Peter Ditchburn

What were the circumstances that caused you to initially look for an adviser?

Peter had handled the affairs of my parents fpr many years. After our father passed away unexpectedly, my sister, brother and I took on the responsibility with Peter's guidance of handling the estate and ensuring that our mother, who has had advanced dementia for many years, could continue to receive the appropriate level of care as Dad intended.

How has Peter Ditchburn helped you?

He has successfully interpreted the ideas the three of us offer when discussing investment stratgey and risk profiles to structure a portfolio that reflects those views and which had performed as we would have hoped. More recently, to protect against a potential significant shortfall in available income against a background of rising care home costs, he advised us on the purchase of an annuity that has turned out to be a smart move.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Peter and his team have done very well, as far as I can judge - but my sister, who is based in the UK and lives a short drive away from our mother's care home, bears the brunt...

What were the circumstances that caused you to initially look for an adviser?

I first used Peter for advice on money I inherited after my mother died.

How has Peter Ditchburn helped you?

He helped me to do a deed of variation and put the money into a trust to help mitigate the inheritance tax that my children will pay on my death.

Have you seen the outcome you were hoping for?

I am pleased with the outcome and with other advice I received on investments and my pension.

What could they have done better?

Nothing - I am very pleased with the service and advice I have received.

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Peter Ditchburn helped you?

He has enabled me and my wife to understand all our retirement and inheritance options, put plans in place and be comfortable will living the rest of our lives in financial security.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Uncertainty about whether to take my 25% tax free allowance and a need to review my pensions strategy

How has Peter Ditchburn helped you?

He has laid out my options very clearly and shown me how my pensions pot can fund a very nice lifestyle and keep me safely provided for.

Have you seen the outcome you were hoping for?

Yes. The whole process has been very helpful and has made me consider my lifestyle options, as well as recommending how to proceed.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

I cannot recommend Peter Ditchburn at Deep Dive Financial Planning highly enough. As a Chartered Financial Planner, Peter’s professionalism, expertise, and attention to detail are second to none. From the very first meeting, it was clear that he genuinely cared about understanding my unique financial situation, goals, and concerns.

How has Peter Ditchburn helped you?

Peter has a remarkable ability to explain complex financial concepts in a way that’s easy to understand, which immediately put me at ease. He took the time to craft a tailored plan that addressed both my short-term needs and long-term aspirations, offering clear and actionable advice every step of the way. What truly sets Peter apart is his dedication. He is always available to answer questions, provide updates, and offer guidance, no matter how big or small the query. His insights have been instrumental in helping me feel confident and secure about my financial future. If you’re looking for a financial planner who combines expertise with a personal touch, look no further than Peter Ditchburn at Deep Dive Financial Planning. His commitment to his clients and his passion for helping them succeed are unmatched.

Have you seen the outcome you were hoping for?

Thank you, Peter, for your exceptional service and for making a significant difference in my financial journey!