Louise Gilman

First and foremost, helping people from all walks of life to become financially confident and secure is my main objective. As your financial adviser, I hold the Specialist Level 6 Financial Planning in Retirement (FPIR) qualification to ensure I can provide you with the most comprehensive and up-to-date advice as you move through your retirement journey. Retirement is a time of transition, and your needs and circumstances can change over time. What retirement looks like today is evolving, too – and my role is to help guide you through these changes effectively. Today, retirement isn’t just about pensions; many people no longer have access to traditional defined benefit schemes and instead rely on multiple income sources once they retire. That’s why it’s crucial to have effective retirement planning in place, tailored to your specific situation. The FPIR qualification deepens my understanding in areas such as pensions, inheritance tax, and long-term care planning. This enables me to offer a wider range of advice and ensures I can provide you with the holistic planning you need. With my enhanced knowledge, I can help you understand and manage your revenue streams and assets more effectively and assist in maximising any tax allowances available to you. Retirement planning has become more complex over time, and it’s no longer just about managing your savings. I now use advanced tools like cashflow modelling to assess your financial future, so we can plan for all the potential scenarios, including long-term care, health considerations, and even funeral planning. To do this well, I ask the important questions, which is part of my commitment to ensuring you have a secure and comfortable retirement. Holding this qualification also means I am part of a professional community, allowing me to stay connected with the latest industry knowledge and trends, which benefits you in the long run. By continuing my education and expertise, I am fully equipped to offer you the most well-rounded retirement planning advice, and I'm always here to make sure your financial future is on the right path. Financial Advice shouldn’t be confusing, or jargon filled. You want clarity on your financial future, and you need a trusted adviser to take the headache out of starting the process, to make the complicated understandable and to keep you on track every step of your journey. This is where I come in, it is important to me that you get more value out of our working relationship over time than you put in and this is constantly monitored throughout the course of your journey. I am here to support you in reaching your goals and aspirations and to become financially confident. I provide holistic advice on Pensions, Retirement, Savings, Personal & Business Protection, Estate Planning, Tax-Efficient Investments and Equity Release. Everyone leads busy lives and sometimes taking time off work isn’t always possible, so I offer the flexibility of virtual and in person Saturday appointments and in person and virtual evening appointments on Tuesdays, Wednesdays, and Thursdays.