Karen Bartholomew

At the early stages of Karens' career she was employed by London Life based at their head office in Bristol specialising in Estate Planning and Trust work. This enabled her to gain significant expertise in formulating and implementing effective tax efficient structures to help clients mitigate potential Inheritance Tax liability, and to gain effective investment growth tax efficiently. On leaving this company, Karen has worked independently, running companies specialising in offering financial advice. She has continued to hold a specific interest in Estate Planning and Trusts. Over the years she has built up links with solicitors, legal specialists and accountants, so has remained in the forefront of implementing financial structures for clients that are up to date with legislative requirements. Such structures have included those appropriate for families with punitive IHT liability, families going through a divorce, Family and Charity Trustee investments, Long Term Care Planning has also been an area of expertise. Karen has a number of clients to whom she has offered advice and support to enable them to secure financial arrangements that enable them to ensure their care home fees are paid for the rest of their lives. Additionally for some clients, she has organised Equity Release arrangements with S.H.I.P. policy providers, to help release capital from their property to help provide much needed capital and income. In all these arrangements the clients’ long term financial security has been Karen’s overriding objective.