Johnny Haram

Being a Newcastle Financial Adviser means that I am here to offer friendly financial advice, personalised to you. With tailored advice I aim to make your money work for you, helping you benefit from your hard work. Whether this is in branch, over the telephone or by video call, I always look to build long-lasting relationships with my customers. Support and trust are at the heart of my service and helping you to achieve your financial planning goals by understanding both your current needs and how I can help over the coming years. As a subsidiary of Newcastle Building Society, Newcastle Financial Advisers is led by connecting our communities with a better financial future. No matter how much you have saved or how much you want to invest, I’m here to help you with your financial planning. The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Newcastle Building Society is a trade name of Newcastle Building Society Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by The Financial Conduct Authority. Approved by The Openwork Partnership on 14/01/2025. Get help with setting specific financial goals, seeing how close you are to achieving them and forming a plan to get on track; whether that is planning for an early retirement or planning to buy your first home. Get help with your inheritance tax planning and understanding the tax implications of the estate you leave or accessing an inheritance you have received. Warning: HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen. Estate Planning is not regulated by the Financial Conduct Authority. Get help with a wide range of investment options, including equities, funds, bonds, and ISAs. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get advice on transferring pensions where you do not need a specialist, for example a standard personal pension or one through your employer that is made up ONLY of regular contributions from you and your employer (this should not be a defined benefit pension). Get help understanding and evaluating your retirement options, whether it be via an annuity or a drawdown, or discussing the other available retirement income options for you. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.