0330 038 8941
Based in Neath
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: December, 2020
4.9 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Paul is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Paul's status
Last checked: 20 April 2025
Paul is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Paul's status
31
Recent Client Reviews
Paul has received 31 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Paul has received 31 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 11 November 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
12
Qualifications Uploaded
Paul has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
12 qualification certificates available to view
Paul has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Paul has not yet added their fees to their profile
Fees not yet added
Paul has not yet added their fees to their profile
26
Positive First Impressions
96% of VouchedFor users have had a positive (4 or 5 star) first experience with Paul (based on 26 first impressions)
96% of users who are not yet clients had a positive first experience with Paul
96% of VouchedFor users have had a positive (4 or 5 star) first experience with Paul (based on 26 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Paul is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Paul's status
Last checked: 20 April 2025
Paul is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Paul's status
31
Recent Client Reviews
Paul has received 31 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Paul has received 31 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 11 November 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
12
Qualifications Uploaded
Paul has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
12 qualification certificates available to view
Paul has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Paul has not yet added their fees to their profile
Fees not yet added
Paul has not yet added their fees to their profile
26
Positive First Impressions
96% of VouchedFor users have had a positive (4 or 5 star) first experience with Paul (based on 26 first impressions)
96% of users who are not yet clients had a positive first experience with Paul
96% of VouchedFor users have had a positive (4 or 5 star) first experience with Paul (based on 26 first impressions)
Financial planning should be about helping you make sense of what you accumulated over the years and how it all fits around your lifestyle / business / retirement planning / family . To do this, part of my process is to design a plan using cashflow modelling to bring the figures / plans / ideas to life. These are some of the most common questions I come across - When can I retire ? Do I have enough in my pension pot to finish work now? How long will my money last later in life? Are my bank / building society investments / pension any good as they don't have branch advisers? I would like to help my children out. Can I afford to do it? If I died or off sick for a long time, would my family be covered and safe? Initial meetings are free of charge, an opportunity to listen and see if I can help. I have achieved Chartered Membership of the CISI (Chartered Institute for Securities and Investments), Chartered Associate of the London Institute of Banking and Finance, Accredited Member for the Society of Later Life Advisers (SOLLA) and SOLLA Retirement Advice Standard. Background I am originally from Neath, spent many years watching Neath Rugby, after a degree in Computer Systems Engineering, I moved to Germany and enjoyed my time working with the British Army. When I returned, I started with Pearl Assurance , worked as a senior planner at Lloyds Bank and been an Independent Financial Adviser since 2004. Fully Chartered Financial Planner, proud to be a Member of the Society of Later Life Advisers (SOLLA) and Later Life Lending Advice Standard (equity release / lifetime specialist)
Offers available through VouchedFor
Contact Paul through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Paul's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
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Adviser Disclaimer
Paul Morris is a partner of Sandringham Financial Partners Ltd (‘Sandringham’) is authorised and regulated by the Financial Conduct Authority. FCA Number: 581304. Registered Office: 5th Floor, 30 Market Street, Huddersfield, West Yorkshire, HD1 2HG. Registered in England and Wales No: 08022795. VAT Registered: 153 0427 42. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. The Financial Conduct Authority does not regulate tax advice, trusts, or offshore investments. The information provided in this website does not constitute professional financial advice. We strongly recommended that you consult a professional adviser before proceeding with any financial transaction.