James Craw

“Planning is bringing the future into the present so that you can do something about it now.” ― Alan Lakein, author I have spent over 30 years in this profession helping clients to bring the future they want into the present. In that time it has become increasingly clear that creating a proper financial plan is the best way of achieving this. In the free of charge “discovery” meeting you can tell me about the future you want and check if the service I offer will help you get there. You will also find out what that service will cost you. Then you can decide if you want me to help you create that future for yourselves and your family. If you do become a client I will help you clarify the vision of the future you want. This is the most important part of the process. As a Registered Life Planner I am able to help my clients do this using a proven process. Your vision will provide the energy you need to achieve all that you want using the resources that you have. Then together we can create your financial Master Plan using advanced financial forecasting software to get you there. This will include checking the plans you already have to see if they are suitable and plugging any gaps to make sure of the future you want. I will help by giving advice on your investments, pensions and protection plans. Primarily I advise on True Potential Portfolios and investments on the True Potential Wealth Platform which provides my clients with access to their investment portfolios via their personalised client websites at any time of day or night. However if these investments do not meet my clients needs then I can broaden my search to other providers in the marketplace. I have a particular expertise in tax efficient investments and trusts which have allowed clients to help their children and grandchildren in a very practical way. I also provide a Wills and Lasting Powers of Attorney service making sure that what happens is what you want to happen if you die or are incapable of making decisions for any reason. Regular reviews of progress are a vital part of the process enabling the Master Plan to be altered depending on changing circumstances. The regular Future Planning meetings allow you a chance to remind yourselves of what you are doing and why, while checking progress towards the future you want. While advising clients I have also been studying for the Chartered Financial Planner qualification. This has helped me give even better advice to my clients. It involves advanced exams on Pensions, Investments, Tax and Trusts. In my spare time I see the importance of clear vision and proper planning taking part in productions with Milborne Port Opera, a local amateur group. Each production takes six months to rehearse and several months more to plan. The best productions have the most planning. In addition, my wife and I both enjoy gardening, leaving footprints on Cornish beaches with Daisy our springer spaniel and visiting our son who is studying in Germany. Warren Buffett, a famous investor, said the following, “Someone's sitting in the shade today because someone planted a tree a long time ago” If you want to start planting let me know and I will help you sit in the shade one day.