0208 166 7217
Based in Richmond
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: June, 2020
5 out of 5
Checks carried out by VouchedFor
FCA Regulated
Howard and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 14 March 2025
Howard and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
10
Recent Client Reviews
Howard has received 10 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Howard has received 10 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 09 October 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
6
Qualifications Uploaded
Howard has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
6 qualification certificates available to view
Howard has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Howard has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Howard has provided information on their typical fees
Howard has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
8
Positive First Impressions
88% of VouchedFor users have had a positive (4 or 5 star) first experience with Howard (based on 8 first impressions)
88% of users who are not yet clients had a positive first experience with Howard
88% of VouchedFor users have had a positive (4 or 5 star) first experience with Howard (based on 8 first impressions)
Checks carried out by VouchedFor
FCA Regulated
Howard and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 14 March 2025
Howard and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
10
Recent Client Reviews
Howard has received 10 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Howard has received 10 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 09 October 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
6
Qualifications Uploaded
Howard has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
6 qualification certificates available to view
Howard has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Howard has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Howard has provided information on their typical fees
Howard has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
8
Positive First Impressions
88% of VouchedFor users have had a positive (4 or 5 star) first experience with Howard (based on 8 first impressions)
88% of users who are not yet clients had a positive first experience with Howard
88% of VouchedFor users have had a positive (4 or 5 star) first experience with Howard (based on 8 first impressions)
Howard, Chartered Wealth Manager at Stage Financial offers Independent Financial advice in Pensions, Investments and a specialist in Estate Planning and Later Life planning. Stage Financial is a brand formed by its parent firm Honeycomb Financial LLP based in Kingston-Upon Thames and Richmond. Stage Financial was developed to specialise specifically retirement and later life planning within Richmond, St Margarets, Twickenham and surrounding areas. Founded by Howard Morgan it was identified that there was a gap in the market for sophisticated advice where the adviser is qualified in multiple disciplines for later life to ensure that privates clients receive tailored and bespoke advice. This includes working through the advantages and disadvantages of one type of solution over another. For instance, weighing up whether pension advice, long term care or later life planning options and which is best suited to your needs. Howard has built a career from long lasting relationships with a uncompromised approach to customer service. Howard believes that clients should get value for money and have this fully explained to you. Having worked in the financial services industry for over 16 years, we have developed specialisms in complex investment platforms, pensions as well as retirement planning. Specialist with clients in professional and creative industries. Financial Planner delivering financial advice for clients for all their wealth management and financial advisory needs. These include the following: *Pensions. *Investments. *ISA's. *Inheritance Tax Planning. *Protection. *Mortgages. *General Insurance Howard has a wealth of experience and has a track record of sustaining long term relationships with valued Private Clients. When I’m away from the office you’ll find me either in the theatre with my wife watching musicals or classical plays, or following our local Rugby team Harlequins and dare I say it, supporting Reading Football Club.
Offers available through VouchedFor
Contact Howard through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Howard's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
This adviser has some reviews that were left while they were employed at a different firm to the one they are at now.
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Adviser Disclaimer
Stage Financial is a trading style of Keystone Wealth Management Ltd, an Appointed Representative of Quilter Mortgage Planning Ltd and Quilter Financial Services Ltd which are authorised and regulated by the Financial Conduct Authority. The value of investments & pensions can fall as well as rise. You might get back less than you invested. You should only consider these products if you are willing to take some risk with your capital. We will consider whether such products are suitable for you before recommending an investment. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Inheritance tax planning is not regulated by the Financial Conduct Authority. Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited 18/10/2023.