Andrew Peters

What were the circumstances that caused you to initially look for an adviser?

As my savings grew into a relatively large sum I wanted sound advice to ensure that I did not overlook any aspect of planning

How has Andrew Peters helped you?

He has helped me refine my plan for building a well balanced portfolio to provide sufficient wealth for all generations of my family

Have you seen the outcome you were hoping for?

To date progress has been sound and advice has been reassuring and helpful

What could they have done better?

I have been generally pleased in all regards

What were the circumstances that caused you to initially look for an adviser?

I met with five Financial Advisors before selecting Andrew as the best Financial Adviser to navigate the transfer of my pensions and to give me advice on optimum deals and decisions on ISA's, savings and the realisation of capital that would reflect my changing personal situation.

How has Andrew Peters helped you?

Andrew Peters has been comprehensive and thorough in detailing options for my pension and to realise some capital to reflect my current needs. He found and implemented an excellent company and deal which has paid out significant dividend. At every stage Andrew has given me clear advice and answered all my many questions across all my financial interests. The scope across my portfolio is now comprehensive and I feel very confident with Andrew as my Advisor.

Have you seen the outcome you were hoping for?

The outcome is greater than I expected and I now have a clear understanding of all my financial portfolio, which is very different from before I met Andrew and didn't know where or what to start with. The percentage deals and any change updates have proved to be pertinent and beneficial. Andrew is a very astute advisor.

What could they have done better?

Nothing. Andrew has been great every step of the way. I am so glad I met with five different advisors first and Andrew was definitely the most thorough and astute.

What were the circumstances that caused you to initially look for an adviser?

When my husband died I needed help to secure my savings.

How has Andrew Peters helped you?

Andrew talked about the different possibility and helped me choose the best solution.

Have you seen the outcome you were hoping for?

As far as i know yes.

What could they have done better?

I don't know

What were the circumstances that caused you to initially look for an adviser?

I was a client of Maureen Pembridge for many years and when she retired she recommended Andrew to me and it has been a successful transition.

How has Andrew Peters helped you?

Yes when I needed to access some capital for my new boiler and radiators it was all completed very quickly and seamlessly. He payed me a home visit to introduce himself personally and I have completed trust in him to remain my personal financial advisor.

Have you seen the outcome you were hoping for?

All is in order

What could they have done better?

Nothing

Please provide a brief comment about your experience with Andrew

Transparent and very helpful

What were the circumstances that caused you to initially look for an adviser?

Retirement planning

How has Andrew Peters helped you?

Helped with Pensions, Insurances and mortage advice

Have you seen the outcome you were hoping for?

Totally

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Recieved Inheritance from Parent

How has Andrew Peters helped you?

Andrew talked through options enabling me to make confidant decisions re investments and savings on a long term basis.

Have you seen the outcome you were hoping for?

To early to say.

What were the circumstances that caused you to initially look for an adviser?

Wanted proper advice how to invest our money

How has Andrew Peters helped you?

Tremendously All advice has been taken and proved great

Have you seen the outcome you were hoping for?

Very much so

What could they have done better?

Very little always at hand when wanted

What were the circumstances that caused you to initially look for an adviser?

I met Andrew when his company bought Manners Horne & Co

How has Andrew Peters helped you?

He has advised me over the past 15 years

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing which comes to mind

What were the circumstances that caused you to initially look for an adviser?

I WAS HOLDING SOME PENSION FUNDS AND WAS UNSURE HOW TO MAKE THE BEST INCOME FROM THEM.

How has Andrew Peters helped you?

ANDREW EXPLAINED MY OPTIONS AND CHOISES AVAILABLE IN A VERY CLEAR MANNER.

Have you seen the outcome you were hoping for?

YES.

What could they have done better?

I HAVE BEEN VERY SATISFIED WITH THE SERVICE GIVEN.

What were the circumstances that caused you to initially look for an adviser?

I was looking for advice & guidance in setting up a private pension

How has Andrew Peters helped you?

Following an initail consultation meeting, Andy assessed the private pensions market and made a recommendation based on my financial goals & requirements

Have you seen the outcome you were hoping for?

Yes, absolutely

What could they have done better?

None - I was very satisified with the service Andy provided, and would recommend him to others

What were the circumstances that caused you to initially look for an adviser?

Not being in finance I needed advice to stay financially safe.

How has Andrew Peters helped you?

He has helped me stay financially safe.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing known.

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Andrew Peters helped you?

Advised how my income was progressing

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

To help me for my retirement, and investments

How has Andrew Peters helped you?

Yes

Have you seen the outcome you were hoping for?

Yes help with my retirement investment

What could they have done better?

Got me a better return

What were the circumstances that caused you to initially look for an adviser?

Retirement and the particular planning requirements it causes

How has Andrew Peters helped you?

By talking through and examining all possibilities and going through oros and cons of my own ideas and questions

Have you seen the outcome you were hoping for?

Yes, the advice has been sound and based on my particular situation

What could they have done better?

Nothing really

What were the circumstances that caused you to initially look for an adviser?

To advise on purchasing ISA’s.

How has Andrew Peters helped you?

Yes but only with withdrawals which were very efficiently executed.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Pension consolidation

How has Andrew Peters helped you?

Solid advice throughout

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Planning retirement

How has Andrew Peters helped you?

Made suggestions that have helped a d been very clear in explaining.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Investment and pension planning

How has Andrew Peters helped you?

Advice on pension planning

Have you seen the outcome you were hoping for?

Yes excellent advice provided

What could they have done better?

None

What were the circumstances that caused you to initially look for an adviser?

Advice on my company pension

How has Andrew Peters helped you?

Advice and easy to talk to

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Safety in investment and someone we could trust

How has Andrew Peters helped you?

Giving us peace of mind

Have you seen the outcome you were hoping for?

Very much so.

What could they have done better?

Very little so helpful

What were the circumstances that caused you to initially look for an adviser?

Required specialist advice on certain investments I already owned. Also had queries on my pension fund which I have yet to draw down.

How has Andrew Peters helped you?

He confirmed my own thoughts that this was the best course to take at this time and explained that the transfers could be reversed in the future.

Have you seen the outcome you were hoping for?

I was disappointed to take a loss on stocks related ISA''s but could see the benefit of converting to cash investments at this time with guaranteed returns.

What could they have done better?

Possibly recommend this course of action sooner

Please provide a brief comment about your experience with Andrew

Andrew was very comprehensive but also laid out clear options for me. I found him incredibly helpful and knowledgeable.

What were the circumstances that caused you to initially look for an adviser?

Nearing the age of retirement, felt the need to seek good quality financial advice.

How has Andrew Peters helped you?

He has helped my wife and myself, with his professional advice.

Have you seen the outcome you were hoping for?

Yes, very pleased with the ongoing outcome of Andrew's sound advice.

What could they have done better?

There is nothing at this moment in time that I can think of, which could have been better.

What were the circumstances that caused you to initially look for an adviser?

Recommended by my previous IFA

How has Andrew Peters helped you?

Assisted in amalgamating pensions

Have you seen the outcome you were hoping for?

YES

What could they have done better?

Don't know

What were the circumstances that caused you to initially look for an adviser?

i was retiring so advised by my family to get advice

How has Andrew Peters helped you?

advised on the best place for my money

Have you seen the outcome you were hoping for?

not yet tough times hope he hasent lost it all yet

What could they have done better?

i will find out in the future

What were the circumstances that caused you to initially look for an adviser?

Recommended by our previous advisor.

How has Andrew Peters helped you?

Helped us maintain confidence in our investments.

Have you seen the outcome you were hoping for?

Yes, so far so good!

What could they have done better?

-

What were the circumstances that caused you to initially look for an adviser?

In order to maintain a safe financial situation for life.

How has Andrew Peters helped you?

With sound advice and good action taken on all requests.

Have you seen the outcome you were hoping for?

Mostly, though the current financial situation of 2022 has influenced our income slightly downwards. Hopefully things will improve!

What could they have done better?

Nothing that I am aware of, all is well.

What were the circumstances that caused you to initially look for an adviser?

Earlier than planned retirement and needed our money to work well for us

How has Andrew Peters helped you?

Advised us to put pension pot into drawdown which has worked very well for us over the years

Have you seen the outcome you were hoping for?

Yes. Obviously at the moment with everything going on in the world it’s a bit flat like all stock markets but Andrew keeps us well informed and answers any queries we have.

What could they have done better?

Nothing really

What were the circumstances that caused you to initially look for an adviser?

Pensions and long term investment

How has Andrew Peters helped you?

Gave excellent detailed professional advise

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Needing advice after retirement and returning to the UK

How has Andrew Peters helped you?

He has given full information and advice on all questions I have asked

Have you seen the outcome you were hoping for?

That will be up to the markets! But Andrew gave good advice.

What could they have done better?

Nothing really

Please provide a brief comment about your experience with Andrew

Have only had an initial meeting and found Andrew Informative and approachable

What were the circumstances that caused you to initially look for an adviser?

I wanted to make the best of my pension options.

How has Andrew Peters helped you?

He helped to amalgamate several different pots and also to discuss my potential pension pot at the time of retirement

Have you seen the outcome you were hoping for?

So far, yes.

What could they have done better?

Nothing that I am aware of.

What were the circumstances that caused you to initially look for an adviser?

On retiring I was looking for somewhere safe to invest

How has Andrew Peters helped you?

He talked me through the various options and risks factors that came with each

Have you seen the outcome you were hoping for?

During these uncertain times I'm content that although my investment hasn't grown I am satisfied that I haven't incurred the losses some of my piers have with with their investments with other providers

What could they have done better?

I am happy with the service provided

What were the circumstances that caused you to initially look for an adviser?

I had a pension plan with Equitable Life when they experienced financial difficulties.

How has Andrew Peters helped you?

He recovered my fund and transferred it to a SIPP.

Have you seen the outcome you were hoping for?

Yes, my fund appears to be well invested and continues to increase in value.

What could they have done better?

Satisfied with what has been done.

What were the circumstances that caused you to initially look for an adviser?

To increase my personal wealth for the future.

How has Andrew Peters helped you?

Andrew helped me with my long term planning in a tax efficient way.

Have you seen the outcome you were hoping for?

Andrew has helped me increase my personal wealth,his advice has been most helpful.

What were the circumstances that caused you to initially look for an adviser?

Retirement of previous adviser, and recommendation to Black Swan.

How has Andrew Peters helped you?

He recalibrated our portfolio and set up an inheritance trust starting 2 years ago.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I doubt it.

What were the circumstances that caused you to initially look for an adviser?

semi-retirement

How has Andrew Peters helped you?

help with investment bonds

Have you seen the outcome you were hoping for?

not as yet - still considering

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

have some money in the UK

How has Andrew Peters helped you?

came to my house

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nodid

What were the circumstances that caused you to initially look for an adviser?

Divorce

How has Andrew Peters helped you?

Pension sharing

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Best place to put our money

How has Andrew Peters helped you?

Very good advice

Have you seen the outcome you were hoping for?

Considering the circumstances yes

What could they have done better?

Quite happy with what we have

What were the circumstances that caused you to initially look for an adviser?

My late husband sought advice, following a recommendation from friends, with regard to his pension.

How has Andrew Peters helped you?

Suggested how and where to invest monies concerned

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing as far as I know!

What were the circumstances that caused you to initially look for an adviser?

Following the death of my husband 7 years ago.

How has Andrew Peters helped you?

He was helpful, approachable and thoroughly professional. His advice and explanations rang with clarity, and he followed all action plans swiftly and efficiently. Since then , his biennial visits have been consistently helpful.

Have you seen the outcome you were hoping for?

yes.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Going through a Divorce and needed advice on transferring and setting up a new Pension Fund.

How has Andrew Peters helped you?

Andrew explained the different options available to me and was very helpful in identifying which product would best suit my needs.

Have you seen the outcome you were hoping for?

Yes - I have the App on my phone and am able to check how my pension fund is doing - it has been a bit up and down over the last few years which is expected due to Covid times.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Transfer of pension funds

How has Andrew Peters helped you?

Advise on investment and ability to withdraw money from fund throughout retirement

Have you seen the outcome you were hoping for?

Yes although no need to have withdrawn from fund

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

My pension had come to its full term, so rather than draw from it I decided to reinvest and had it transferred.

How has Andrew Peters helped you?

Andrew gave me some good advice on how best to reinvest my complete pension pot. Some facts that I was completely unaware of. Good all round service.

Have you seen the outcome you were hoping for?

I have not been monitoring any of its achievements as yet, but I’m guessing it’s too early at the moment as it’s only been reinvested for approximately eight months.

What could they have done better?

Too early to comment as yet.

What were the circumstances that caused you to initially look for an adviser?

Just needed advice

How has Andrew Peters helped you?

Very good advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Andrew Peters helped you?

Keeping me advised of current developments and helping me when I needed additional finace

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Retirment and redundacy

How has Andrew Peters helped you?

consolidated all my life insurances into one pot

Have you seen the outcome you were hoping for?

In the lond term yes

What could they have done better?

The service proided was exellent

What were the circumstances that caused you to initially look for an adviser?

Cosoldate various pensions and savings

How has Andrew Peters helped you?

Good advice and guidance

Have you seen the outcome you were hoping for?

Yes, at least as good as I could have hoped for. Especially in these difficult times.

What were the circumstances that caused you to initially look for an adviser?

Someone who was independent and could give advice across the breadth of my financial needs

How has Andrew Peters helped you?

Review and re-planning of pension and retirement provision

Have you seen the outcome you were hoping for?

Put me at ease with my retirement planning

What could they have done better?

Maybe kept me informed of the progress more but overall I'm happy with the service I've received

What were the circumstances that caused you to initially look for an adviser?

Happy with advice

How has Andrew Peters helped you?

Good advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not much

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Andrew Peters helped you?

Put all options open to us in an easy, knowledgeable,understandable way which helped us to decide on drawdown annuity.

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I was in the position to invest a lump sum of money and wanted to do the best for it and for my future. I also wished to transfer a personal pension to make it more manageable and inline with my interests.

How has Andrew Peters helped you?

Andrew offered me some amazing advice on a variety of financial questions i had, not just the investment i was planning. His advice is given in a way you can understand easily and he is very happy to answer any questions no matter how silly they may be.

Have you seen the outcome you were hoping for?

Over the short period of time i have been a client of Andrew’s, i have seen the outcome i was expecting.

What were the circumstances that caused you to initially look for an adviser?

to save for a pension and to invest money from selling my partnership

How has Andrew Peters helped you?

was refered to him by my previous adviser on his retirement

Have you seen the outcome you were hoping for?

yes

What could they have done better?

If I knew I would have enquired about it

What were the circumstances that caused you to initially look for an adviser?

Necessary to seek and control my persona pension

How has Andrew Peters helped you?

Good sound pension advice

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Had to exit my occupational pension and invest into a plan which allowed flexible drawdowns

How has Andrew Peters helped you?

Assessed my risk appetite and lifestyle to identify a pension scheme which allowed seamless access to my pot

Have you seen the outcome you were hoping for?

Just had my first annual review and the returns far exceeded my expectations. I have recommended him to my friends approaching retirement

What could they have done better?

As a new customer, despite the fact that investments exceeded benchmark, a quick mid-year review would have been useful

What were the circumstances that caused you to initially look for an adviser?

We have always been lucky enough to have one !

How has Andrew Peters helped you?

Andy took over from Tim Hendy to look after us , and he explains everything easily, which is great

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

— —

What were the circumstances that caused you to initially look for an adviser?

I had money to invest

How has Andrew Peters helped you?

Giving advice

Have you seen the outcome you were hoping for?

As far as the present financial situation allows

What could they have done better?

Nothing I can think of

What were the circumstances that caused you to initially look for an adviser?

I was introduced to Andrew Peters following the retirement of my long-term financial adviser Martin Appel

How has Andrew Peters helped you?

Andrew expertly guided me through the process of consolidating my pension funds into one pension supplier MetLife

Have you seen the outcome you were hoping for?

Yes, my pension has increased in value from day one

What could they have done better?

I can't think of anything that wasn't covered.

What were the circumstances that caused you to initially look for an adviser?

Pensions

How has Andrew Peters helped you?

Investment and combining my pensions together with advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

A bit more communication

What were the circumstances that caused you to initially look for an adviser?

Needed a Pension when I became self employed

How has Andrew Peters helped you?

Andrew gave me a lot of advice and options in terms of starting a pension scheme.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing in my view

What were the circumstances that caused you to initially look for an adviser?

In Dover my advisor was using Andy with other clients. She also mentioned that maybe her retirement was imminent. Hence the introduction to Andy.

How has Andrew Peters helped you?

Amalgamated all my different pensions in to one large pot with Royal London. Removed tax free element and left the balance to hopefully grow.

Have you seen the outcome you were hoping for?

On Andy’s recommendation leave the pot to work. Subsequently terminal cancer I am currently living with. On my demise my good lady will be left a tax free amount.

What could they have done better?

Not sure there were better options unless a higher rate of interest or a better comparison company comes along and hopefully Andy would let me know.

What were the circumstances that caused you to initially look for an adviser?

I have had a financial advisor from when I was in my early 30s, and had my own business

How has Andrew Peters helped you?

When I retired he helped with my annuity, and since then with my other investments

Have you seen the outcome you were hoping for?

Yes within reason

What could they have done better?

Over the last two or three years, the outcome has been better

What were the circumstances that caused you to initially look for an adviser?

I had had a private,independant advisor for a long time .When he retired Black Swan ( in the shape of A. P.) took over.

How has Andrew Peters helped you?

General help and advice especially when I closed down the accounts.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I have no idea.

What were the circumstances that caused you to initially look for an adviser?

Having funds from a house sale and inheritance

How has Andrew Peters helped you?

He has invested the funds in a socially acceptable way with caution to suit me

Have you seen the outcome you were hoping for?

Yes - to date things are going well

What could they have done better?

Nothing I am aware of

What were the circumstances that caused you to initially look for an adviser?

Retirment

How has Andrew Peters helped you?

Consolidated my penstions into 1 pot

Have you seen the outcome you were hoping for?

in the long run yes I will and seen some tax advantages

What were the circumstances that caused you to initially look for an adviser?

At retirement, and I needed help with drawing my pension.

How has Andrew Peters helped you?

Transfer to a flexible pension with good performance and competitive charges.

Have you seen the outcome you were hoping for?

Absolutely!

What could they have done better?

Nothing. I am more than happy with the advice and service received.

What were the circumstances that caused you to initially look for an adviser?

It was a long time ago

How has Andrew Peters helped you?

Looks after our sipp investments

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

We had a considerable amount of money to invest

How has Andrew Peters helped you?

Andrew spent a long time assessing how we wanted to invest our money and explaining very carefully what the outcome would be with various types of investment. He understood what stage we are in life and how we might need to access our money for various situations that could possibly arise.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

As far as we can tell he has done his best for us

What were the circumstances that caused you to initially look for an adviser?

Relocation of savings

How has Andrew Peters helped you?

Advising and testing my risk threshold

Have you seen the outcome you were hoping for?

Yes very good growth

What could they have done better?

They did do better by giving us a weekly newsletter

What were the circumstances that caused you to initially look for an adviser?

Divorce

How has Andrew Peters helped you?

Pension Sharing and transfer

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Everyone needs a Financial Adviser and they need an Independent one ! Having taken a back seat in the business I needed someone who was well up to the mark and ahead of the game.

How has Andrew Peters helped you?

I know Andy Professionally and Privately - and find it very easy to talk with him on matters of Investments and Pensions which are his speciality

Have you seen the outcome you were hoping for?

Yes -

What could they have done better?

Nothing -

What were the circumstances that caused you to initially look for an adviser?

To have an experienced advisor look after my pension needs

How has Andrew Peters helped you?

Andrew has always been available to help with solid, practical advice and guidance. I particularly like how he has 'walked me through' the more technical aspects of pension planning in a straightforward and pragmatic way.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing