Paul Standerwick

What were the circumstances that caused you to initially look for an adviser?

Pension

How has Paul Standerwick helped you?

Pension, Life Insurance and transferring past pension pots.

Have you seen the outcome you were hoping for?

Only just started

What were the circumstances that caused you to initially look for an adviser?

I have been with MLP since my first personal pension requirement 20+ years ago

How has Paul Standerwick helped you?

Paul has managed my pension pot and advised on moving a final salary scheme that was unlikely to have yielded what I wanted. His advice and regular reviews have seen my pension pot grow and enable me to retire, hopefully comfortably, whilst also being able to take a substantial tax free sum

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

Multiple pension schemes all with different criteria. needed advise and to understand the options available for future investment and growth.good

How has Paul Standerwick helped you?

Good clear concise information and sound advise.

Have you seen the outcome you were hoping for?

To early yet, I belive this will be the case but need to review in 12 months.

What could they have done better?

I am happy and satisfied with the service to date

What were the circumstances that caused you to initially look for an adviser?

Increasing age and a primary concern to implement inheritance tax planning

How has Paul Standerwick helped you?

Yes

Have you seen the outcome you were hoping for?

It looks promising. It is too early to be definitive as we have only been with Paul for a few months. However, the October 2024 budget will have an impact and so further advice will be necessary.

What could they have done better?

I am not aware of anything they could have done better.

What were the circumstances that caused you to initially look for an adviser?

Sound advice and easy execution

How has Paul Standerwick helped you?

Very straightforward, easy to deal with, prompt and timely advice, always willing / available to speak

Have you seen the outcome you were hoping for?

Yes, very flexible and attentive to my needs

What could they have done better?

Nothing in particular, very happy with the service received

What were the circumstances that caused you to initially look for an adviser?

needed pension advice

How has Paul Standerwick helped you?

has helped me enormously in a range of areas

Have you seen the outcome you were hoping for?

yes

What were the circumstances that caused you to initially look for an adviser?

To simplify and streamline an inherited pension along with defined contribution pots and a SIPP. I also wanted investment advice.

How has Paul Standerwick helped you?

Advised transfer of mine and my wife's pensions to model portfolios. Also advised how my own investment choices could be improved.

Have you seen the outcome you were hoping for?

Too early to tell.

What could they have done better?

Paul was very thorough and went through things in detail. His support team is efficient with the necessry paperwork. At the moment there's nothing I feel was missed or not clearly explained.

What were the circumstances that caused you to initially look for an adviser?

I wanted to start early aligning my finances after changing from permanent employment to day rate contracting work.

How has Paul Standerwick helped you?

Paul and his team advised on the best pension option and combined my multiple existing pensions into one, aligned to my risk preferences. Paul also advised me on how I can invest the money I was holding as cash to optimise my post tax return based on my risk preferences.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

NA

What were the circumstances that caused you to initially look for an adviser?

Considering my retirement and needed advice on how to combine pensions and the best advice on how to plan effectively for retirement within the next year.

How has Paul Standerwick helped you?

Incredible advice on how to combine my pensions and plan for my retirement coming up within the next year. Paul took the time to explain options and advice in an easy to understand way, he carefully listened to and considered my needs to provide the best solutions. Made my retirement feel important and cared about which I valued.

Have you seen the outcome you were hoping for?

It’s early days but good so far.

What were the circumstances that caused you to initially look for an adviser?

I retired and needed help to secure my personal pension

How has Paul Standerwick helped you?

He advised and explained my various options.

Have you seen the outcome you were hoping for?

Yes. I am very pleased with my investment

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

After retiring I wanted to consolidate my 5 pensions and also discuss about IHT.

How has Paul Standerwick helped you?

Paul met with me and my wife and we had several other meetings before coming to a decision. From the beginning Paul has always listened very thoroughly to what we hoped to achieve from my pensions and has made successful changes that l would have had no idea about. He is available to discuss anything I need guidance on, also find that the MLP staff are always helpful, I find this immensely reassuring.

Have you seen the outcome you were hoping for?

Most definitely, happy with everything.

What could they have done better?

Nothing I am aware of.

What were the circumstances that caused you to initially look for an adviser?

Following the death of my parents, I needed some advice on what to do with my inheritance.

How has Paul Standerwick helped you?

Paul has helped me invest my money and advised me well. I trust him and rely on his knowledge to provide the best advice for me.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I initially needed help with obtaining a mortgage, life insurance and investment planning when in moved to the UK many years ago. Paul’s help was invaluable.

How has Paul Standerwick helped you?

Paul reviews my investments and adapts them according to my circumstances. He provides advice that relates to me and my circumstances, it’s not generic advice.

Have you seen the outcome you were hoping for?

Certainly! I have retired now and I have achieved my goals for retirement. Paul is supporting me through some personal issues that are likely to affect my finances. I am glad to have Paul’s advice at this difficult time.

What could they have done better?

I am very pleased with the client website and the ability to communicate securely and immediately. Initially, I had a problem with one of the junior staff but that was rectified promptly and I’m very happy with the current arrangement.

What were the circumstances that caused you to initially look for an adviser?

last adviser retired

How has Paul Standerwick helped you?

reviewed all investments

Have you seen the outcome you were hoping for?

yes

What could they have done better?

not sure

What were the circumstances that caused you to initially look for an adviser?

I was very disappointed in the returns I was getting on by Pension investments and Paul put me in some investment which have shown a much better return.

How has Paul Standerwick helped you?

He was very straight forward and made it quite clear that he was always available for advice on any matter financial.

Have you seen the outcome you were hoping for?

At present very happy with the out come. Every time I go to Banstead I am happy that I could always call in if I needed to.

What could they have done better?

Not sure even had chocolates on the table.

What were the circumstances that caused you to initially look for an adviser?

Concern over current advice at the time

How has Paul Standerwick helped you?

Focussed me and my investments Seeing results already

Have you seen the outcome you were hoping for?

Yes. Definitely

What could they have done better?

Nothing comes to mind

What were the circumstances that caused you to initially look for an adviser?

The need to secure a return on investment for retirement years ahead

How has Paul Standerwick helped you?

In all the ways I expected : time was no issue, clarity of information, asked me the right questions to allow me to make decisions I am comfortable with

Have you seen the outcome you were hoping for?

not yet purely on the basis this is a new investment just set up

What could they have done better?

nothing

What were the circumstances that caused you to initially look for an adviser?

I was looking for independent advice on the range of options for pensions drawdown/investment

How has Paul Standerwick helped you?

Paul's advice is very insightful and well balanced, displaying good judgement whilst looking to maximise benefits and being cautious of risks. Paul is very focused on you and what is best for you. He looks to get the best results for your circumstances. His focus is on getting the best deal for you and will go back and negotiate to get better.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

nothing

What were the circumstances that caused you to initially look for an adviser?

I was dissatisfied with old advisor I wanted a more local company.

How has Paul Standerwick helped you?

He has transferred both my wife and my pensions to a more hands on Platform.

Have you seen the outcome you were hoping for?

Yes very much so.

What could they have done better?

Not much

What were the circumstances that caused you to initially look for an adviser?

I first went to see Paul about lifetime pensions allowances and what my options were

How has Paul Standerwick helped you?

Paul spent some time understanding my situation and what I wanted to get out of the meeting and then spent a great deal of time explaining the different options I had and what might be best for me. We had a couple of meeting and Paul was very patient and happy to explain what, to me, was very complicated products and what different things meant. As a result, I moved my pension pot into a professionally managed fund that would give me greater stability and a safer outcome when I retire. He also advised me on setting up trusts to reduce my exposure to inheritance tax

Have you seen the outcome you were hoping for?

Yes. I now have a more stable and flexible pension at a risk level that I am comfortable with

What could they have done better?

Nothing really. Paul was very helpful, explained things in detail and in a way that was easy to understand and no pressure to take things forward. The whole team in the office were very helpful too.

What were the circumstances that caused you to initially look for an adviser?

Planning for retirement whilst juggling multiple pensions

How has Paul Standerwick helped you?

Consolidation of existing investments and clarification of the best way forward

Have you seen the outcome you were hoping for?

Too early to say at the moment but I’m cautiously optimistic.

What could they have done better?

I have it identified any shortcomings.

What were the circumstances that caused you to initially look for an adviser?

I had a sum of money, and seeked financial advice for a better return on my savings.

How has Paul Standerwick helped you?

Paul has given me advice on the best way to give a return on my savings.

Have you seen the outcome you were hoping for?

Yes, Paul has put plans into place for a securer future, this has put me at ease and I can now see a clearer picture of the future.

What could they have done better?

I can't find any faults with the service I have received.

What were the circumstances that caused you to initially look for an adviser?

Poor return on investments

How has Paul Standerwick helped you?

Explained how we could better plan against inheritance tax in the future

Have you seen the outcome you were hoping for?

Early days but we now have a clear plan on which to act

What could they have done better?

Perhaps more emphasis on the fact that the organisation we invested with through MLP Wealth would be taking up front fees from any investment made. I clearly understood that would be the case for the financial adviser as he had given us his time and knowledge but wrongly assumed the fees for the investment would be after 1 year not upfront.

What were the circumstances that caused you to initially look for an adviser?

Was based in my village Belmont heard positives about them

How has Paul Standerwick helped you?

He has opened our eyes in ways for planning for a son with learning disabilities

Have you seen the outcome you were hoping for?

So far yes

What could they have done better?

Very happy with what they are doing

What were the circumstances that caused you to initially look for an adviser?

Impending retirement

How has Paul Standerwick helped you?

Clarified and explained our options

Have you seen the outcome you were hoping for?

So far yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I was looking for an IFA to review my ISA.

How has Paul Standerwick helped you?

Paul reviewed the ISA and recommended transferring to a new platform and better scheme.

Have you seen the outcome you were hoping for?

Transfer only carried out fairly recently but glad Paul advised me to move away from from my previous scheme which had been performing poorly.

What could they have done better?

Nothing. Everything carried out professionally and without any problems.

What were the circumstances that caused you to initially look for an adviser?

Looking for IFA to review my pensions and investments.

How has Paul Standerwick helped you?

Reviewed my current pensions and gave advice on current status. Subsequently transferred and consolidated on a new and more stable platform.

Have you seen the outcome you were hoping for?

Early days as yet but feel more confident in my goals with the professional financial advice given.

What could they have done better?

Nothing, they carried out the service in a professional manner.

What were the circumstances that caused you to initially look for an adviser?

Wanting to manage potential future IHT charges

How has Paul Standerwick helped you?

He identified two possible investments and then provided helpful detailed information in response to the many due diligence questions I asked.

Have you seen the outcome you were hoping for?

We completed the investment within the target deadline and costs. It is likely to be a medium to long-term investment and.hopefully, with time the investment will achieve its objectives.

What could they have done better?

Can't think of anything serious.

What were the circumstances that caused you to initially look for an adviser?

I was looking for some advice in relation to consolidating a number of different pension plans.

How has Paul Standerwick helped you?

Paul has carried out a thorough review of my various pensions schemes and provided clear and thorough advice in respect of the options available to me and recommendations.

Have you seen the outcome you were hoping for?

Yea

Please provide a brief comment about your experience with Paul

Paul was very helpful in explaining the possible options for reviewing our finances

What were the circumstances that caused you to initially look for an adviser?

Investing a pensions commutations payment.

How has Paul Standerwick helped you?

Advised me to top-up our ISAs.

Have you seen the outcome you were hoping for?

Only time will tell as we invest for the long term.

What could they have done better?

WE were quite satisfied with the service and have no complaints.

What were the circumstances that caused you to initially look for an adviser?

I was looking and exploring equity release in terms of paying off my mortgage

How has Paul Standerwick helped you?

Paul explained all the pros and cons of the differing equity release companies . He spent some time finding the right product to meet my needs . I found Paul was very easy to talk to and he was very re assuring even in these difficult times (Covid19) . All our discussions took place over the phone but i was still able to understand all the issues.

Have you seen the outcome you were hoping for?

Yes -I have and i am very grateful to Paul and his team . They were very efficient in reaching targets .

What could they have done better?

I am not sure but i know how busy financial advisers are but perhaps maybe the odd phone call to discuss how things were progressing might be of help . Otherwise i cannot fault Paul .

What were the circumstances that caused you to initially look for an adviser?

Starting a pension

How has Paul Standerwick helped you?

I spoke with Paul on a few occasions over a 18 month period during which he listened and understood the specificities of my financial situation (which has been made more complex due to a period living overseas). Paul provided clear and extensive advice which led me to choosing MLP as a financial advisor for my future investment planning.

Have you seen the outcome you were hoping for?

The investment has only just started but so far so good!

What were the circumstances that caused you to initially look for an adviser?

I was looking to consolidate 3 old workplace pensions, and set up a new personal pension.

How has Paul Standerwick helped you?

Paul advised me on my options, and offered advice based on my circumstances.

Have you seen the outcome you were hoping for?

I set up a new fund based on Pauls advice, and so far am happy with this.

Please provide a brief comment about your experience with Paul

Excellent first meetings with Paul which have been super helpful in explaining about how we need to lay out future financial planning. Simple advice, friendly service and a very trustworthy person and company.

Please provide a brief comment about your experience with Paul

I found )Paul very helpful and supportive. He explained the product to me in a way which was very understandable and clear. He did put my mind at rest .

Please provide a brief comment about your experience with Paul

Didn’t follow up as wrong location

Please provide a brief comment about your experience with Paul

Paul was very clear in explaining my options, but didn't bombard me with too much new information. He patiently explained new concepts to me, so I felt able to make an informed choice based on his recommendations.

Please provide a brief comment about your experience with Paul

Very knowledgeable and informative

What were the circumstances that caused you to initially look for an adviser?

Inheritance from my partners death.

How has Paul Standerwick helped you?

Paul advised on the best options to invest my recent inheritance in terms of ISA's.

Have you seen the outcome you were hoping for?

Still early, as the investment has not had any return, but the projection for this is positive and a reason why I chose it.

What could they have done better?

Nothing better, as Paul has been clear and concise all the way through the process.

What were the circumstances that caused you to initially look for an adviser?

Wanted to transfer pensions into a single managed porfolio to suit my risk profile

How has Paul Standerwick helped you?

Clear and transparent advice. Expertise in his area, and thorough research thesis on pension risk profiles from his firm

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

My current advisor wasn't giving me confidence in their management

How has Paul Standerwick helped you?

Paul has given me advice (truthfully) on all aspects of my needs, and that has led me to take on his services

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, the service was quick, professional and to the point, exactly what I expected

What were the circumstances that caused you to initially look for an adviser?

Heading for retirement I was looking to consolidate my pension schemes and make sure that I was planning ahead for drawing down my pension.

How has Paul Standerwick helped you?

Paul really listens to what you are looking for and then offers the appropriate advice, you feel confident that the offerings are really those that work for your situation. He is extremely flexible, working between my work commitments for our meetings.

Have you seen the outcome you were hoping for?

These changes have only just been made so it is early days, however previous advice has been beneficial.

What could they have done better?

I am very happy the topic can be very complicated but Paul explains this well and offers additional follow up sessions if there are still areas that I did not understand.

Please provide a brief comment about your experience with Paul

Paul was very knowledgeable, and very helpful, explaining things clearly and leaving us the info required in order to make a decision about what is best for us and how to proceed.

What were the circumstances that caused you to initially look for an adviser?

I asked Paul for advice starting a new pension and life insurance

How has Paul Standerwick helped you?

Paul gave me lots of advice and general information about pensions and life insurance

Have you seen the outcome you were hoping for?

Yes

Please provide a brief comment about your experience with Paul

I haven't met with him yet, that's on Friday

What were the circumstances that caused you to initially look for an adviser?

I needed assistance with my private pensions

How has Paul Standerwick helped you?

Yes extremely so , very professional , explained everything in layman terms that I could understand

Have you seen the outcome you were hoping for?

Most definitely, we now need to sort one more pension

What could they have done better?

I am more than happy with the service I have received so far

Please provide a brief comment about your experience with Paul

Initial contact was quick, and a meeting arranged, nothing else has been decided at this time.

What were the circumstances that caused you to initially look for an adviser?

to review my wealth and manage for retirement

How has Paul Standerwick helped you?

offered sound advice on how to manage my wealth for the future

Have you seen the outcome you were hoping for?

not yet, it's a long term investment

What could they have done better?

n/a

Please provide a brief comment about your experience with Paul

Paul arrived on time , listened to what I intended to do when the time came to retire. Paul gave me all options to consider , and will draft up a portfolio soon I found Paul very approachable and easy to talk to. I look forward to receiving he portfolio

What were the circumstances that caused you to initially look for an adviser?

Review of arrangements that Paul managed following my attendance at a client seminar arranged by Paul & his colleagues at MLP

How has Paul Standerwick helped you?

Paul and I discussed splitting my pension in order to create a reserve fund that could be drawn upon if required over the next 3 years or so without crystallising my main portfolio, all of the funds remaining invested with the same provider. This meant that I was not hit with either transfer or set up fees. It also gave me the opportunity to re-assess my attitude to risk in conjunction with projecting my likely income during semi-retirement in the approach to receiving the state pension later in the year.

Have you seen the outcome you were hoping for?

Too early to assess, however the changes made give me comfort that in the current volatile market I have some 'insurance' in the event that I need to realise some funds over the medium term.

What could they have done better?

Publicise the fact that existing clients don't just have to wait until an annual review or until their circumstances change to have an in-depth talk!

Please provide a brief comment about your experience with Paul

Paul was thorough and did not rush through the meeting. Took time to explain the issues and choices in a clear way.

What were the circumstances that caused you to initially look for an adviser?

Buying a house

How has Paul Standerwick helped you?

Paul was extremely helpful in assisting myself and my partner find a mortgage and explain the process of buying our first home. He was approachable, friendly, not pushy, and even sent us a new home card - very thoughtful.

Have you seen the outcome you were hoping for?

Yes 100%

What were the circumstances that caused you to initially look for an adviser?

House purchase

How has Paul Standerwick helped you?

Paul offered advice on the general process of buying a house as myself and my partner were first time buyers, he helped us understand the process of applying for a mortgage and identified the best mortgage for us to apply for at that time.

Have you seen the outcome you were hoping for?

Yes, completely. We own our home and very happy with the mortgage and advice provided by Paul.

What were the circumstances that caused you to initially look for an adviser?

Looking to make my existing pension flexible upon my 55th birthday.

How has Paul Standerwick helped you?

Paul did in-depth research into my existing pension and gave me advice on how to modernise in a way that gives me more accessibility and possible planning for the future.

Have you seen the outcome you were hoping for?

Hopefully yes,.

What were the circumstances that caused you to initially look for an adviser?

Looking for advice on the following items: pensions & trusts, life insurance, mortgages.

How has Paul Standerwick helped you?

Financial planning, mortgage, pension plan for directors of our LTD company, life insurance.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

The service and advice has always been great. If there is an area to improve I have not found one.

What were the circumstances that caused you to initially look for an adviser?

Annual review of investments.

How has Paul Standerwick helped you?

Discussed various options available regarding savings & inheritance planning.

Have you seen the outcome you were hoping for?

Very pleased with outcome over the last few years.

What could they have done better?

Don't think so,Paul was able to give me all the information I required. Was able to visit me at home which was beneficial & I found him to be very pleasant & affable.

Please provide a brief comment about your experience with Paul

Paul was proactive and keen to help us.

What were the circumstances that caused you to initially look for an adviser?

I had a number of pensions and savings plans that I wanted to consolidate and make sure they were working best for me.

How has Paul Standerwick helped you?

Paul consolidated the pensions into one great plan but also split savings between pension and ISA to give me flexibility which I hadn’t thought about.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Hard to say at this point, will depend if I get the positive outcomes in medium to long term.

Please provide a brief comment about your experience with Paul

Paul gave extensive and clear advice during my initial visit to his office. He was generous with his time and proposed investment options tailored to my specific circumstances. He has since followed up by email offering useful suggestions on the next steps I can take. Would recommend in the future.

Please provide a brief comment about your experience with Paul

I was very pleased to meet Paul. He has a pleasant personality. We had a very interesting and constructive discussion. I am going to share more information with him about my portfolios and take things forward.

What were the circumstances that caused you to initially look for an adviser?

Retirement plans + inheritance.

How has Paul Standerwick helped you?

Sound advice and detailed knowledge of the tax situation.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Suggestions re foreign property . . . . . ?

What were the circumstances that caused you to initially look for an adviser?

I need a pension review.

How has Paul Standerwick helped you?

Discussed various options , including risks and pension portfolios.

Have you seen the outcome you were hoping for?

Too early to say, but Paul has made the changes required in the time frame he said he would.

What were the circumstances that caused you to initially look for an adviser?

pension planning.

How has Paul Standerwick helped you?

Paul outlined my options in much detail. He understood my preferred options and was detailed in outlining any risks that might affect. Once I had made my decisions action from Paul, his office and team were in contact regularly to inform me of the position. Every step was clearly documented.

Have you seen the outcome you were hoping for?

Definitely, all my objectives achieved and with efficiency and speed.

What could they have done better?

I was happy with all aspects of the service and feel comfortable about our future relationship.

Please provide a brief comment about your experience with Paul

He is personable and very easy to talk to. He explains things very well, and is informative. Comes across as trustworthy. May take up some of his suggestions.

What were the circumstances that caused you to initially look for an adviser?

Current Pension plan no longer relevant for my needs.

How has Paul Standerwick helped you?

He helped my to assess my risk and choose the right fund for me.

Have you seen the outcome you were hoping for?

This is a long term investment so not yet but I understood this and am happy with the decision made.

What were the circumstances that caused you to initially look for an adviser?

I had a number of separate company pensions which I wanted to consolidate into one financial plan.

How has Paul Standerwick helped you?

Paul provided advice on exactly what each pension plan currently provided, what would be involved in the changeover alongside any potential risks. Paul was then able to suggest the best way forward.

Have you seen the outcome you were hoping for?

So far so good. All plans have been migrated into one financial plan and I am looking forward to watching them grow!.

What could they have done better?

No, all seems in order and any confusing information was simplified and explained in more detail as necessary.

What were the circumstances that caused you to initially look for an adviser?

Consolidation of existing pensions.

How has Paul Standerwick helped you?

Paul was able to explain every element and all complexities about my numerous pensions in a way that was easily understood by a complete numpty like me. Paul is patient, articulate and very engaging and a pleasure ti deal with.

Have you seen the outcome you were hoping for?

Everything has dropped into place seemlessly and with ease. My individual pensions are now all roled into one and will be easily reviewed.

What could they have done better?

Nothing comes to mind.

Please provide a brief comment about your experience with Paul

Paul,explained everything very clearly and I learned a lot. I appreciate all his advice but have decided not to go ahead.

Please provide a brief comment about your experience with Paul

The free report was quite useless and worthless. It was produced probably in less then five minutes and was meaningless! However, Paul did spend considerably time on phone explaining and trying to sell his services.

What were the circumstances that caused you to initially look for an adviser?

I wanted to review my pensions and options.

How has Paul Standerwick helped you?

Paul researched my existing company based pensions and we agreed my pensions would be better placed under his management.

Have you seen the outcome you were hoping for?

Pensions are currently going through the process of beimg moved.

What were the circumstances that caused you to initially look for an adviser?

needed a re-mortgage and pension review.

How has Paul Standerwick helped you?

He set us up with a great mortgage deal and has always been on hand to answer any questions.

Have you seen the outcome you were hoping for?

Yes as we have been saving money ever since.

What were the circumstances that caused you to initially look for an adviser?

Wanting to consolidate pension schemes from numerous previous employers but also consider plans for my investment strategy since the recent pension rule changes for those in top tax bracket.

How has Paul Standerwick helped you?

Advice on pension and investment options and consolidation of numerous schemes.

Have you seen the outcome you were hoping for?

So far yes! Consolidation all professing well and to plan. Ask me in 10 years when I know what the return is ;-) But had very sound advice - Paul has been very helpful and amenable.

What were the circumstances that caused you to initially look for an adviser?

Needed a mortgage and a pension.

How has Paul Standerwick helped you?

he offered me advise and expertise in both areas.

Have you seen the outcome you were hoping for?

yes very happy.

What could they have done better?

nothing he did a great job

What were the circumstances that caused you to initially look for an adviser?

I had a defined benefit pension scheme maturing with an option to transfer benefits and wanted to understand my options.

How has Paul Standerwick helped you?

Paul clearly set out the advantages and disadvantages of remaining in the scheme versus transferring out benefits.

Have you seen the outcome you were hoping for?

Yes. I opted to withdraw benefits and feel that this solution makes most financial sense for my current position and future retirement plans.

What could they have done better?

I feel he handled the process well and took the time to understand what I was trying to achieve. He answered my questions fully and honestly.

Please provide a brief comment about your experience with Paul

Paul assisted initially with a pension planning issue, specifically exploring the advantages and disadvantages of transferring from a defined benefits scheme. The advice provided was clear and factually based and Paul took obvious care to ensure he fully understood our personal circumstances and future aims.

Please provide a brief comment about your experience with Paul

I had an initial meeting with Paul who was friendly and knowledgeable, and explained things clearly.

What were the circumstances that caused you to initially look for an adviser?

I needed some help with a remortgage.

How has Paul Standerwick helped you?

Paul and provides an exceptional service, he is very professional and is extremely knowledgeable of all financial products available tailored to your individual needs.

Have you seen the outcome you were hoping for?

Yes, exceeded my expectations.

What were the circumstances that caused you to initially look for an adviser?

Had a number of work pensions that I wanted to amalgamate and to review some savings plans I had.

How has Paul Standerwick helped you?

He amalgamated the pensions into one more diversified pension platform and rationalised savings.

Have you seen the outcome you were hoping for?

So far so good! Let you know when I retire!.

What could they have done better?

Not much really, must be difficult to advise when the customer has no clue what to do!

What were the circumstances that caused you to initially look for an adviser?

Moving house, and inheriting some money.

How has Paul Standerwick helped you?

He came here and gave me advice about how to invest and crucially how much to invest and where.

Have you seen the outcome you were hoping for?

Still early days.

What could they have done better?

No, he was very friendly and easy going - I felt he was reliable in his information and generous with it.

What were the circumstances that caused you to initially look for an adviser?

Too many pension plans.

How has Paul Standerwick helped you?

Combine them into a single plan fit for my risk profile and personal circumstances.

Have you seen the outcome you were hoping for?

It's too early too tell :).

What could they have done better?

Paul has been very patient educating me in the intricacies of pensions including final salary ones, and helped me decide what's best for me and my family.

What were the circumstances that caused you to initially look for an adviser?

I was looking for general investment and pension advice.

How has Paul Standerwick helped you?

Paul was easy to talk to and I was able to communicate my needs and expectations across to him without any issues. He helped me sort out the Pension scheme for last financial year in a very short period. He was proactive and on time on his commitments.

Have you seen the outcome you were hoping for?

I have just started my long term investment - it would be sometime before I can answer this question completely.

What were the circumstances that caused you to initially look for an adviser?

I needed to look at my Pension.

How has Paul Standerwick helped you?

Advised me to change my Pension to a better benefits plan. Also assisted in gaining a cash benefit from the Pension, Very thorough in his research of the market, and the details that he gave me. Very professional.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing really, as he had researched the market very well. All the facts and figures I needed he had to hand.

What were the circumstances that caused you to initially look for an adviser?

To change to a more flexible pension plan.

How has Paul Standerwick helped you?

We met and he gave me clear advice which i have followed.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing, the advice I received was exactly what I needed.

Please provide a brief comment about your experience with Paul

I found Paul to be very amiable and he spoke to me in terms I could understand. I look forward to working with him.