liabilities or the costs they pay. In tandem this approach helps my clients keep as much of their money as possible. The value of investments can fall as well as rise. You might get back less than you invested. You should only consider these products if you are willing to take some risk with your capital. We will consider whether such products are suitable for you before recommending an investment.

Offers available through VouchedFor

Contact Tom through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Tom's clients

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Adviser Disclaimer

The value of investments can fall as well as rise. You might get back less than you invested. You should only consider these products if you are willing to take some risk with your capital. We will consider whether such products are suitable for you before recommending an investment.