Andrew Flowers

What were the circumstances that caused you to initially look for an adviser?

After my husband died, I needed guidance on financial matters, investments and decisions for future savings etc

How has Andrew Flowers helped you?

He has provided different scenarios and based on my risk profile, I have a portfolio which has produced good growth.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I am happy with the advice I receive

What were the circumstances that caused you to initially look for an adviser?

Need for investment planning

How has Andrew Flowers helped you?

Over many years Andrew’s advice and service has been exemplary. I can rely upon him and the Vizion Wealth team to look after my best interests.

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

Can think of nothing to suggest

What were the circumstances that caused you to initially look for an adviser?

Needed professional advise on options regarding pensions

How has Andrew Flowers helped you?

Andrew is meeting my goals

Have you seen the outcome you were hoping for?

yes

What were the circumstances that caused you to initially look for an adviser?

I needed advice on how to access my personal pensions after redundancy & then later on after retirement

How has Andrew Flowers helped you?

How best to invest my pensions to gain the best drawdown figures

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Andrew has been extremely helpful & is always available when needed

What were the circumstances that caused you to initially look for an adviser?

Planning

How has Andrew Flowers helped you?

Consolidation of schemes and tax advice as well as investment knowledge

Have you seen the outcome you were hoping for?

So far yes

What could they have done better?

N/a

What were the circumstances that caused you to initially look for an adviser?

To seek advice on the best options for drawing on pension pot, then on a regular monthly investment.

How has Andrew Flowers helped you?

Given sound advice on a pension drawdown that would achieve a good monthly income and investment for a lump sum

Have you seen the outcome you were hoping for?

Yes, a completely satisfactory outcome on both pension and investment.

What could they have done better?

From my experience they have performed admirably and always give good advice and guidance when I contact them, always helpful and prompt in responding.

What were the circumstances that caused you to initially look for an adviser?

Inherited portfolio of unit trusts, stocks and shares on death of mother and did not fully understand the various asset classes and investments and whether or not they were good investments - too occupied to self-manage efficiently

How has Andrew Flowers helped you?

Decided to sell everything and invest in portfolios to be managed by Andrew and his team

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

We were seeking advice on the viability of taking early retirement.

How has Andrew Flowers helped you?

Andrew and his team have provided a managed service for our pension and investment portfolio enabling us to confidently continue to enjoy our retirement.

Have you seen the outcome you were hoping for?

Yes, we are very happy with the returns that we have seen on our portfolio over a difficult economic period.

What were the circumstances that caused you to initially look for an adviser?

our lack of personal knowledge in the market

How has Andrew Flowers helped you?

more than you can ever imagine - i would not be in the financial position I am now if it were not for him

Have you seen the outcome you were hoping for?

Absolutely, and some

What could they have done better?

nothing - he makes everything easy for me to understand

What were the circumstances that caused you to initially look for an adviser?

Upcoming pension and the need to review finances

How has Andrew Flowers helped you?

Andrew gives very thorough and comprehensive financial advice

Have you seen the outcome you were hoping for?

Yes we have.

What could they have done better?

Nothing, I always leave feeling that everything has been covered.

What were the circumstances that caused you to initially look for an adviser?

I need to plan my retirement

How has Andrew Flowers helped you?

Hw has planned my retirement

Have you seen the outcome you were hoping for?

yes

What could they have done better?

not much

What were the circumstances that caused you to initially look for an adviser?

Pension planning and investment advice

How has Andrew Flowers helped you?

Andrew has put together a portfolio investing my pension fund with the aim of maintaining sufficient income in retirement for the long term

Have you seen the outcome you were hoping for?

I have confidence in the way my portfolio is managed and I’m pleased with how it is performing

What could they have done better?

Nothing. Andrew and the team at VizionWealth are professional, friendly with great communication. Excellent!

What were the circumstances that caused you to initially look for an adviser?

Planning our Pensions

How has Andrew Flowers helped you?

Brought them all together, advised on investments and created a useful Cash Flow which is reviewed regularly

Have you seen the outcome you were hoping for?

Yes, our finances are on track.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

We needed a strategy for retirement, with ongoing support and advice

How has Andrew Flowers helped you?

Andrew has understood our objectives and his regular meetings with clear and thorough explanations reassure us that we are on the right track.

Have you seen the outcome you were hoping for?

Absolutely. We are delighted with the service, and with the expert professionalism with which he handled our daughter's house purchase.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Retirement planning and advice

How has Andrew Flowers helped you?

Given clear but in depth guidance as to the best route forward to achieve our retirement plans.

Have you seen the outcome you were hoping for?

We have

What could they have done better?

None

What were the circumstances that caused you to initially look for an adviser?

Consolidating our finances, designing and preparing our financial strategy, transitioning to retirement

How has Andrew Flowers helped you?

Giving us a plan that works. Covering all aspects of financial advice, not just investment. Life planning. Reviewing and updating this 6 monthly

Have you seen the outcome you were hoping for?

Yes. We are confident in the plan and the outcome

What could they have done better?

We are happy with the service and the fees are competitive

What were the circumstances that caused you to initially look for an adviser?

following the death of my husband, I realised I would benefit from some professional help sorting out my finances, and making the best decisions for my future.

How has Andrew Flowers helped you?

He has helped me to look forward long term and manage my money in a more strategic way. I've been able to consolidate investments and appreciate I'm working to a plan rather than my previous ad hoc approach.

Have you seen the outcome you were hoping for?

I feel that I'm on the right track and my affairs are in better order.

What could they have done better?

Unsure, I'm fairly happy with the way things are managed.

What were the circumstances that caused you to initially look for an adviser?

Sorting out finances and maximising security and income prior to retirement

How has Andrew Flowers helped you?

He manages our entire portfolio

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing that I am aware of

What were the circumstances that caused you to initially look for an adviser?

I started a business and needed pension advice having previously been in final salary public sector schemes

How has Andrew Flowers helped you?

Andrew provided me with advice regarding pensions and insurance that has allowed me to meet my retirement aims.

Have you seen the outcome you were hoping for?

Definitely. Andrew was clear that I would not be able to match my public sector scheme benefits and we created a plan that allowed me to retire at the time I wanted with the amount of money I needed. This was regularly reviewed and amended over the eight years I have been a client of Andrew's to make sure that I could meet my objectives.

What could they have done better?

Very little really; I have completely achieved the plan that I created with Andrew in 2015 and we will continue our business relationship moving forward for a number of years.

What were the circumstances that caused you to initially look for an adviser?

Needed to understand retirement financial planning

How has Andrew Flowers helped you?

Given us confidence in how our future could look

Have you seen the outcome you were hoping for?

Yes so far but early days

What could they have done better?

Nothing so far

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Andrew Flowers helped you?

By advising and investing to achieve comfortable retirement income.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Closure of the British Steel Pension Scheme, requiring me to take financial advice on my options

How has Andrew Flowers helped you?

Clearly and efficiently examined all of the possible choices I had, presented detailed proposals (with figuires and forecasts) based upon an extensive review of my financial position, attitude to risk and my future goals. He also took the time to answer all of my questions.

Have you seen the outcome you were hoping for?

Yes, I feel my investments are well looked after, we have review meetings twice a year during which Andrew presents detailed updates on performance over the previous six months along with updated projections. He also makes sure there have been no changes in my situation that require building into his forecasts and where there are, they will be fully incorporated into his models at the next meeting.

What could they have done better?

Nothing - a very proffesional service.

What were the circumstances that caused you to initially look for an adviser?

Our portfolio of multiple pensions was becoming difficult to keep track of so we wanted a specialist organisation who could assist with consolidation where possible and management of the pensions.

How has Andrew Flowers helped you?

Andrew has been overseeing the consolidation and made recommendations on how to manage the final pension position as well as how to invest our pensions for further growth.

Have you seen the outcome you were hoping for?

Yes we have been please with the outcome to date and although we are a few years away from retirement we have been happy with the over benchmark results we are seeing to date.

What could they have done better?

Nothing we are very pleased with everything to date.

What were the circumstances that caused you to initially look for an adviser?

moving from another provoder

How has Andrew Flowers helped you?

personally andrew has been my advisor for over 15 years and he has guided me through many transitions in my personal circumstances

Have you seen the outcome you were hoping for?

absolutely

What could they have done better?

simplified my affairs without compromising results

What were the circumstances that caused you to initially look for an adviser?

I needed financial advice

How has Andrew Flowers helped you?

He has given good well thought through advice.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Upcoming retirement

How has Andrew Flowers helped you?

He has provided excellent advice in a clear and simple manner, and is currently helping me achieve my financial objectives

Have you seen the outcome you were hoping for?

yes

What were the circumstances that caused you to initially look for an adviser?

Needed financial advice initially, Andrew has been my advisor for a number of years, my last meeting with him was to review performance and other important topic that I required information and advice.

How has Andrew Flowers helped you?

We discussed various topics pertinent to me, not just my financial health, but also inheritance planning, future care objectives and the subject of trusts.

Have you seen the outcome you were hoping for?

Yes, now have a clearer understanding of the above subject.

What could they have done better?

As always I'm keen to keep cost under control.

What were the circumstances that caused you to initially look for an adviser?

On retirement in 2016 I was looking for a financial advisor to provide guidance and support on the investment of my pension fund.

How has Andrew Flowers helped you?

He has been consistently reliable in investing my pension fund to maintain the capital and have a sufficient income to live comfortably in retirement for the long term. He has carefully monitored my situation and circumstances and offered advice to maintain my capital and income.

Have you seen the outcome you were hoping for?

Yes it is good to be able to leave these matters to the professionals and feel totally comfortable and confident that they are in good hands.

What could they have done better?

I cannot immediately think of anything, I can always contact Andrew and ask questions and get a speedy response so I cannot fault his service.

What were the circumstances that caused you to initially look for an adviser?

Financial planning

How has Andrew Flowers helped you?

Great advice.

Have you seen the outcome you were hoping for?

Yes thank you

What could they have done better?

Not applicable

What were the circumstances that caused you to initially look for an adviser?

To advise on our savings and investments

How has Andrew Flowers helped you?

He’s helped in as much as his expertise has allowed us to be confident in the way he manages our finances

Have you seen the outcome you were hoping for?

We’ve been very satisfied with his advice, and outcomes are as expected

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

We had a fair amount of shares and savings and wanted advice how best to invest our money to see us through our retirement

How has Andrew Flowers helped you?

He has given us sound advice and has listened to what we wish to do.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No I don't believe so.

What were the circumstances that caused you to initially look for an adviser?

wanted to improve returns and have a professional we trust, to advise us.

How has Andrew Flowers helped you?

in all the above- the advice is clear pragmatic and reassuring

Have you seen the outcome you were hoping for?

yes mostly- all good progress

What could they have done better?

-

What were the circumstances that caused you to initially look for an adviser?

Dissatisfaction with the then existing pension service

How has Andrew Flowers helped you?

Considerably

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Need help with financial investment and planning

How has Andrew Flowers helped you?

All round financial help and expertise.

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Our need to maximise the potential growth of our savings and the need to have an adequate source of income in retirement

How has Andrew Flowers helped you?

Andrew has been able to provide information about a wide range of options that would achieve our objectives. He has guided us in determining an appropriate strategy that achieves our objectives whilst taking full account of our attitude to risk.

Have you seen the outcome you were hoping for?

Yes - the growth of our savings and investments has exceeded expectations

What could they have done better?

Can't think of anything that could have been done better or needed to be better

What were the circumstances that caused you to initially look for an adviser?

I wanted someone I could totally rely upon to provide excellent advice.

How has Andrew Flowers helped you?

For pension and inheritance advice.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Reasoning that self help with professional guidance for the long term was more sensible than reliance on state.

How has Andrew Flowers helped you?

Over many , many years Andrew has guided our long term pension and investment plans to enable financial independence by late 50’s.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Stopped global interest rates rising so suddenly….. only joking. Satisfied all round.

What were the circumstances that caused you to initially look for an adviser?

We were looking to retire early and needed professional support to achieve this.

How has Andrew Flowers helped you?

Andrew has advised us very well in terms of financial planning and has made it possible for us to achievr wsrly retirement with a good level of income.

Have you seen the outcome you were hoping for?

Yes we are now retired and are following our dream to live in France.

What could they have done better?

Nothing in particular.

What were the circumstances that caused you to initially look for an adviser?

Several years ago we were looking to consolidate our pensions and plan towards retirement.

How has Andrew Flowers helped you?

Andrew made the process easy to understand. Listening to what our plans were and helping us reach them.

Have you seen the outcome you were hoping for?

YES! Early retirement.

What could they have done better?

No, I don't think they could - Thanks Andrew!

What were the circumstances that caused you to initially look for an adviser?

Expert advice

How has Andrew Flowers helped you?

Financial planning given changing circumstances over 15 years

Have you seen the outcome you were hoping for?

Yes very much so

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I had money invested in another platform and wanted to seek a more wide ranging platform via an independent advisor.

How has Andrew Flowers helped you?

Andrew has given me the independent advice and guidance I wanted.

Have you seen the outcome you were hoping for?

In only two years I have seen an increasing value of my assets despite these last two years of global volatility.

What could they have done better?

I don't think I could have received a better level of advice and overall care.

What were the circumstances that caused you to initially look for an adviser?

Advise on our pension and savings

How has Andrew Flowers helped you?

Andrew’s professional and extensive knowledge has helped us to make the best decision on our savings

Have you seen the outcome you were hoping for?

Definitely and regularly get updates and face to face review meetings

What could they have done better?

Don’t think they could do anything better

What were the circumstances that caused you to initially look for an adviser?

I needed advice on tax optimization, pension planning, market trends and investment advice

How has Andrew Flowers helped you?

I have been delighted by how my funds have been managed and how, time after time, how my pension investments have routinely performed well over the benchmark

Have you seen the outcome you were hoping for?

Without doubt, I rest easily knowing what the future holds for me and that my investments are in safe hands

What could they have done better?

I used to receive paper copies of review reports which irked me a touch; but now I am pleased to say I receive electronic versions of the reports and supporting documentation.

What were the circumstances that caused you to initially look for an adviser?

looking for sound financial advise and support on SIP

How has Andrew Flowers helped you?

Yes, provide support in helping meeting my financial objectives. Have full confidence in him and his team which are robust and very professional.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

nothing at the moment.

What were the circumstances that caused you to initially look for an adviser?

Bad experience with previous advisor. Wanted a retirement plan to work towards. Wanted to pay as little tax as possible.

How has Andrew Flowers helped you?

We have a realistic retirement plan. We are paying as little tax as possible. We have seen our investments grow.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Retirement planning

How has Andrew Flowers helped you?

Financial strategies and cadh flow planning to reach our target

Have you seen the outcome you were hoping for?

Yes, on the process of investing the funds for the future

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Long term investment advice.

How has Andrew Flowers helped you?

Honest and straightforward advice.

Have you seen the outcome you were hoping for?

Yes 100%

What could they have done better?

Nothing, outstanding service

What were the circumstances that caused you to initially look for an adviser?

Wanting to collate a number of pensions

How has Andrew Flowers helped you?

Provided excellent advice & managed my pension pot far better than I’d experienced before

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Returning from living abroad. Financial planning for retirement

How has Andrew Flowers helped you?

Excellent advice for making my portfolio easier to manage and understand. Regular face to face meetings giving time and opportunity for discussions about investment and inheritance planning

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I am satisfied with the way things are being managed. Considering the challenges that Covid, Brexit and other unexpected events around the world that have occurred, Andrew and his team always appear to keep calm and make the right decisions.

What were the circumstances that caused you to initially look for an adviser?

Retirement planning

How has Andrew Flowers helped you?

Andrew has provided advice and managed investments extremely well. He is attentive, informative and we feel confident in his advice.

Have you seen the outcome you were hoping for?

Yes. our investments have performed above average.

What were the circumstances that caused you to initially look for an adviser?

With complicated circumstances we were lost as to our options and to the best way to plan for our retirement

How has Andrew Flowers helped you?

Andrew has clarified our position, our goals and the best way to achieve them

Have you seen the outcome you were hoping for?

On track for the desired outcome

What could they have done better?

Completely happy with the service from Andrew & Vizion Wealth

What were the circumstances that caused you to initially look for an adviser?

I wanted to transfer a pension pot from a Defined Benefit scheme to a Flexible Access Drawdown scheme and have more control over the asset allocation strategy to further grow the funds.

How has Andrew Flowers helped you?

Andrew first of all conducted a thorough review of my financial position to establish the best long term startegy to meet my life-time financial needs. Once a strategy was agreed, Vizion Wealth had the platform and tools to transfer and manage my pension funds.

Have you seen the outcome you were hoping for?

Yes, definitely.

What could they have done better?

Nothing comes to mind.

What were the circumstances that caused you to initially look for an adviser?

Wanted to be confident that we had sufficient funds to take early retirement and be able to support ourselves going forward

How has Andrew Flowers helped you?

He has helped at every stage from our early retirement planning through to our ongoing pension drawdown. We are clearly able to see the status of our investments and what the impact of any changes mean to our income and capital going forward. This makes us able to plan & live out our retirement with confidence

Have you seen the outcome you were hoping for?

Definitely yes

What could they have done better?

Can’t think of anything that could have been done better

What were the circumstances that caused you to initially look for an adviser?

Managing my capital

How has Andrew Flowers helped you?

Given me lots of reassurance and good advice

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Review of pension and financial planning

How has Andrew Flowers helped you?

With financial planning and pension advice

Have you seen the outcome you were hoping for?

Yes and plenty of new areas to explore.

What could they have done better?

I don’t think so

What were the circumstances that caused you to initially look for an adviser?

Optimising my tax position

How has Andrew Flowers helped you?

Yes absolutely - we agreed a strategy for pension saving and investments, wills and estate planning etc - Andrew has been my FA for approaching 10-yrs now and I rate him very highly.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing of note - Andrew is very good at talking in plain terms and answering any questions that I have. I would certainly recommend him and the Vizion team.

What were the circumstances that caused you to initially look for an adviser?

Investment of money

How has Andrew Flowers helped you?

Financial & retirement planning

Have you seen the outcome you were hoping for?

In general yes, timing is everything in this market.

What could they have done better?

Nothing really, we’re pleased with his services

What were the circumstances that caused you to initially look for an adviser?

I felt my money was standing still and wanted better advice.

How has Andrew Flowers helped you?

He made my business tax efficient and helped me plan for retirement.

Have you seen the outcome you were hoping for?

Yes, the growth has been excellent and I am more confident that I am investing in the correct way.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

After losing my fiancé I was after investing his pension ones that was left to me.

How has Andrew Flowers helped you?

Andrew is always keeping me up to date with my investments, he has a wealth of knowledge & puts the terms in plain English. Always ensuring I have a clear understanding. Andrew is very approachable & has a kind nature and is passionate in what he does.

Have you seen the outcome you were hoping for?

Even though it’s still early days, the outcome I have seen so far I am very happy with. Thank you

What could they have done better?

Nothing, everything has been great from the very start.

What were the circumstances that caused you to initially look for an adviser?

Property sale

How has Andrew Flowers helped you?

Investing

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

My own lack of knowledge regarding tax efficiency.

How has Andrew Flowers helped you?

With detailed advice and a financial model which ‘tests’ the robustness of my Finacial plans for the future.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I was appointed a Trustee and Executor to a family Trust and Wills

How has Andrew Flowers helped you?

Andrew has made extremely clear all stages in the process of executing and setting up Trusts.

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

It’s difficult to pin point any areas for improvement

What were the circumstances that caused you to initially look for an adviser?

I left full time employment with a good pension and needed to ensure that my self employed income could be deployed to provide for a safe retirement.

How has Andrew Flowers helped you?

By ensuring there was a solid base to my financial planning to meet my goals; by reminding me of the importance of an appropriate level of protection in self employment through various insurances - without ever giving a hard sell for any specific policy; on at least two occasions by providing me with advice that resulted in paying less tax or ensuring that my National Insurance contributions were at the required level; by providing me with other contacts in the financial planning world (e.g. for capital gains tax advice) who have proved to be very helpful. And of course by having a good chat about skiing, dogs and holidays!

Have you seen the outcome you were hoping for?

Yes. I asked Andrew to help me plan for about ten years of work before being able to access my retirement savings - turned out to be nine years of work and can access my retirement savings exactly as planned.

What could they have done better?

Not sure there is anything obvious - I have found my interactions with Andrew and the team at Vizion Wealth to be excellent.

What were the circumstances that caused you to initially look for an adviser?

Pensions and financial

How has Andrew Flowers helped you?

Pensions and health insurance

Have you seen the outcome you were hoping for?

Excellent service and very professional with the pensions on target financially

What could they have done better?

Nothing,, everything is good

What were the circumstances that caused you to initially look for an adviser?

Needed help to consolidate pensions & general financial planning for the future

How has Andrew Flowers helped you?

Sorted out all our 'messy' finances including numerous pensions

Have you seen the outcome you were hoping for?

Yes absolutely

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Pension Planning

How has Andrew Flowers helped you?

Over 10 years

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

We were in need of some guidance to help plan for our future.

How has Andrew Flowers helped you?

Providing us with solid and sound advice on the markets and services Vizion Wealth provide. Its always a pleasure to listen to Andrew, who has the experience you need from a trusted advisor.

Have you seen the outcome you were hoping for?

As our plan stands, we are on track to achieve our retirement financial goals.

What were the circumstances that caused you to initially look for an adviser?

I was retiring and needed a good FA to look after my pension pot.

How has Andrew Flowers helped you?

He has ensured that my pension fund is invested in the funds which suit my risk profile and has met my required level of return every time. He has been very flexible in his approach, allowing me to reduce or increase withdrawals as suited my particular needs, but all the time maintaining the recommended level of capital investment.

Have you seen the outcome you were hoping for?

Indeed I have, I feel totally secure with the service I get from Andrew Flowers.

What could they have done better?

I cannot think of anything.

What were the circumstances that caused you to initially look for an adviser?

Retirement and how to consolidate pensions.

How has Andrew Flowers helped you?

Put in place a regular pension income from managed investments while retaining a pension pot that can be passed on to heirs. Helped with planning income to control tax payments.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing springs to mind.

What were the circumstances that caused you to initially look for an adviser?

pension fund and investment

How has Andrew Flowers helped you?

set up appropriate arrangements

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing

What were the circumstances that caused you to initially look for an adviser?

Excellent financial experience

How has Andrew Flowers helped you?

On all financial matters including inheritance, financial, pensions, investments and tax.