Paul Richardson

Paul Richardson

Amethyst Independent Financial Advisers LLP

Minimum savings/pensions: Any amount

0330 038 8938
Based in North-Shields
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Top Rated 2025
Verified since: September, 2018

4.9 out of 5

77 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 07 April 2025

    Paul is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Paul's status

  • 1

    Recent Client Reviews

    Verified reviews: 100%

    Paul has received 1 client review in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 27 February 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 2

    Qualifications Uploaded

    2 qualification certificates available to view

    Paul has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Paul has not yet added their fees to their profile

  • 7

    Positive First Impressions

    86% of users who are not yet clients had a positive first experience with Paul

    86% of VouchedFor users have had a positive (4 or 5 star) first experience with Paul (based on 7 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 07 April 2025

    Paul is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Paul's status

  • 1

    Recent Client Reviews

    Verified reviews: 100%

    Paul has received 1 client review in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 27 February 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 2

    Qualifications Uploaded

    2 qualification certificates available to view

    Paul has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Paul has not yet added their fees to their profile

  • 7

    Positive First Impressions

    86% of users who are not yet clients had a positive first experience with Paul

    86% of VouchedFor users have had a positive (4 or 5 star) first experience with Paul (based on 7 first impressions)

I am a Professional Independent Financial Adviser with over 30 years experience in financial services. I advise on: -Pensions and retirement planning (including final salary/defined benefit & guaranteed schemes, pension sharing orders) -Drawdown (at the point of retirement, withdrawing monies efficiently and cashflow planning) -Investments (new investments and reviews of existing plans) -Estate Planning (Inheritance Tax planning and Business Property Relief) -Insurance and Protection Planning -Mortgages I really enjoy my job and meeting new people, I'm very easy to speak with and really like to ensure that you are in an informed position of choice so you know all of the financial options available to you. Specifically to Final Salary Pension Schemes, due to the costs involved for this work and for fairness to our customers we will only consider Final Salary/Defined Benefit Pensions above £250,000. I use a number of Wealth Management and Cashflow Modelling tools to ensure clients have a good understanding of their current position and all options available moving forward. All of my initial discussions are free of charge. After this you are free to contact me and should never feel under any obligation. Amethyst IFAs were founded in 2001 and have advised thousands of customers throughout this time, we are fully regulated and listed on the FCAs website FCA No: 623925. We care for our clients and believe good communication is one of the most important aspects of financial planning.

Offers available through VouchedFor

Contact Paul through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

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