Carol Munro

I have worked in Finance most of my working life starting with HSBC, MGM Assurance, Zurich then to an Independent Financial adviser now for the last 14 years. This allows me freedom to go to the companies my clients need for their requirements. I work with clients to find the best mortgages and work on budgeting if it is required. I provide life insurance, critical Illness, Income Protection and research the whole of the market. I review and research Pensions and investments to ensure all tax benefits are being obtained as well as the money being in the correct investments as many people do not realise how much money they can save in this area. I work with individuals, families, couples in the South East of England including Croydon, London, Coulsdon, Epsom, Reigate, Surrey etc. Specialties: Full Financial Planning, Budgeting, Mortgages, Life cover, Critical Illness, Income Protection, Pensions, Savings and Investments, Advice on Inheritance tax and Wills. Get help with a wide range of investment options, including equities, funds, bonds, and ISAs. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get help on making a plan for a comfortable retirement; whether it’s starting a pension or understanding how much you should be contributing to one. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get help understanding and evaluating your retirement options, whether it be via an annuity or a drawdown, or discussing the other available retirement income options for you. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.