0330 038 8942
Based in Northallerton
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: March, 2015
4.8 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Derek is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Derek's status
Last checked: 23 March 2025
Derek is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Derek's status
12
Recent Client Reviews
Derek has received 12 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Derek has received 12 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 26 March 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
2
Qualifications Uploaded
Derek has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
2 qualification certificates available to view
Derek has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Derek has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Derek has provided information on their typical fees
Derek has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
9
Positive First Impressions
78% of VouchedFor users have had a positive (4 or 5 star) first experience with Derek (based on 9 first impressions)
78% of users who are not yet clients had a positive first experience with Derek
78% of VouchedFor users have had a positive (4 or 5 star) first experience with Derek (based on 9 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Derek is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Derek's status
Last checked: 23 March 2025
Derek is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Derek's status
12
Recent Client Reviews
Derek has received 12 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Derek has received 12 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 26 March 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
2
Qualifications Uploaded
Derek has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
2 qualification certificates available to view
Derek has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Derek has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Derek has provided information on their typical fees
Derek has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
9
Positive First Impressions
78% of VouchedFor users have had a positive (4 or 5 star) first experience with Derek (based on 9 first impressions)
78% of users who are not yet clients had a positive first experience with Derek
78% of VouchedFor users have had a positive (4 or 5 star) first experience with Derek (based on 9 first impressions)
I have been around the block & have the (well worn) t-shirt: my huge passion is helping open minded people understand the (sometimes overwhelming) world of financial planning in order to organise THEIR game plan. I love providing light bulb moments to folk, making them realise that their financial hopes and dreams ARE achievable, if they use the assets available to them in the right way. My speciality is translating investment risk and showing people how various products can be used to avoid unnecessary tax, whilst seeking to deliver the potential of inflation beating returns - I help individuals realise retirement ambitions and financial choice on a daily basis. In my spare time I really enjoy travelling, eating at amazing places and following my football team (through good times and bad). I'm a great communicator, very reliable, genuine, optimistic person who wants to make a difference for all my clients.......and my client feedback says they love what I do and how I do it. Thank you for reading this overview - please get in touch if you think I can help you.
Offers available through VouchedFor
Contact Derek through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Derek's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
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Adviser Disclaimer
Gale and Phillipson Ltd, Gale & Phillipson (Life & Pensions) Ltd and Gale & Phillipson (Financial Management) Ltd are authorised and regulated by the Financial Conduct Authority (FCA) in the provision of investment advice, discretionary investment management, non-investment insurance advice & mortgage advice in the UK, and all trade as Gale and Phillipson. The FCA does not regulate Dynamic Cash Management. The Companies are registered in England and Wales, numbers 05409822, 03751076 and 02232959.