0330 038 8938
Based in Omagh
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: March, 2023
4.9 out of 5
Checks carried out by VouchedFor
FCA Regulated
Colin and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 17 March 2025
15
Recent Client Reviews
Colin has received 15 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 12 March 2025
1
Qualifications Uploaded
Colin has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Transparent Fees
Colin has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Colin has provided information on their typical fees
Checks carried out by VouchedFor
FCA Regulated
Colin and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 17 March 2025
15
Recent Client Reviews
Colin has received 15 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 12 March 2025
1
Qualifications Uploaded
Colin has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
1 qualification certificate available to view
Transparent Fees
Colin has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Colin has provided information on their typical fees
Colin is a Chartered Financial Planner and a Fellow of the Personal Finance Society which is which is the highest exam based qualification in Financial Planning in the UK and is the pinnacle of the Financial Services profession. With 25 years experience working in Financial Services, Colin has had experience dealing with all aspects of financial planning for individual clients, partnerships, companies and Trustees. Over this time he has developed a strong emphasis on technical pension issues particularly around Occupational Pension Schemes. He is a pension transfer specialist and holds the relevant qualifications and authorisation to advise on all pension enquiries including defined benefit (final salary) and defined contribution (money purchase) occupational pension schemes. As a client of Temple Gray, you will receive a bespoke and personal service. You will benefit from fully independent advice backed up by the latest research capabilities combined with over forty years of experience gained by the directors; Colin McHugh and Paul Fletcher. As a fully independent financial services company, you benefit from a comprehensive range of services and independent financial solutions. One of our areas of specialism relates to pension planning, this includes advice regarding occupational and final salary pension transfer advice. This specialist area of retirement planning includes the consideration of income drawdown, annuity and appropriate investment in order to deliver sustained pension income in a tax efficient and client specific manner. The Temple Gray process relies on understanding you as an individual, designing a clear, workable and dependable solution which is fully explained and agreed ahead of any action taken by you - the client.
Offers available through VouchedFor
Contact Colin through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Colin's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
Review
by a verified client in Merseyside
a day ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I needed a qualified advisor who could do final salary transfers
How has Colin McHugh helped you?
yes
Have you seen the outcome you were hoping for?
yes
What could they have done better?
nothing
Review
by a verified client in Merseyside
2 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
My Husband passed 16 years ago and I had a lot of financial issues. That had to be sorted.
How has Colin McHugh helped you?
Colin has looked after me now for 16 years and all the problems I had. He has solved with care and attention. Most of all my issues and not judgmental. With absolute confidence.
Have you seen the outcome you were hoping for?
Absolutely my assets have grown over the years His planning suits my needs he has looked after me and my two boys with pensions. We are all pleased with the work he does for us. We made a very good choice.
What could they have done better?
Nothing
Colin:
Thank you very much for your lovely comments and for taking the time to complete this review. It has been an absolute pleasure helping you and your sons all these years. I am so glad you are happy the outcome of the advice that I have provided. On a personal note, you have done amazingly well and have made very wise decisions to improve your quality of life. You should be very proud of yourself! I look forward to many more years of being able to help you. Wishing you all the very best. Kind regards ColinReview
by a verified client in Antrim
3 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Imminent retirement
How has Colin McHugh helped you?
Colin helped us to explore the options for retirement and find a plan which delivered our requirements for financial security, optimised tax efficiency and flexibility to allow for future expected changes.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
I am not aware of anything. Colin helped us explore all options, explained the pros and cons of each and made a recommendation, which we were happy to accept. We would not have been able to reach such a satisfactory outcome on our own.
Colin:
Thank you very much for taking the time to complete this review and thank you for your lovely comments, I really do appreciate it. I'm glad that I was able to clearly explain the options available for taking an income in retirement and help find the outcome that best suits your requirements. I will keep you informed on the progress of the enquiry. Wishing you both all the very best. Kind regards ColinReview
by a verified client in Antrim
4 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I wanted to look into Equity Release or other means by which I could give my son a financial contribution towards a house purchase.
How has Colin McHugh helped you?
Colin was meticulous in exploring options and explained carefully the pros and cons of equity release. I spent several months before coming to a decision and Colin was available and responded quickly to all my phone calls and email queries during that time. I have already recommended him to a friend who is looking for similar advice.
Have you seen the outcome you were hoping for?
Yes I now have a lifetime mortgage on terms that I am very satisfied with.
What could they have done better?
Nothing
Colin:
Thank you for the lovely comments. I really appreciate it and I'm so happy to have been of service to you. Thank you also for referring me to your friend, I look forward to speaking with them. I hope you and your family have a wonderful Christmas and New Year. Many thanks ColinReview
by a verified client in Antrim
5 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Too many options on the market for transferring a pension needed advice.
How has Colin McHugh helped you?
Clearly explained all options and guided me towards one that would suit my needs.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Colin:
Thank you for your review. I'm glad that I was able to clearly explain the options available to you for your pension fund and help you find the outcome that best suits your requirements. Wishing you all the very best. Kind regards ColinVouchedFor Disclaimer
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