Ken Whitworth

What were the circumstances that caused you to initially look for an adviser?

I needed advice on investments and savings

How has Ken Whitworth helped you?

Ken has helped tremendously

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/a

What were the circumstances that caused you to initially look for an adviser?

We were looking for a financial adviser to help us find the best investments to maximize the returns on our savings.

How has Ken Whitworth helped you?

Ken has helped us choose a range of investments suited to our needs and risk profile and given extremely helpful advice regarding how to manage inherited money in the most tax efficient way.

Have you seen the outcome you were hoping for?

Yes. Although the markets remain very volatile at present I am confident that our investments will realize the expected returns over the long term.

What could they have done better?

Nothing I can think of.

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Good advice

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Arranging transfer of funds to enable regular income and arranging pension top up payment.

Please provide a brief comment about your experience with Ken

Was very helpful and straight to the point

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

*

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Ken is always on hand to offer support and advice. Nothing is ever too much trouble and I feel in very safe hands when discussing my personal financial queries with Ken. Thank you Ken.

What were the circumstances that caused you to initially look for an adviser?

First time buyers looking at our first property

How has Ken Whitworth helped you?

Ken has helped us through the entire process of securing a mortgage in a time of economic volatility

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing - he has been excellent throughout

What were the circumstances that caused you to initially look for an adviser?

I needed professional guidance from a qualified mortgage broker to help with the purchase of my first home.

How has Ken Whitworth helped you?

Ken is thorough, diligient and incredibly knowledgable. Rentlessly scouring the market to find a good mortgage deal suited to my circumstances. Ken provided key information and updates every step of the way. I felt comfortable and reassured throughout the whole process.

Have you seen the outcome you were hoping for?

Yes. Ken gathered all the necessary information to find the right lender for me. I have finally purchased my own home.

What could they have done better?

I have no other feedback. I'm more than happy with the guidance offered.

What were the circumstances that caused you to initially look for an adviser?

A change in job

How has Ken Whitworth helped you?

Ken provided an excellent service and outcome for a new Income protection application, we also discussed investing.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

First time buyer looking for a mortgage

How has Ken Whitworth helped you?

Ken covered all aspects of the mortgage searches, talks with our lender and provided great advise both specifically to do with the mortgage and in other financial aspects of being a first time buyer when asked.

Have you seen the outcome you were hoping for?

Certainly, we had a mortgage swiftly setup for one house we went to buy. We then changed our minds and went for a house of a high value so had a second mortgage offer created with a very fast turnaround. Great prompt service

What could they have done better?

Nothing, we were happy and great clue for money

What were the circumstances that caused you to initially look for an adviser?

Needing mortgage advice

How has Ken Whitworth helped you?

He helped us get an understanding of the correct steps to take for getting a mortgage and got us numerous quotes and explained them individually

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

My partner and I are first time buyers.

How has Ken Whitworth helped you?

Ken has been our mortgage broker. He has been excellent and guided us through the process. He is knowledgeable and thorough.

Have you seen the outcome you were hoping for?

Whilst we have not purchased a property as of yet, his work has been invaluable.

What could they have done better?

Ken has went above and beyond, there is nothing else he could have done to help us.

What were the circumstances that caused you to initially look for an adviser?

Required mortgage advice and wanted to use someone who was trustworthy and experienced.

How has Ken Whitworth helped you?

Ken has got me the best mortgage deal, which wasn't available via comparison sites. I was confident that he would find me the best deal, and was comfortable discussing all aspects with him such as set up fees, term length etc, and get good quality advice on this.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. He was so responsive and honest. He even called me after it had all been agreed to let me know he'd found one with a lesser set up fee, so was knocking that off the cost. He really didn't need to do this as I would have been none the wiser- which shows just how honest and genuine he is.

Please provide a brief comment about your experience with Ken

Ken was extremally helpful and informative, he listened to what was important to me and then came back with real relevant information to help my decision process. I would highly recommend speaking with Ken for any financial advise.

What were the circumstances that caused you to initially look for an adviser?

I was in the middle of a divorce and requires financial advise

How has Ken Whitworth helped you?

Helped plan my future pension

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Review of pension

How has Ken Whitworth helped you?

Good advice

Have you seen the outcome you were hoping for?

Not yet due to current financial position

What could they have done better?

No control over the countries stock markets at this time. I expect the situation to change and results will follow

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

1. Continuing advice regarding our savings and investments 2. Mortgage advice for our son and his partner

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Kept in contact to review current savings are in line for future plans.

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Ken has helped me with my mortgage renewal

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

As always Ken has supported me perfectly with my recent mortgage advice. Ken always goes above and beyond with nothing ever too much trouble. Thank you Ken.

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Ken has continued to keep in regular touch to ensure my my current and future plans continue to be in line with the planned financial strategy which Ken help me to put together some time ago.

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Ken has provided advice on the various options I have regarding my pension

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

I did as advised and my savings recovered and have continued to increase.

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Since the last review, as our circumstances have remained largely unchanged, Ken's advice has been concerned with maintenance rather than anything new. Ken keeps in touch regularly and it's good to know he is keeping an overview. We trust him to let us know if he thinks we should be doing anything different.

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Ken remains helpful and informative and available when needed to discuss financial issues

Please provide a brief comment about your experience with Ken

Ken was able to accurately assess my rather unique circumstances and advised me on what I would need to do to be eligible for future services. I will definitely contact Ken again in future for financial advice.

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Kept in regular contact and updated on future plans. Advised where further investment could be made taking advantage of tax allowances.

Please provide a brief comment about your experience with Ken

Friendly and professional. Clearly explained financial details so they were easy to understand and was overall very helpful.

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Ken has kept me updated on my investments, monitored them and alerted me to a potential issue.

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Ken Whitworth has advised us for the last 14 years, we have always been happy with Ken's advice. We find him very approachable and easy to talk to, which results in us being able to understand our financial affairs. Ken is pro-active and keeps us up-to-date of progress and is very helpful in completing investments/mortgage business.

Please provide a brief comment about your experience with Ken

Good in responce & and in efficiency

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

I’ve not had any reason to be in touch with Ken, but will definitely be in touch when I’m ready ref pensions, and maybe investment

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Life insurance quotes

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Ken is always on hand to answer any questions and always provides me with excellent support and first class service.

What were the circumstances that caused you to initially look for an adviser?

To get advice on re mortgaging properties in our portfolio

How has Ken Whitworth helped you?

By researching a mortgage lender that wood work for us to a satisfactory outcome.

Have you seen the outcome you were hoping for?

Yes very pleased with the outcome

What could they have done better?

I don't think he could have done any better

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

I have had Ken manage my financial affairs for nearly 20 years now since I bought my first house and I entrust him with all my financial matters. His advice has saved me a significant amount of money over the years and I would happily continue to entrust him. He has always been professional and courteous and given sound advice.

Please provide a brief comment about your experience with Ken

Nice bloke and very honest.

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Ken has advised and completed pension transfers, along with mortgage advice.

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Ken continues to be flexible and available to understand my requirements - he is keen to understand what I’m looking to achieve and works quickly to provide me with a series of options. We then work together to select the most suitable.

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Ken has kept in regular touch to ensure my circumstances have not changed and that my investment strategy is still correct

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

I contacted him recently over concerns about losses in savings due to the pandemic. He replied promptly advising me to sit tight and things should hopefully improve which they have done.

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Ken helped us decide how to make further investments for the current financial year. As always, his advice was clear, considered and very helpful.

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Ken has continued to assist consolidating savings transferring to the true potential platform where possible and advising on best approach as I near retirement with long term plans thereafter.

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Ken has recently put my mind at rest advising my pension will allow me to have a comfortable retirement .

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Helpful and informative

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Updates re policies

This review is a follow-up review from a client who left a review previously.

How has Ken Whitworth helped you since your last review?

Offered advice , as my financial situation has changed . Been available to discuss my new situation.

What were the circumstances that caused you to initially look for an adviser?

I was starting off to buy my first property, and had been to my bank for advice, and my sister suggested using a financial advisor, and recommend Ken.

How has Ken Whitworth helped you?

Ken visited my home to discuss my request, he was very patient with me as I was a complete novice.

Have you seen the outcome you were hoping for?

Yes, I bought my first property 2 weeks ago

What could they have done better?

A flow chart of how the journey goes

What were the circumstances that caused you to initially look for an adviser?

Questions about pension schemes from multiple employers I have.

How has Ken Whitworth helped you?

Clear understandable advice and answers

Have you seen the outcome you were hoping for?

Yes. My questions were answered.

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

Various. Ken originally was recommended for mortgage advice and the relationship extended from there.

How has Ken Whitworth helped you?

Identifying best value mortgage originally and three times since. He has also provided pension advice and investment planning

Have you seen the outcome you were hoping for?

Yes. Best value mortgage applied for and pensions moved. Too early to say whether pensions have grown as envisaged though.

What could they have done better?

Not much, Ken has always taken the time required for our requirements and explained everything to us.

What were the circumstances that caused you to initially look for an adviser?

Purchasing my first property I needed advice and guidance

How has Ken Whitworth helped you?

Provided the best deals available to me and talked through each option in detail so I could make the right decision for me

Have you seen the outcome you were hoping for?

Yes - I have was so happy with Ken Whitworth’s financial advice on my first property purchase that I used his services again for my second property purchase.

What could they have done better?

Nothing - everything went smoothly and to plan.

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Ken Whitworth helped you?

Information was clear and relevant and service is always of the highest standard. I felt at ease making decisions because of his clarity and trustworthiness.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Ken has always provided an impeccable service.

What were the circumstances that caused you to initially look for an adviser?

Firstly a mortgage and then life insurances

How has Ken Whitworth helped you?

Gave me a range of options that were suitable to my needs which he worked through clearly and concisely with me enabling me to choose the most appropriate option

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I had a number of Pensions with a variety of providers and was not sure if I could protect them from deflation, after discussions with Ken Whitworth we decided to take his advise and have not really looked back. Not only did he manage to Freeze the Pensions (To protect from any further deflation) but he advised us to invest the funds where they could give us a reasonable growth rate whilst the risk was within what we had indicated.

How has Ken Whitworth helped you?

He froze existing pensions and transfered them into a Savings Scheme which from July 2012 to July 2019 has seen the them grow by around 35%.

Have you seen the outcome you were hoping for?

My savings have surpassed anything that I could have hoped for.

What could they have done better?

I do not think that Ken Whitworth could have done anything better.

What were the circumstances that caused you to initially look for an adviser?

Being made redundant

How has Ken Whitworth helped you?

Advise about my pension

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, was really helpful

What were the circumstances that caused you to initially look for an adviser?

Ken has been my Financial Advisor for around 20 years. During this time he has always been extremely helpful and always given me a variety of options.

How has Ken Whitworth helped you?

Investments Pensions Life Insurance

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I have been completely satisfied with the services Ken has provided.

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Ken Whitworth helped you?

Helped me find a mortgage`

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

We wanted to arrange a new critical illness and life insurance since moving to a new house with a bigger mortgage.

How has Ken Whitworth helped you?

Looked at finding the most cost effective and most appropriate insurance for our needs

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing else I can think of

What were the circumstances that caused you to initially look for an adviser?

I first made contact with Ken 15 years ago when i was looking to purchase my first house and needed advice on my first mortgage and have dealt with him ever since on every house purchase, re mortgage and my pensions and life insurance.

How has Ken Whitworth helped you?

Ken has always offered sound and credible advice on all aspects of my financial planning that has ultimately lead to significant savings and improvements on my circumstances.

Have you seen the outcome you were hoping for?

I am more than satisfied with the outcomes achieved with Ken.

What were the circumstances that caused you to initially look for an adviser?

Mortgage renewal

How has Ken Whitworth helped you?

Getting a new mortgage deal at the best rate

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Please provide a brief comment about your experience with Ken

Very good. Prompt contact from Ken and am now working with him.

What were the circumstances that caused you to initially look for an adviser?

I’m now 42 so I need to start looking to the future.

How has Ken Whitworth helped you?

Ken was very helpful and went through everything with me. In many cases repeating himself 4/5 times until I understood certain things. Nothing was ever to much and was explained so that I knew exactly what could be possible.

Have you seen the outcome you were hoping for?

Yes, my funds are growing nicely and following Ken’s advice and I am very confident I can look forward to a bright future.

What could they have done better?

Nothing really, I was very pleased with the all round service that I received.

What were the circumstances that caused you to initially look for an adviser?

We wanted a financial adviser to take an overview of our total current and future financial position and recommend ways to maximise our savings and investments.

How has Ken Whitworth helped you?

Ken is a very good listener and he took time to understand what we wanted. He was very thorough, explained our options very clearly, including risks and costs as well as potential earnings, and made the whole process of switching our investments and savings very easy.

Have you seen the outcome you were hoping for?

Yes, the investments Ken recommended and subsequently arranged have performed very well.

What could they have done better?

I can't think of anything. We were, and remain, very happy with Ken's advice.

What were the circumstances that caused you to initially look for an adviser?

Needed a mortgage.

How has Ken Whitworth helped you?

Ken gave us lots if different mortgage options and explained everything well. He had mortgage rate deals we couldn't have got on the high street.

Have you seen the outcome you were hoping for?

Very much so.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

My wife and I were seeking investment advice because our savings were gaining very little interest in the banks, Ken Whitworth was recommended by my parents for whom Ken was managing some investments, and still does to date.

How has Ken Whitworth helped you?

Ken spoke to my wife and I in depth, he spoke about all the risks associated with investing, he assessed our attitude to risk regarding investments and then tailored a package to suit us. Ken understood our financial needs both short and long term and created a portfolio for us with which included both traditional market investments as well as cash bond products which gave us access to cash but more importantly a significantly better return than any bank or building society.

Have you seen the outcome you were hoping for?

The results from the investments and bonds have afforded us the opportunity to draw money from them whilst retaining the original invested value over a four year period , drawing cash each year.

What were the circumstances that caused you to initially look for an adviser?

to access my prudential pension plan.

How has Ken Whitworth helped you?

providing clear and concise options on available options.

Have you seen the outcome you were hoping for?

yes and in very good time.

What could they have done better?

no he was very efficient and no further review required

What were the circumstances that caused you to initially look for an adviser?

My previous advisor never came to see me, and my pension was performing badly.

How has Ken Whitworth helped you?

Ken was just really helpful, and explained things simply.

Have you seen the outcome you were hoping for?

I’m surprised how well my pension has come on in the last few years. More than I expected.

What could they have done better?

I can’t fault anything Ken has done for me. Having a personal service that he has provided has made me confident that my pension is in good hands.

What were the circumstances that caused you to initially look for an adviser?

We needed good professional advice.

How has Ken Whitworth helped you?

Ken worked with us to provide us with information and advice regarding pensions, annuities and general savings.

Have you seen the outcome you were hoping for?

Since taking Kens advice we have safeguarded our pensions and have been getting extreemly good rates of interest on our savings.

What could they have done better?

Ken is extreemly good at his job, he understands our needs and explains what his proposals mean to us, he is professional, friendly and approachable.

What were the circumstances that caused you to initially look for an adviser?

To review my pension.

How has Ken Whitworth helped you?

swapng to another previder and saving me money.

Have you seen the outcome you were hoping for?

yes.

What were the circumstances that caused you to initially look for an adviser?

I was initially a first time buyer.

How has Ken Whitworth helped you?

Ken's service was impeccable, he helped me find the most suitable mortgage for my needs. I also had100% trust in Ken that he advised what was best for me in relation to my life insurance. Ken was always very clear and thorough with his advice.

Have you seen the outcome you were hoping for?

I was extremely happy with Ken's clear recommendations and with all the documentation he gave to me. As a result of Ken's invaluable advice I am now a home owner with a mortgage I can comfortably afford, with the security of a fantastic life insurance policy. Ken made sure that the products he recommended to me were perfectly suited to my needs.

What could they have done better?

I can not think of anything that Ken could of done better. I was and still am 100% satisfied with the service he provided to me.

What were the circumstances that caused you to initially look for an adviser?

Originally to set up a personal pension and an income protection policy.

How has Ken Whitworth helped you?

Ken provided advice in setting up the personal pension and income protection policies. That was some 20 years ago and since that time Ken has helped us move to an investment platform which carried lower fees, always offering good financial advice to suit our investment needs and risks. Ken has been able to provide pensions advice and he has taken steps to ensure that he is conversant with the latest industry regulatory practices and rules, this has been of enormous benefit over the years in that Ken has provided long term planning to meet our requirements. I have recently retired and Ken has helped me to consolidate my pensions, again with regulated best practice and sound advice with the result that I have now consolidated the funds under a single platform, which offers daily valuation updates and the ability to use the funds as and when required.

Have you seen the outcome you were hoping for?

We have worked with Ken over a number of years planning to a retirement date and the results achieved thanks to that planning have been great.

What could they have done better?

To be honest I am not sure of anything to add in this section. Ken is a very honest type of guy, if he does not know something, he won't make it up, he will say so, check it up and come back to you. Always ready to talk on the phone, happy to call round for a chat and a cup of tea. Gets paperwork back to you, chases up issues. The type of person you could trust and know that he will still be around.

What were the circumstances that caused you to initially look for an adviser?

I had previously lost money through investments.

How has Ken Whitworth helped you?

He talked at length about what we wanted and came up with an investment plan to suit our needs.

Have you seen the outcome you were hoping for?

Our investments have increased considerably and are continuing to do well.

What could they have done better?

I have no real criticism.

What were the circumstances that caused you to initially look for an adviser?

We wanted help to find the best possible mortgage deal.

How has Ken Whitworth helped you?

He found us an excellent mortgage deal and went on to help us secure life insurance. He gave excellent advice throughout the process.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I inherited money.

How has Ken Whitworth helped you?

He ascertained my level of risk then advised me accordingly.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing really since if I need assistance I just ask him

What were the circumstances that caused you to initially look for an adviser?

I was looking for independent advice.

How has Ken Whitworth helped you?

Ken reinvested a pension and invested savings.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Happy with the service I received and confident of Ken’s handling of my investments

What were the circumstances that caused you to initially look for an adviser?

I had been made redundant and had a lump sum plus savings that I wanted to invest with a view to enhancing my future options.

How has Ken Whitworth helped you?

Ken advised on a cross section of investments including a pension scheme when I obtained another job.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Not aware of anything that could have been done better.

What were the circumstances that caused you to initially look for an adviser?

Inheritance and life assurance.

How has Ken Whitworth helped you?

Suggested different ways to invest Completed necessary paperwork Guided me through attitude to risk Set up accounts for me.

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

To release money for my house.

How has Ken Whitworth helped you?

By finding me the best client.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing He helped me in every way possible