Joe McArdle

Joe McArdle

SP Financial Management Limited - Chartered Financial Planners

Minimum savings/pensions: Over £50,000

Minimum mortgage: Over £100,000

0330 038 8939
Based in Rayleigh
View location

Top Rated 2025
Verified since: January, 2021

4.9 out of 5

88 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 22 February 2025

    Joe is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Joe's status

  • 8

    Recent Client Reviews

    Verified reviews: 100%

    Joe has received 8 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 04 December 2024

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 9

    Qualifications Uploaded

    9 qualification certificates available to view

    Joe has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Joe has provided information on their typical fees

    Joe has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 15

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Joe

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Joe (based on 15 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 22 February 2025

    Joe is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Joe's status

  • 8

    Recent Client Reviews

    Verified reviews: 100%

    Joe has received 8 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 04 December 2024

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 9

    Qualifications Uploaded

    9 qualification certificates available to view

    Joe has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Joe has provided information on their typical fees

    Joe has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 15

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Joe

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Joe (based on 15 first impressions)

I whole-heartedly believe in providing independent financial advice by listening to what is important to you and understanding your financial goals, allowing me to provide you with expert advice over your lifetime and a financial plan that is tailored to you and your circumstances. I specialize in Pension/retirement, Investment and Inheritance Tax planning advice to help grow and protect your family's wealth. Alongside these areas, I also provide advice in relation to Mortgages, Equity Release and Protection planning advice. Should you be interested in a free, no obligation, initial consultation please contact me.

Offers available through VouchedFor

Contact Joe through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Joe's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

Household income

Mortgage value

Savings

Clients' level of financial expertise

Reviews of Joe

Are you a client of Joe? Write your own review

No reviews matching your filter selections.

VouchedFor Disclaimer

Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.