David Garforth

David Garforth

The Pension Planner Ltd

Minimum savings/pensions: Over £100,000

0114 287 0432
Based in Sheffield
View location
Top Rated 2025
Verified since: December, 2015
4.7 out of 5

49 reviews

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 04 March 2025

    David is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed David's status

  • 12

    Recent Client Reviews

    Verified reviews: 100%

    David has received 12 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 23 September 2024

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    David has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    David has not yet added their fees to their profile

  • 9

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with David

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with David (based on 9 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 04 March 2025

    David is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed David's status

  • 12

    Recent Client Reviews

    Verified reviews: 100%

    David has received 12 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 23 September 2024

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    David has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    David has not yet added their fees to their profile

  • 9

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with David

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with David (based on 9 first impressions)

David started his financial services career in 1994 after six years in the Royal Navy. His career began as a tied adviser with Confederation life and sun life of Canada before moving on to the prudential. David became an independent adviser in 2001 and during this time as an independent has performed managerial duties running a branch and developing financial advisers to ensure they provide the best advice possible. As well as advising he has presented financial seminars on various financial planning topics around the country. David enjoys the challenges of his profession and provides professional advice delivered to the client in a clear concise manner tailored to the clients needs and meeting their objectives. David presents his advice in a jargon free manner , preferring to concentrate on the client goals particularly when it comes to retirement goals , he talks about bringing the clients retirement to life , by looking at what clients want to actually do in retirement . David also provides advice and solutions for estate, wills and bloodline planning and in inheritance tax planning , helping clients to plan there succession knowing that social impacts such as divorce and debt does not in any way dilute the legacy , and mitigating as much inheritance tax as possible . Inheritance tax has now become more complicated after the recent budget . As an IHT specialist with access to a team of legal specialists David is uniquely placed to add additional value in this area of financial planning David has two children Kade and Ella, most of his spare time is spent around them with regular gym visits, he also enjoys music both listening and performing.

Offers available through VouchedFor

Contact David through VouchedFor and your initial 30 minute meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About David's clients

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