0330 038 8938
Based in Slough
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: June, 2020
4.7 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Harj is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Harj's status
Last checked: 01 April 2025
Harj is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Harj's status
19
Recent Client Reviews
Harj has received 19 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Harj has received 19 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 26 March 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
10
Qualifications Uploaded
Harj has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
10 qualification certificates available to view
Harj has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Harj has not yet added their fees to their profile
Fees not yet added
Harj has not yet added their fees to their profile
10
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Harj (based on 10 first impressions)
100% of users who are not yet clients had a positive first experience with Harj
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Harj (based on 10 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Harj is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Harj's status
Last checked: 01 April 2025
Harj is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Harj's status
19
Recent Client Reviews
Harj has received 19 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Harj has received 19 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 26 March 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
10
Qualifications Uploaded
Harj has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
10 qualification certificates available to view
Harj has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Harj has not yet added their fees to their profile
Fees not yet added
Harj has not yet added their fees to their profile
10
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Harj (based on 10 first impressions)
100% of users who are not yet clients had a positive first experience with Harj
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Harj (based on 10 first impressions)
I offer my clients Independent Financial Advice geared to their needs typically across retirement planning, saving and investing and, estate planning. I focus on helping clients make sense of their financial decisions and help them plan for their future. I offer clients advice on an ad hoc basis as well as ongoing. I do my best to ensure clients receive value and benefit from my advice.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Harj's clients
Based on responses provided by clients who have reviewed this adviser
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Adviser Disclaimer
Sandringham Financial Partners Ltd (‘Sandringham’) is authorised and regulated by the Financial Conduct Authority. FCA Number: 581304. Registered Office: 5th Floor, 30 Market Street, Huddersfield, West Yorkshire, HD1 2HG. Registered in England and Wales No: 08022795. VAT Registered: 153 0427 42. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. The Financial Conduct Authority does not regulate tax advice, trusts, or offshore investments. The information provided in this website does not constitute professional financial advice. We strongly recommended that you consult a professional adviser before proceeding with any financial transaction.