Ross Lacey
Fairview Financial Management Ltd
Minimum savings/pensions: Over £250,000
Minimum mortgage: Any amount
0330 038 8938
Based in Rayleigh
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: October, 2019
5 out of 5
Checks carried out by VouchedFor
FCA Regulated
Ross and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 14 March 2025
17
Recent Client Reviews
Ross has received 17 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 06 March 2025
11
Qualifications Uploaded
Ross has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
11 qualification certificates available to view
Transparent Fees
Ross has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Ross has provided information on their typical fees
42
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Ross (based on 42 first impressions)
100% of users who are not yet clients had a positive first experience with Ross
Checks carried out by VouchedFor
FCA Regulated
Ross and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 14 March 2025
17
Recent Client Reviews
Ross has received 17 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 06 March 2025
11
Qualifications Uploaded
Ross has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
11 qualification certificates available to view
Transparent Fees
Ross has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Ross has provided information on their typical fees
42
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Ross (based on 42 first impressions)
100% of users who are not yet clients had a positive first experience with Ross
I'm the Director of Fairview Financial Management Ltd; we specialise in working with people in or planning for retirement, business owners, high earners and those going through a major life event like divorce, bereavement, redundancy, change of career or the sale of a business. To get in touch or arrange a free initial consultation please visit our website www.fairviewifa.co.uk We help people across Essex find the right balance between living life to the full today whilst keeping a watchful eye on and planning for tomorrow. This is done through straight-talking, no-nonsense, independent financial advice, financial planning and wealth management. We're also a highly-rated, whole of market mortgage broker; with specialisms in helping first time buyers, self employed/company directors, and arranging high value mortgages. As a Chartered Financial Planner and Independent Financial Adviser (IFA) with over fifteen years' experience, I'm highly qualified and able to provide expert wealth management, financial planning and independent financial advice on a number of areas including; savings, investments, pensions, inheritance tax planning, mortgages and protection insurance eg life insurance, critical illness cover and income protection. I live in Rayleigh with my wife and our two young children. When not at soft-play or a kid's party, I have a wide mix of pastimes including eating out, visiting historic places, karting and attending as many car shows as I can. I focus on building a long term relationship and providing straight-talking financial advice tailored to you; combining old fashioned personal service with the latest technology and research. Fairview Financial Management is an Appointed Representative of 2plan wealth management Ltd. To get in touch or arrange a free initial consultation please visit our website www.fairviewifa.co.uk
Offers available through VouchedFor
Contact Ross through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Ross's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
This adviser has some reviews that were left while they were employed at a different firm to the one they are at now.
Review
by a verified client in Essex
20 days ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I was advised to take advice and therefore sought their services
How has Ross Lacey helped you?
Ross listened to what I intended to do, needed to do and advised accordingly. Throughout our initial meeting I felt at ease and that he was the answer I'd been hoping for
Have you seen the outcome you were hoping for?
Absolutely, everything he advised turned out exactly as he said
What could they have done better?
Quite honestly, nothing could've been done better. From the initial handshake and offer of refreshment, advice and honest assessment of my situation, to the overall outcome. Nothing could've been done better
Review
by a verified client in Essex
2 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
We were having to remortgage and needed help in finding the right mortgage for us
How has Ross Lacey helped you?
Ross was extremely helpful and informative and found us the exact mortgage we wanted, and in a short space of time.
Have you seen the outcome you were hoping for?
Most definitely.
What could they have done better?
Nothing at all, Ross was a extremely efficient.
Review
by a verified client in Essex
2 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I was looking to understand if and how I should consolidate my pensions in order to make payments more manageable.
How has Ross Lacey helped you?
Ross is very generous and open with his advice, always using clear and precise language. He is also very patient with questions and any info collation, which helps to ensure the best outcome in the short and long term.
Have you seen the outcome you were hoping for?
N/a
Review
by a verified client in Essex
2 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I got a new job and thought that it was a good time to speak to a financial advisor. Got introduced to Ross by a friend
How has Ross Lacey helped you?
With a young family and time being at a premium, I wanted to make sure we were doing the right things. We now have a road map for the future and I feel more relaxed knowing our money is working hard for us
Have you seen the outcome you were hoping for?
The advice we've had is excellent. Would highly recommend Ross and Fairview, and have already!
Review
by a verified client in Essex
2 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
We've worked with Ross at Fairview for a few years now. It was originally a chat about an old pension that led to a much bigger conversation about retirement.
How has Ross Lacey helped you?
Little did we know that a few years on from our initial conversation, we'd be close to retiring and already have reduced the days at work. It's a bit cliche but it has actually been life changing for us!
Have you seen the outcome you were hoping for?
Absolutely yes!
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Adviser Disclaimer
Fairview Financial Management Ltd is an appointed representative of 2plan wealth management Ltd which is authorised and regulated by the Financial Conduct Authority. Fairview Financial Management Ltd is entered on the FCA register (www.fca.org.uk) under no. 976151. Registered office: Suite 6, Burley House, 15 High Street, Rayleigh, Essex, SS6 7EW. Registered in England and Wales Number: 14057510.