Fotis Joannou

Fotis Joannou

Sentient Wealth Management Ltd

Minimum savings/pensions: Over £500,000

0203 544 6810
Based in Chislehurst
View location

Top Rated 2025
Verified since: January, 2018

4.9 out of 5

139 reviews


Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 28 February 2025

    Fotis and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • 11

    Recent Client Reviews

    Verified reviews: 100%

    Fotis has received 11 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 03 October 2024

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Fotis has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fotis has provided information on their typical fees

    Fotis has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 13

    Positive First Impressions

    92% of users who are not yet clients had a positive first experience with Fotis

    92% of VouchedFor users have had a positive (4 or 5 star) first experience with Fotis (based on 13 first impressions)

Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 28 February 2025

    Fotis and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • 11

    Recent Client Reviews

    Verified reviews: 100%

    Fotis has received 11 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 03 October 2024

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 1

    Qualifications Uploaded

    1 qualification certificate available to view

    Fotis has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fotis has provided information on their typical fees

    Fotis has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 13

    Positive First Impressions

    92% of users who are not yet clients had a positive first experience with Fotis

    92% of VouchedFor users have had a positive (4 or 5 star) first experience with Fotis (based on 13 first impressions)

I am an Independent Financial Planner based in the Borough of Bromley, and the founder of Sentient Wealth Management. The name, Sentient Wealth, defines our approach to financial planning. We are sentient: able to perceive or feel things. We believe financial planning should stem from a thorough understanding of our clients’ goals, aspirations, challenges and concerns. I have worked in financial services for over 20 years. I live in Petts Wood and my passion is helping local people to live the lifestyle they want, when they want, without worrying about money. See what our clients say about us in the videos on our home page www.sentientwealth.com I help the following people to create the lifestyle they want through strategic financial planning: • Families: I’ll help you to provide, protect and plan for your family’s future. • People approaching retirement: I’ll help you to enjoy the retirement you want, without worrying about money. • Business owners: I’ll help you to plan for your future retirement, as tax efficiently as possible. • Widows: I’ll help you to get financially organised, feel secure and live life to the full. • Divorcees: I’ll help you to understand if your settlement will be enough, and begin this new chapter with confidence. There are several key reasons why people choose to work with us: • We are Financial Planners: Whilst many financial advisers focus on selling products, financial planning stems from a thorough understanding of our clients’ goals, aspirations, challenges and concerns. We truly listen to what it is you want from your future, then create a financial plan that acts as a step-by-step guide to achieving the lifestyle that you want. • We are independent: Our independent status complements our approach to financial planning. As an independent firm, we can recommend products and providers from the whole of the market. Our recommendations are therefore careful, considered and custom-made for your individual circumstances. • We are local: Our clients usually live and work within the Borough of Bromley, including Beckenham, Petts Wood and Chislehurst. We like to think of ourselves as a local firm; there, on your doorstep, whenever you need guidance. If you would like to learn more about financial planning or arrange an initial meeting, please get in touch.

Offers available through VouchedFor

Contact Fotis through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

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Adviser Disclaimer

Sentient Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. FSR number 786005. Registered in England and Wales as a Limited Company No 10832525. Investment Independent Advice - We will advise and make a recommendation for you after we have assessed your needs. Our recommendation will be based on a comprehensive and fair analysis of the market. Investments can fluctuate in value and investors may not get back the amount they invest. Tax treatment is dependent upon individual circumstances and may be subject to change in the future. Non-investment protection contracts We offer non-investment protection products (e.g. term assurance, income protection, critical illness and buildings, and contents from a range of insurers. The guidance and/or advice contained within the website are subject to the UK regulatory regime and is therefore primarily targeted at customer in the UK.