Nathan Steele

Winner of St. James’s Place Financial Adviser of the Year 2024 (Bristol Location) I’m proud to have been recognised as the most productive adviser in the Bristol area for St. James’s Place a reflection of my commitment to putting clients first and delivering consistently high standards of advice. Having now purchased 50% of Heritage Financial Consultancy Ltd through a Management Buy-In (MBI), I’m excited to help shape the future of a business I’ve proudly been part of for over a decade. From a young age, I’ve been fascinated by finance and business. Over the past 13 years as a financial adviser with Heritage, I’ve built a reputation for being friendly, approachable, and genuinely committed to understanding what matters most to my clients. I believe in long-term relationships based on trust, transparency, and tailored advice. My focus areas are investment planning, retirement planning, and financial protection the foundations of a strong financial future. I primarily work with time-pressured professionals and business owners, helping them make confident decisions about their money, often in areas they may not have the time or expertise to navigate alone. Coming from a self-employed family and now being a business owner myself, I fully appreciate the unique pressures that come with running your own business, both personally and financially. At Heritage, our advice is built around deep personal understanding. By working in partnership with St. James’s Place, we’re able to offer the resources of a FTSE 100 wealth management business, while maintaining a personal, client-first approach in everything we do. My approach typically involves: ▪️ Discovery Meeting – Getting to know each other, your goals, and any financial concerns. ▪️ Fact-Finding – Building a detailed picture of your current financial position and aspirations. ▪️ Presentation – Delivering a clear, personalised financial plan. ▪️ Implementation – Putting your strategy into action. ▪️ Ongoing Reviews – Meeting at least annually to keep everything on track. Areas of advice: ▪️ Retirement Planning ▪️ Investment Planning ▪️ Inheritance Tax & Estate Planning ▪️ Financial Protection Outside of work, I live in Wiltshire with my wife and young son. When I’m not working, I enjoy family time, sports, and various hobbies that keep me active and grounded. Your home or other property may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and may fall as well as rise. You could get back less than you invested. An investment in equities does not provide the same security of capital as a deposit with a bank or building society. This Partner Practice is an Appointed Representative of and represents only St. James’s Place Wealth Management Plc (authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. Your home or other property may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 30/03/2023