Colin Bates

What were the circumstances that caused you to initially look for an adviser?

I was with a national wealth management company but was unable to understand the complicated percentage annual charges nor able to predict what they would be in monetary value.

How has Colin Bates helped you?

I was aware from day 1 that Colin offered an efficient work ethic, has wide financial knowledge, and cares for his clients as individuals. He is easily contactable, and explains everything in a clear uncomplicated way. His fees are clean cut and easy to understand so there are no hidden surprises,

Have you seen the outcome you were hoping for?

With so many recent changes regarding pensions, I feel that Colin makes sure he is always up to date with new rulings.

What could they have done better?

Nothing I can think of.

What were the circumstances that caused you to initially look for an adviser?

We wanted some guidance in investing excess funds we had and the best way to go about this.

How has Colin Bates helped you?

Colin was really helpful mapping out our financial future, including what we can achieve based on our current monthly saving and also how we can maximise our savings to get the best outcome.

Have you seen the outcome you were hoping for?

Yes, Colin has helped so far and we will continue to use his services again.

What were the circumstances that caused you to initially look for an adviser?

My wife and I are about to have a baby and I am also starting my own business.

How has Colin Bates helped you?

We had an initial chat with Colin so he could better understand our financial situation and goals. He then created a detailed financial plan based on a number of different scenarios. He answered all of our questions before we even had a chance to ask them! He's incredibly professional, customer-focussed and friendly. Colin then assisted in placing a life insurance policy for me. We're looking forward to working with Colin again (and again!).

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nothing. If you need a financial adviser, go to Colin.

What were the circumstances that caused you to initially look for an adviser?

We were initially looking for a financial advisor to help guide both personal and business finances towards long-term success. With multiple financial goals and considerations for the future, we needed expert advice to help establish a clear and achievable path forward.

How has Colin Bates helped you?

Colin has been instrumental in bringing structure to our finances, which was something we previously lacked. He worked closely with us to develop a comprehensive long-term financial plan that provides a clear overview of our goals and the steps needed to achieve them. His approach has not only clarified our financial picture but also provided peace of mind, knowing that we now have a well-defined roadmap for the future.

Have you seen the outcome you were hoping for?

While we are still in the early stages of our journey with Colin, I am pleased with the progress and initial results we’ve seen so far. Colin’s expertise and structured approach have already started making a positive difference, and I’m confident that, with his continued guidance, we’ll achieve the long-term success we’re aiming for.

What were the circumstances that caused you to initially look for an adviser?

We previously had a FA who was restricted and charged an annual fee of assets under management, so with the previous FA there was an incentive to advise us to liquidate certain assets and invest the money with them (as they would get a larger fee). We wanted a flat fee for the time spent with us. I vetted 150 FA's on VouchedFor and only found 3 that were happy to work on a Flat Fee basis. Colin was one of those. We approached all three, had an initial meeting with all 3 and Colin stood head and shoulders above everyone else.

How has Colin Bates helped you?

Estate management, inheritance tax planning, lifestyle planning, pension drawdown strategy.

Have you seen the outcome you were hoping for?

We are now invested with Colin with our pensions and an ISA. We are invested in a low-cost, global index fund which tracks the global stock market (a financial philosophy we strongly wanted to pursue with our investments).

What could they have done better?

Nothing. Communication is clear. Our meetings with him are clear and succinct.