Ryan Phelps

I am the Co-Founder and Director at Hartford Wealth, which is a CISI Chartered Firm™. CISI Chartered Firm™ status denotes that a firm is operating at the highest levels of trustworthiness and professionalism expected from the sector. I am a Chartered Wealth Manager and Certified Financial Planner (CFP™) professional with 15 years combined experience in Banking and Wealth Management. I am also a Chartered Fellow (Financial Planning) of the Chartered Institute for Securities & Investment (CISI). People often think financial planning is all about money. But we think it’s all about you. Good financial planning is about your life goals and your future plans, and the things you love to do from day to day. It’s about your career and your home life, about your family and friends, and about what you’d like to achieve over the years and decades to come. Money, of course, can help make good things happen – but with an effective plan, you can achieve so much more. So when we meet you, we won’t start by adding up the money you have in the bank. Instead, we’ll chat about the life you have and the life you want – and about how we can help bring your aspirations to life. This client-centric approach is commonly referred to as Lifestyle Financial Planning. At the core of our service is Voyant Cashflow Modelling, which empowers clients to see how they can get “the best return on life.” My advice covers all areas of Wealth Management, including; Retirement Planning, Wealth Protection, Estate Planning and Investment Planning. The highly revered CFP™ qualification is recognised globally as the gold standard for financial planning professionals. In the United Kingdom, it is classed as a Level 7 qualification by the Qualifications and Credit Framework (QCF), which is equivalent to a Master’s Degree. By way of comparison, the minimum requirement imposed by the regulators since 2012 to advise in the UK is QCF Level 4, which is diploma level. More details are available on my website at www.hartfordwealth.co.uk. As a Partner Practice of St. James’s Place Wealth Management based in Hartford, my emphasis is on maintaining a long-term relationship with my clients and to provide them with a source of trusted advice as their financial needs evolve over the years. Hartford Wealth is a trading name of Phelps & Co Ltd. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. Auto-Enrolment products are not regulated by the Financial Conduct Authority. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 04/06/2024