Chris Mills

What were the circumstances that caused you to initially look for an adviser?

I was looking to purchase a property and Chris had previously helped me.

How has Chris Mills helped you?

He explains everything very clearly and really strives to go above and beyond. I would 100% recommend Chris to friends and family and I actually have done that! Others have also been impressed with the service he provides.

Have you seen the outcome you were hoping for?

Chris has managed to secure me an affordable mortgage which is so beneficial in the long run regarding my monthly payments and still being able to budget.

What could they have done better?

Chris did everything I hoped for so no negatives.

What were the circumstances that caused you to initially look for an adviser?

Financial advice in preparation for retirement.

How has Chris Mills helped you?

Chris helped me plan for retirement with financial advice with pensions, savings and investments.

Have you seen the outcome you were hoping for?

I have seen the benefits gained from Chris Mills advice on pension and investment.

What could they have done better?

All aspects are always fully covered to complete satisfaction.

What were the circumstances that caused you to initially look for an adviser?

We needed to move some money due to recent inheritance.

How has Chris Mills helped you?

We have known Chris for around 6 years when he helped us with our mortgages. We trust Chris implicitly to give us the best advice and would not use another advisor.

Have you seen the outcome you were hoping for?

Yes, absolutely

What could they have done better?

Nothing. As alway Chris explained everything perfectly.

What were the circumstances that caused you to initially look for an adviser?

My daughter is looking to purchase her 1st property and required mortgage advice. My wife and I are looking to invest some savings.

How has Chris Mills helped you?

Chris has spent time advising my daughter on mortgage/ house options and secured an affordable mortgage for her to enable her 1st house purchase. He’s also set my wife and I up with an investment portfolio whilst also looking at pension options.

Have you seen the outcome you were hoping for?

Absolutely. Fantastic advice and daughter’s mortgage sorted. Investment portfolio set up. Extremely professional service tailored to our specific needs and situation.

What could they have done better?

I can’t think of anything.

What were the circumstances that caused you to initially look for an adviser?

After several years of having numerous pensions with different providers, I was unsure and deeply concerned whether I would have enough to live on once I retired. I contacted Chris by recommendation of a colleague at work to see if he could advise the best way forward.

How has Chris Mills helped you?

Chris came to the house and from the offset was a pleasure to deal with. My wife was always in on our conversations and we both agreed how personable he has been on all the occasions he has visited. After going through all relevant documents and gathering how much I currently had in the pension pot, he asked what sort of yearly income would I expect once I retired. He then calculated how much I needed to contribute and merged all my pensions with Quilter.

Have you seen the outcome you were hoping for?

I can keep a regular track on how my pension is behaving and have seen at least 15% growth. I am pleased to say it is heading in the right direction which has given me peace of mind after turbulent years of worry and not knowing where my financial future lied.

What could they have done better?

In all honesty I can’t find fault in the service and trust the advice I have received.

What were the circumstances that caused you to initially look for an adviser?

Buy to let Mortgages

How has Chris Mills helped you?

Had helped with Mortgages, pensions and investments

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I had several pensions from different jobs / providers and Chris was a referral from a friend

How has Chris Mills helped you?

Over the last 5 years Chris has spent a lot of time with me helping me to consolidate my pensions and changing arrangements resulting in better returns on my pension pot.

Have you seen the outcome you were hoping for?

Yes and continuing to grow.

What could they have done better?

Nothing - Chris is friendly, always available and has been more than pro-active in his approach.

What were the circumstances that caused you to initially look for an adviser?

As a charity we were looking for an easier way to manage bank accounts.

How has Chris Mills helped you?

Chris advised us to Insignia. he researched the accounts, gave us a projection of the return, helped us complete the paperwork and secured much higher rates than the banks used normally offer.

Have you seen the outcome you were hoping for?

Chris has advised us to use Fixed 1 yr accounts so the return is guaranteed.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

We are both hard-working professionals and over the years that we have known Chris, we also had a growing family. This meant that we had very little time to do our own research into products and figure out the best services/products. Chris has made everything so much smoother/easier to manage. Having a financial advisor means that you can look to them for their professional guidance and advice - it takes out all the groundwork for us.

How has Chris Mills helped you?

Chris has been our financial advisor for over 15 years. In that time, he has advised us in many areas as indicated above, from mortgages, remortgaging, pensions and investments, moving pensions, estate planning advice et al. His advice and guidance have been invaluable to us as it means that we have managed our finances better and made positive choices. Chris's input has saved us a lot of hours doing research ourselves and saves us time in searching for providers of the services we require. We completely trust him. We have seen excellent growth on our investments and we have saved money on mortgage rates.

Have you seen the outcome you were hoping for?

Yes, and this continue to be positive

What could they have done better?

N/a. Chris is very proactive and responsive.

What were the circumstances that caused you to initially look for an adviser?

We ask Chris to provide guidance for moving house when our mortgage was still within the fixedpdriod

How has Chris Mills helped you?

Chris has helped us with new and renewing mortgages now for years and has always been very helpful and quick to carry out the applications

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

First time buyers

How has Chris Mills helped you?

Chris has secured us a mortgage.

Have you seen the outcome you were hoping for?

Chris has exceeded the outcome we were expecting.

What were the circumstances that caused you to initially look for an adviser?

Looking for a first time buyer mortgage and associated income/life protection insurances.

How has Chris Mills helped you?

Chris was able to review our collective circumstances and recommend the right mortgage product for us at the most competitive rate available at this time. Chris has also put forward compelling income/life protection policies that we are currently considering.

Have you seen the outcome you were hoping for?

Chris has hit the nail on the head of all that we've asked for and has provided help at all times, even outside of working hours (thankyou!).

What were the circumstances that caused you to initially look for an adviser?

I was recommended Chris to do our mortgage .

How has Chris Mills helped you?

Chris has been brilliant ,getting a mortgage at 53 and 54 was quite worrying as we are first time buyers . We chatted and I felt his warmth and compassion for our concerns .Hes friendly ,polite,chatty and very helpful and supportive.Cant recommend Chris enough .

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing !

What were the circumstances that caused you to initially look for an adviser?

Remortgage and new house purchase new mortgage

How has Chris Mills helped you?

Given me advice on the mortgage to remortgage and a new mortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

In my opinion nothing could have been better.

Please provide a brief comment about your experience with Chris

Chris has patiently provided me with the financial advice I was seeking. The experience was professional, friendly, clear and thorough. Chris took his time to explain my position and offered valuable advice in terms of future planning. I would highly recommend him to anyone seeking to speak with a financial adviser.

What were the circumstances that caused you to initially look for an adviser?

I felt like I needed an advisor that wasn't linked to the high street banks, and someone that can provide a better insight and advice when it came to mortgaging my property.

How has Chris Mills helped you?

Chris has helped with my multiple mortgages now.

Have you seen the outcome you were hoping for?

Yes, a smooth process every time.

What could they have done better?

N/A

Please provide a brief comment about your experience with Chris

Chris has truly been outstanding - he has provided excellent support and guidance. He is extremely thorough and he has provided first-class professional advice. Chris is a true professional. I have certainly gained a huge amount of knowledge and awareness from our conversations. Excellent in all aspects of his work. Highly recommended.

What were the circumstances that caused you to initially look for an adviser?

Wanted to start long term financial planning.

How has Chris Mills helped you?

Helped me set up a long term fund that works best for my situation and gets the most out of the money I’m able to invest.

Have you seen the outcome you were hoping for?

Definitely - consistently seeing improvements on investment.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Mortgage deal was coming to an end

How has Chris Mills helped you?

Sourced me a good new mortgage deal and gave me advice on it

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Pensions were a mess

How has Chris Mills helped you?

Consolidated all of them and set up a private pension for me.

Have you seen the outcome you were hoping for?

100%

What could they have done better?

nothing

What were the circumstances that caused you to initially look for an adviser?

Needed to address financial situation regarding mortgage and future pension opportunities

How has Chris Mills helped you?

Clear concise advice extremely professional makes you feel like you’re his only client

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not a lot

What were the circumstances that caused you to initially look for an adviser?

I am unwell and needed to give up work. Over the years I had multiple pensions. I also thought that there may have been a pension that I did not have information on.

How has Chris Mills helped you?

My multiple pensions were reviewed and Chris found an additional one. These have been consolidated and a way forward agreed. His advice, guidance and input have been second to none. Chris is very responsive, conscientious and proactive. He has been a great help.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Chris has been great. I don’t think he could have done anything better.

What were the circumstances that caused you to initially look for an adviser?

I wasn't confident that we were doing the right thing in terms of inheritance planning. Chris was very helpful in providing a range of options for our particular situation.

How has Chris Mills helped you?

IHT planning and potentially some private pension advice. Chris was very happy to answer any questions and help throughout the process and explain things in lay terms so that anyone could understand what is involved.

Have you seen the outcome you were hoping for?

We are in the process of setting up an insurance policy with Chris' assistance.

Please provide a brief comment about your experience with Chris

Chris has taken the time to review all of our requirements with our somewhat complicated pension arrangements. He has always made us very comfortable and we feel confident with the advice he has given us, offering a very personal service.

What were the circumstances that caused you to initially look for an adviser?

Chris helped me when I had poor advice from another advisor

How has Chris Mills helped you?

Clear and easy explanation helping me get the best deal for my mortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

A review of my overall pensions

How has Chris Mills helped you?

Was able to develop an appropriate strategy for my retirement goals

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. I’ve been seeing Chris for years and wouldn’t place my trust in anyone else.

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Chris Mills helped you?

Helped with remortgage

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I wanted to retire but did not know if I could from as financial point of view

How has Chris Mills helped you?

I had a number of pensions which I had joined over my whole working career, Chris went through them all on my behalf and arranged for a number of them to start paying me and the 25% tax free, this allowed me to pay off my mortgage and now I have retired from working life early.

Have you seen the outcome you were hoping for?

I have now been retired for over a year and am enjoying life.

What could they have done better?

Absolutely nothing

What were the circumstances that caused you to initially look for an adviser?

I needed pension advice.

How has Chris Mills helped you?

One to one meetings held in my own home during which he carefully explained all my options, he outlined his recommendations and the processes involved.

Have you seen the outcome you were hoping for?

Still in the process of setting up the new account.

What could they have done better?

Nothing. Excellent service.

What were the circumstances that caused you to initially look for an adviser?

We were moving house and we were looking for advise on remortgaging.

How has Chris Mills helped you?

Chris was excellent in providing advice on what to do with our current fixed rate which was due to expire soon, whilst also outlining our options for our new property, that we were purchasing. He managed to whole application process for us and it was seamless.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Chris couldn’t have done anything better.

What were the circumstances that caused you to initially look for an adviser?

I had several pensions which needed tidying up, I wanted to get a better u restating of what I had and create a financial plan for the future .

How has Chris Mills helped you?

The first thing Chris did, was to put me at ease and made me feel that I could trust Chris . He gave me advice on different schemes and what best was best to do with the schemes . Most of my numerous pensions we consolidated , and one of them Chris advised we leave where it was , as I could lose enhanced benefits if we consolidated it .

Have you seen the outcome you were hoping for?

Yes I have

What could they have done better?

Nothing further . The biggest thing for me was Chris putting me at ease , as I said earlier . I felt that I could trust him .

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Chris Mills helped you?

Chris has been a huge help by helping us consolidate our Pension funds and transferring our funds to a better managed alternative

Have you seen the outcome you were hoping for?

Absolutely and entirely

What could they have done better?

Nothing in my view

What were the circumstances that caused you to initially look for an adviser?

To release 25 percent of my pension pot and invest the rest

How has Chris Mills helped you?

He helped me to do exactly what I wanted to do with my pension pot as well as chatting about football and things we have in common very friendly

Have you seen the outcome you were hoping for?

Too soon to know only just transferred my funds

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

To help us navigate the complex world of mortgage lending.

How has Chris Mills helped you?

Chris took the stress out of shopping around for a mortgage, making us aware of all our options but presenting the best option for our circumstances.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing. Chris is always happy to help and nothing is too much of an ask.

What were the circumstances that caused you to initially look for an adviser?

My mortgage was coming to the end of its existing term and with interest rates where they are I was concerned what I would be paying.

How has Chris Mills helped you?

I initially had a look round at what rates I could access then I was recommended to Chris from a friend. To my surprise Chris was able to access a lower rate than what I found!

Have you seen the outcome you were hoping for?

Absolutely! One thing you want from the stressful process of mortgaging is to be kept informed. Chris managed our expectations very well and kept us informed.

What could they have done better?

Nothing to date!

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Chris Mills helped you?

He helped to arrange the mortgage

Have you seen the outcome you were hoping for?

We did get a mortgage accepted

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Chris was recommended to me

How has Chris Mills helped you?

Patient and informative explaining options

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I had multiple pension pots and I was unsure on what steps to take next to protect my future investments.

How has Chris Mills helped you?

Chris has reviewed all of my pension pots and consolidated them to ensure I am protected in the future.

Have you seen the outcome you were hoping for?

Yes, everything is all in place.

What could they have done better?

Nothing!

What were the circumstances that caused you to initially look for an adviser?

I had never had an adviser before.Chris was recommended to me and has been very helpful ever since.

How has Chris Mills helped you?

He has helped me dig in to the world of pensions. And made me understand how they work.And what's in it for me.

Have you seen the outcome you were hoping for?

Yes massively I took my pension out went tp the much advertised and brain washing pension bee.I lost £8.000.Went back to Chris he has since got that back and more.

What could they have done better?

Nothing they have always had me at their main priority.

What were the circumstances that caused you to initially look for an adviser?

I needed a mortgage

How has Chris Mills helped you?

By helping me get the mortgage

Have you seen the outcome you were hoping for?

Absolutely

What were the circumstances that caused you to initially look for an adviser?

Mortgages

How has Chris Mills helped you?

Superb advice regarding new mortgages and remortgaging

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing - excellent service

What were the circumstances that caused you to initially look for an adviser?

My partner was going through a difficult divorce, the marital home, existing mortgage and a very difficult Ex caused no end of issues which needed sensible, dispassionate, professional and sympathetic advice to steer us through the labyrinthine complexities to sort this out. Importantly Chris came to us via recommendation from a friend and neighbour.

How has Chris Mills helped you?

Firstly, Chris provided excellent advice and guidance during the divorce, along with estimates and mortgage quotes to submit to the courts, the quality and professionalism being noted by the judge. This advice was provided without expectation or sales pressure, making the decision to use Chris when we were in the position to buy again exceptionally easy. Having experienced Chris' way of conducting business we were immediately confident that he would act in our best interests. We were able to convey our wants, needs and desires, we felt listened too and Chris really endeavoured to fulfil our criteria. Chris has gone on to provide a mortgage and insurance products that have really met our needs.

Have you seen the outcome you were hoping for?

We have our mortgage and associated insurance products and we will be coming back to Chris for all our future financial needs.

What could they have done better?

Absolutely nothing, Chris has provided a top class service and product. He was recommended to us and we are more than happy to recommend him to anyone who needs honest and trustworthy financial advice.

What were the circumstances that caused you to initially look for an adviser?

I was in need of a mortgage

How has Chris Mills helped you?

He has helped me every step of the way throughout the mortgage process he has been on the end of the phone when I have had a question and also secured me the mortgage on our dream home

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Please provide a brief comment about your experience with Chris

We have found working with Chris for our workplace pensions both professional and thorough. Its been great for us to allow him to do all the legwork and provide a choice on providers that suit our requirements. I have personally used his services for both my husband's and mine private pension. He explains everything clearly and we have both been happy with the plans he has helped us make for the future. Would recommend him to anyone. You are in safe hands dealing with Chris Mills and Voyage Finance.

Please provide a brief comment about your experience with Chris

Chris has been brilliant, very thorough with his advice and really friendly. I feel he is very genuine and gives the best advice

What were the circumstances that caused you to initially look for an adviser?

House Purchase/ mortgage.

How has Chris Mills helped you?

This is the second time I have used Chris for a mortgage / house purchase. Chris is the only person who I would use any financial advice. The friendly and informative approach and happy to answer any questions along the way.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing. Chris is the most informative person out there, if he does not know the answer than no one will.

What were the circumstances that caused you to initially look for an adviser?

We required help with a mortgage.

How has Chris Mills helped you?

Chris found and arranged an excellent mortgage for a second home.

Have you seen the outcome you were hoping for?

Absolutely ?

What could they have done better?

Chris was great and always goes the extra mile.

What were the circumstances that caused you to initially look for an adviser?

My pensions were all over the place, I had no idea what I had, or what to do with them. I needed help!

How has Chris Mills helped you?

I had many pensions, built up through working for different companies, Chris went through all of these, and found others I did not know about, tidied everything up and made it simple to understand. He also gave great advice on my current work pension contributions, which has been invaluable, allowing me to maximise the tax benefits whilst growing my pension pot.

Have you seen the outcome you were hoping for?

Yes, and much more! Chris has become my go to for anytihng pension, investment, or money related.

What could they have done better?

Absolutely nothing, he has been amazing.

What were the circumstances that caused you to initially look for an adviser?

Wanted a small independent IFA to tidy up my wife’s pensions and also some life assurance cover on my life to provide cashflow outside of my should I die

How has Chris Mills helped you?

Listened well. Understood our requirements and worked with us to achieve what we needed.

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

The stuck to our requirements and carried out the requests fully. They could not have come up with anything different.

Please provide a brief comment about your experience with Chris

good advice, even if could not help me directly

What were the circumstances that caused you to initially look for an adviser?

Obtaining a Mortgage.

How has Chris Mills helped you?

He helped us by obtaining our first mortgage and since remortgaging.

Have you seen the outcome you were hoping for?

Yes absolutely.

What could they have done better?

I don't believe anything could of been done better. Chris made the process of obtaining our first mortgage pain and hassle free. Always going the extra mile Chris is highly experienced/knowledgeable, and takes the time to explain everything on a level that makes sense. I would strongly recommend Chris to anyone seeking a financial advisor.

What were the circumstances that caused you to initially look for an adviser?

Policies needed to be reviewed

How has Chris Mills helped you?

Refinancing and good advice for future

Have you seen the outcome you were hoping for?

I'm happy with the piece of mind that all my policies are doing what I want them to.

What could they have done better?

Not a lot. Very comprehensive service

What were the circumstances that caused you to initially look for an adviser?

I need help with my retirement options and pensions. An expert to help with Pension Regulations, personalise retirement planning, to maximise my pension option, to manage the risk involved, find someone with the market knowledge and peace of mind that Chris was looking after it all.

How has Chris Mills helped you?

I had the pleasure of working with Chris Mills and Voyage Financial Solutions for my retirement planning, pension transfers, and exploring pension options. Chris demonstrated exceptional knowledge and professionalism throughout the process. His expertise in navigating the complexities of retirement income strategies was invaluable. Chris Mills provided personalised guidance, ensuring a thorough understanding of my financial goals and tailoring solutions to meet my specific needs. His attention to detail and commitment to transparency made me feel confident in the decisions we made together. Voyage Financial Solutions as a whole impressed me with their dedication to client satisfaction. The team's efficiency and responsiveness created a seamless experience, and I felt supported at every step of the way. In conclusion, I highly recommend Chris Mills and Voyage Financial Solutions to anyone seeking expert advice on retirement planning and pension management. Their commitment to client success is evident, and I am grateful for the peace of mind they have provided regarding my financial future.

Have you seen the outcome you were hoping for?

Yes the outcome has been great and it was what I was looking for.

What could they have done better?

Nothing could have been better, it was all smooth running.

What were the circumstances that caused you to initially look for an adviser?

We wanted to offer our staff a death in service policy

How has Chris Mills helped you?

He found a very cost effective policy for our 10 senior staff, tailored to exactly what we needed

Have you seen the outcome you were hoping for?

Sadly, we have had to use the policy, a widow and her 2 sons have had a pay out of over £190,000 at a very difficult time of the year.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Moving from employed to self employed and need my pensions moved over as well as setting up a new one.

How has Chris Mills helped you?

He has helped me invest in a new pension plan which was tailored to my requirements

Have you seen the outcome you were hoping for?

Everything i have hoped for Chris has facilitated

What could they have done better?

Chris executed everything perfectly and even found the time to meet me over a weekend due to my schedule.

What were the circumstances that caused you to initially look for an adviser?

House move and remortgage

How has Chris Mills helped you?

Chris has searched for the most economical options for me in detail and adapted every time I’ve changed my mind even working in the evenings providing a personal and efficient service

Have you seen the outcome you were hoping for?

Yes - two different options available explored in detail efficiently.

What could they have done better?

Nothing - he’s excellent

What were the circumstances that caused you to initially look for an adviser?

Buying my first property

How has Chris Mills helped you?

Gave me all the right directions and advice. Made it very easy to understand

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

As a busy professional couple, we don't have the time to spend exploring these matters ourselves. We looked for someone to support us in these areas, who we could trust with our finances and who would have the experience and knowledge to do so adequately.

How has Chris Mills helped you?

Chris has been our financial advisor for many years. So much so, that he has become integral to financially advising our whole family and children. He has helped us navigate the best mortgages, savings and investments, and now as we near our retirement ages, he continues to give us great advice in securing a financially stable retirement. Chris has supported me in my business needs and given me such good advice and guidance.

Have you seen the outcome you were hoping for?

Yes, and we know that Chris has always got his eye on things for us to ensure that this continues.

What could they have done better?

nothing as far as we are concerned

What were the circumstances that caused you to initially look for an adviser?

Purchasing property

How has Chris Mills helped you?

Excellent mortgage advice and assistance and follow ups with life insurance

Have you seen the outcome you were hoping for?

yes

What could they have done better?

n/a

What were the circumstances that caused you to initially look for an adviser?

Remortgage

How has Chris Mills helped you?

Found us the best deal for when our current mortgage ends, and continues to review the rates each month, notifying us when a better deal becomes available.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

needed a new mortgage deal and advice on a pension scheme.

How has Chris Mills helped you?

Chris has helped me with a great rate on my current mortgage and offered sound advice on how to make the most out of my pension. Also offered excellent advice on income protection

Have you seen the outcome you were hoping for?

Yes beyond the outcome I was hoping for

What could they have done better?

Nothing

Please provide a brief comment about your experience with Chris

Professional, courteous, well mannered and delivers a clearly professional and knowledgeable service. I would highly recommend his service to anyone.

What were the circumstances that caused you to initially look for an adviser?

I hadn't kept track of my pensions and what they were doing and started to think about the future so needed help to prepare for that and plan for when I can no longer work.

How has Chris Mills helped you?

Chris helped me by listening to what I wanted to achieve with my pensions and provided me with a cashflow model to show how I wasn't on track to retire when I wanted to and let me know what I needed to do to be able to meet my retirement plans.

Have you seen the outcome you were hoping for?

Yes - Chris helped me put my pensions into one place so they are easier to see now and has helped me get back on track to retire when I want to.

What could they have done better?

Nothing. Chris has helped me sort my pensions and make the changes I needed to and kept me updated throughout the whole process so I always knew what was going on.

What were the circumstances that caused you to initially look for an adviser?

I required an advisor for the sale and purchase of homes.

How has Chris Mills helped you?

The advice from the outset has been second to none. Chris's knowledge has saved me a lot of money and stress. First class.

Have you seen the outcome you were hoping for?

The whole process has been smooth and stressless.

What could they have done better?

I have no complaints.

What were the circumstances that caused you to initially look for an adviser?

I hadn't considered my pensions for years. I had a couple of work pensions and a private pension dotted around and knew I should probably do something more with them.

How has Chris Mills helped you?

Chris listened to my plans, queried some parts, made suggestions and ultimately pulled my old pensions together into one place so I now know what's there and what they are doing.

Have you seen the outcome you were hoping for?

I have received the annual review and it's been positive.

What could they have done better?

The advice and guidance Chris offered was excellent.

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Chris Mills helped you?

Chris found us the best deal to suit us. We tried other advisers before we went to Chris but no one matched his professionalism and knowledge

Have you seen the outcome you were hoping for?

Yes definitely

What could they have done better?

Absolutely nothing. Service was spot on and I couldn’t recommend him highly enough. Trust me, go to a Chris!

What were the circumstances that caused you to initially look for an adviser?

Looking for mortgage for house purchase

How has Chris Mills helped you?

Found mortgage at a great rate and also found life insurance for us

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not much-excellent communication and helpful when needed!

What were the circumstances that caused you to initially look for an adviser?

Needed mortgage advise for our new home, particularly in the current turbulent market.

How has Chris Mills helped you?

Chris found us the best deal he could and took all the stress away from us having to search out offers and compare deals.

Have you seen the outcome you were hoping for?

Absolutely, we are now in our new home and settling in nicely happy that our mortgage has been sorted accordingly.

What could they have done better?

Nothing, Chris is always professional, organised, and responds in a timely manner, would definitely recommend.

What were the circumstances that caused you to initially look for an adviser?

To discuss practicalities of using pension to help cover cost of property rental

How has Chris Mills helped you?

Upon making Chris aware of issues I had with existing Financial and Pension Advisors, he became aware of fundamental issues and flawed advise that I had received, and how he could assist in recommending ameliorative measures to overcome the poor investment initiatives which had in fact been loosing money from my pensions.

Have you seen the outcome you were hoping for?

Since engaging Chris’s professional services, my pensions have realised nearly 6% gains within just a few months, with the new revised portfolio investment strategies now in place, which compares very favourably to the meagre 2% at most from my previous FA portfolio strategy.

What could they have done better?

At present, I cannot think of anything which could be improved. Early days of course, but I see no reason why the present investment strategies put in place should not continue to provide a good yield as they are doing at present, and I trust Chris will endeavour to ensure that the investment strategies are regularly reviewed to optimise the returns in a more proactive way than my previous FA

What were the circumstances that caused you to initially look for an adviser?

My pension planning was in a total mess. Multiple pensions all over the place - no idea where or how much they were worth.

How has Chris Mills helped you?

Looked at each policy individually consolidated they all bar one and set up a private pension for me.

Have you seen the outcome you were hoping for?

100% yes, Chris turned a complete mess into a structured plan for the future

What could they have done better?

nothing

What were the circumstances that caused you to initially look for an adviser?

First time buyer, so needed as much advice and knowledge as possible.

How has Chris Mills helped you?

Chris has helped us with obtaining a mortgage, despite us being turned down in the past. He explained everything in great detail and really made us feel safe in his hands.

Have you seen the outcome you were hoping for?

Yes, 100%

What could they have done better?

Absolutely nothing, the service has been amazing.

What were the circumstances that caused you to initially look for an adviser?

I’ve been working with Chris for many years. Initially we spoke of pensions but we have branches out into numerous, relevant areas over the years.

How has Chris Mills helped you?

Chris has helped by not only recommending products and services that help achieve my financial goals but by also offer a financial education of sorts. I have a better understanding of the market thanks to his advice.

Have you seen the outcome you were hoping for?

Yes and I am sure I will continue to do so for years to come

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I have known Chris for many years after he set up a mortgage for me for a buy to let property.

How has Chris Mills helped you?

He has since helped myself and other members of my family with other mortgage s and also helps me sort out my pension pot.

Have you seen the outcome you were hoping for?

So far so good. All appears to be going to plan.

What could they have done better?

Nothing that I am aware of.

What were the circumstances that caused you to initially look for an adviser?

I had money that needed to be looked after, to grow within time. To protect and provide an income.

How has Chris Mills helped you?

Chris listened to my situation. What I needed now and in the future. What level of risk I was happy with and explained everything in a way that was easy to understand.

Have you seen the outcome you were hoping for?

With Chris's sound advice over the years I have been more than happy with how my pension is progressing. I couldn't have asked for anything better.

What could they have done better?

Nothing. Chris is always at the end of the phone if I need anything. A very professional service, second to none.

What were the circumstances that caused you to initially look for an adviser?

To arrange mortgage. Pension and financial advice.

How has Chris Mills helped you?

By exploring the available options suitable to me.

Have you seen the outcome you were hoping for?

Most definitely

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I wanted to consolidate all of my pensions into one pot. I also wanted to make private investments into this alongside my employment contributions. As well as look at affordability for my next mortgage.

How has Chris Mills helped you?

Chris gave some fantastic advice and infact we ended up having my employment pension as one pension as this was infact a good investment. Chris then consolidated each of my other pension pots and started a private pension at an affordable rate.

Have you seen the outcome you were hoping for?

Absolutely! There was very little requirement from me to do much aside from answer a few questions and sign a few forms which Chris explained in plain English to avoid what can be confusing jargon.