Nikki Pipping

What were the circumstances that caused you to initially look for an adviser?

My wife and I had several pensions and wanted to see if we were in a position where we could use these to retire early.

How has Nikki Pipping helped you?

Nikki reviewed the various funds and advised us regarding the best way to use these pensions and investments to fund our early retirement. She was able to provide options that we would not have been aware of ourselves.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nothing!

What were the circumstances that caused you to initially look for an adviser?

As part of my financial settlement in my divorce I needed advice on my changed financial situation.

How has Nikki Pipping helped you?

Nikki has been absolutely outstanding in explaining how pensions and tax work with regard to my financial position. She has listened and understood my situation and helped me to plan for my future.

Have you seen the outcome you were hoping for?

I am satisfied and reassured by the outcomes to date.

What were the circumstances that caused you to initially look for an adviser?

Didn’t understand the pension system and where to invest

How has Nikki Pipping helped you?

Satisfied with her for everything she did

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing better

What were the circumstances that caused you to initially look for an adviser?

Prior to seeing Nikki I already had a financial adviser who was about to retire. He strongly recommended Nikki as his successor and I agreed.

How has Nikki Pipping helped you?

From the outset she took on board my requirements as a soon-to-be retired self-employed professional. She offered sound advice on how to manage my finances in the short to medium and long term.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I don’t think that anything could have been improved upon.

What were the circumstances that caused you to initially look for an adviser?

consolidation of numerous hisrotical work place pensions

How has Nikki Pipping helped you?

always on hand to answer questions and making things very clear in terms of our pension pot

Have you seen the outcome you were hoping for?

yes for sure

What could they have done better?

nothing !

What were the circumstances that caused you to initially look for an adviser?

Agr

How has Nikki Pipping helped you?

She is anazing. Friendly and extremely helpful if I have question's

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

NA

What were the circumstances that caused you to initially look for an adviser?

I was looking to draw down my pension

How has Nikki Pipping helped you?

I was able to get to some funds needed to continue house renovation

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Everything was done perfectly

What were the circumstances that caused you to initially look for an adviser?

I`d sold my house and was moving into a smaller rented property and needed to invest the profit i`d made rather than just leave it in the bank.

How has Nikki Pipping helped you?

Nikki was recommended to me by a someone that i know who is also an adviser but told me that Nikki would be the right one for me and my requirements.

Have you seen the outcome you were hoping for?

Nikki has been my adviser for just one year and yes i have seen the outcome that i wanted for that year and look forward to the next years too come.

What could they have done better?

I cant think of anything that could have been done any better for my needs!.

What were the circumstances that caused you to initially look for an adviser?

Getting financial affairs in order

How has Nikki Pipping helped you?

Helped organise our finances

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Lots of pensions to consolidate! And I knew Nikki would be brilliant

How has Nikki Pipping helped you?

Yearly review and action plan, sound advice and I am extremely confident all our pensions are in hand.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

What were the circumstances that caused you to initially look for an adviser?

Looking to move my pension to a more accountable supplier and have options to draw down.

How has Nikki Pipping helped you?

Arranging a new provider

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I needed advice for financial planning for retirement

How has Nikki Pipping helped you?

Nikki has given appropriate advice and options for planning

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I cannot think of anything, if there are any queries Nikki responds to them in a timely manner

What were the circumstances that caused you to initially look for an adviser?

Divorce

How has Nikki Pipping helped you?

A big help during a uncertain time in my life. Nikki explained everything and I felt very comfortable asking questions.

Have you seen the outcome you were hoping for?

I'm pleased with the current outcome of my investment it's grown much more than I expected in short time 2 years.

What could they have done better?

Nothing everything is great

What were the circumstances that caused you to initially look for an adviser?

In the beginning, I sought help in finding the best place to invest savings.

How has Nikki Pipping helped you?

After burying my head in the sand over my financial situation for far too long, Nikki is helping me navigate a way forward.

Have you seen the outcome you were hoping for?

It is an ongoing learning process and there are no quick fixes, but Nikki ensures I understand the choices.

What could they have done better?

Nikki, in my opinion, is passionate about her work and in giving her clients the best advice available.

What were the circumstances that caused you to initially look for an adviser?

After my divorce, I needed to implement a Pension Sharing Order and I also needed to plan for my future

How has Nikki Pipping helped you?

Provided advice, helpful information and actioned the Pension Sharing Order. This has not been finalised yet.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

At the moment, I cannot think of anything.

What were the circumstances that caused you to initially look for an adviser?

When I retired I was keen to make sure that any funds I have are safely invested

How has Nikki Pipping helped you?

Nikki has been really helpful. She is very experienced and obviously fully understands the financial climate and has always ensured my money is protected and available if I need it.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, I am very happy with the excellent service I have been receiving.

What were the circumstances that caused you to initially look for an adviser?

Good sense

How has Nikki Pipping helped you?

Meeting annually to review every aspect of my finances but short and long term

Have you seen the outcome you were hoping for?

Yes, more than expected each review that takes place

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Advice on future investments. Also advice on LPA and inheritance procedures required to pass on to my daughter and family.

How has Nikki Pipping helped you?

Advised myself and my wife on what to do to in able to ensure everything is in order for my daughter to access my inheritance easily without any complications.

Have you seen the outcome you were hoping for?

Yes. Without any problems.

What could they have done better?

Nothing. Everything was explained to myself, my wife and daughter in basic terms. Easy to take in and understand.

What were the circumstances that caused you to initially look for an adviser?

I wanted to consolidate my pensions.

How has Nikki Pipping helped you?

Nikki explained the process and advised how a Pension plan would work. She gave me so much information I wasn't aware of and made it really easy to make decisions.

Have you seen the outcome you were hoping for?

Definitely.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Being self employed and wanting to start saving money for retirement/future plans.

How has Nikki Pipping helped you?

Nikki has really helped me to organise my finances and savings. She’s great at explaining current situations with the markets and how this can affect savings etc. Nikki’s advise in clear and concise and I feel really confident in her ability and knowledge.

Have you seen the outcome you were hoping for?

Yes I’m really glad that I made the decision to seek financial advice and I’m pleased with how it’s going.

What could they have done better?

Nothing I feel that Nikki is really organised, knowledgeable and the meetings we have a very productive.

What were the circumstances that caused you to initially look for an adviser?

Needed help with my finances/pensions to enable a decent retirement for my wife and myself.

How has Nikki Pipping helped you?

Nikki has been there for us at every point in our retirement journey. We are now at a point where we have no worries for our future In our later years. Due to her product and financial knowledge, things have been explained to us so we understand and can make decisions based on facts and figures from good information.

Have you seen the outcome you were hoping for?

Completely and feel safe that it will cover us for our foreseeable future.

What could they have done better?

If it were a test l would give Nikki 100% everytime. Have never felt l needed further information after a call or a visit .

What were the circumstances that caused you to initially look for an adviser?

I was looking around to move a investment,

How has Nikki Pipping helped you?

Nikki has taken time to talk through investment plans and organised a plan that i am comfortable with and what's ideal my investment.

Have you seen the outcome you were hoping for?

Yes I have with the time and great advice from Nikki,

What could they have done better?

Absolutely nothing first class service

What were the circumstances that caused you to initially look for an adviser?

I was looking to move my pension investment and plan for some inheritance for my children,

How has Nikki Pipping helped you?

Nikki has taken the time to talk through investment plans in depth, making you feel at ease and not pushing you into something you don't want do,

Have you seen the outcome you were hoping for?

Yes I have, some ups and downs but always a good return with superb advice ?

What could they have done better?

Absolutely nothing making you fell at ease with great explanation and care taken for the service you require.

What were the circumstances that caused you to initially look for an adviser?

We needed somewhere safe to put our savings, a prudent investment.

How has Nikki Pipping helped you?

Nikki gave us a good insight and advice into an area where we are not experts, she listened to our requirements and expertly crafted a solution to our needs. Thank you Nikki

Have you seen the outcome you were hoping for?

In todays financial climate Nikki has kept our savings secure, in line with our wishes. Well done.

What could they have done better?

Nothing, Nikki listened carefully to our requirements and crafted the perfect solutions. I would have no hesitation in recommending to anyone. She has dealt with my extended family for many years.

What were the circumstances that caused you to initially look for an adviser?

I had loads of small pensions that needed to be together in one place.

How has Nikki Pipping helped you?

She's put them all in on pot and is updating me and advising me on a yearly basis.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, she's fab!

What were the circumstances that caused you to initially look for an adviser?

My husband died and left me some money so I needed to get some financial advice

How has Nikki Pipping helped you?

Yes

Have you seen the outcome you were hoping for?

Yes, steady progress over the years

What could they have done better?

I don't know

What were the circumstances that caused you to initially look for an adviser?

I needed extra financial advice and help as my current Pension company were very unhelpful and difficult to deal with.

How has Nikki Pipping helped you?

Nikki has been very professional and extremely helpful as to dealing with my pension company and helping me move forward with my pension.

Have you seen the outcome you were hoping for?

Hoping to very soon.

What could they have done better?

I am very pleased with the service I’ve received and Nikki couldn’t have done any better.

Please provide a brief comment about your experience with Nikki

Listened well and suggested a practical approach to planning. Less detailed explanation of what would be covered and less software for me to assess assumptions made than the other advisor I saw but looked fine.

What were the circumstances that caused you to initially look for an adviser?

Divorce

How has Nikki Pipping helped you?

Organising a pension plan for my future now my divorce has been finalised.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Please provide a brief comment about your experience with Nikki

Got hold of me straight away very helpful

What were the circumstances that caused you to initially look for an adviser?

Future planning for my elderly parents.

How has Nikki Pipping helped you?

Nikki was brilliant - first she made sure she got a really thorough understanding of our situation, the different factors involved - not just the financial ones, but the human ones as well. Then she was able to give me really helpful practical advice. She was also able to impart this clearly in a way that someone like me, with no financial understanding, could grasp easily.

Have you seen the outcome you were hoping for?

Absolutely - I have a much clearer idea now of the different options we have, and what the law is.

What could they have done better?

really, nothing - she was just excellent!

What were the circumstances that caused you to initially look for an adviser?

I was left a sum of money and needed advice as to the best way to invest it.

How has Nikki Pipping helped you?

She's been very thorough in her advice to me, also very understanding

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

From the sale of my house and needing to make the money work for me so that i could dip into the interest that it hopefully make for me! and not into my initial investment!.

How has Nikki Pipping helped you?

Nikki has been so supporting in helping me with the decision that i have chosen to go with!, Nikki has also been super quick in replying to any emails that i have needed a reply too and does her best to make sure that i understand things!.

Have you seen the outcome you were hoping for?

I`ve not just yet but that`s only because we are still finalising the paperwork! but almost there.

What could they have done better?

In Nikki`s case i think she has done all she can for me so far and has been very patient with me as i know i have tried to be very cautious in making any decisions

What were the circumstances that caused you to initially look for an adviser?

Before retirement and being recently separated from my husband at the time, I wanted advice as to how to use my money wisely

How has Nikki Pipping helped you?

Nikki has given advice to enable me to make decisions re appropriate investments

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I’m not aware that anything could have been done better.

What were the circumstances that caused you to initially look for an adviser?

Retirement & wanting advice on investments.

How has Nikki Pipping helped you?

Giving advice on investing and topping up pensions. Helping to investigate missing NI payments and way forward with this. Explaining options in relation to wills & powers of attorney etc.

Have you seen the outcome you were hoping for?

Due to current climate the investments have not done as well as hoped but Nikki gives us confidence that they are doing as well as we can expect at this time.

What could they have done better?

We have been very happy with the service and so far have no improvements to suggest.

Please provide a brief comment about your experience with Nikki

Very helpful and easy to understand

What were the circumstances that caused you to initially look for an adviser?

We needed advice re a safe way to invest a lump sum.

How has Nikki Pipping helped you?

Nikki helped us navigate the numerous options, ensuring that we were fully aware of the risk levels.

Have you seen the outcome you were hoping for?

Yes. The recommended product has performed brilliantly.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I've got a number of pensions after having moved jobs over the years but wasn't sure what to do with them all and also to understand what I was going to be surviving on when I get older

How has Nikki Pipping helped you?

Nikki reviewed my pensions, gave me some really helpful advice but more than anything explained it all so that I knew what I'd got, what options I had

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, it's been an absolute pleasure dealing with Nikki

Please provide a brief comment about your experience with Nikki

Nikki was very helpful and understanding, didn’t try to force any decisions and genuinely wanted to get to know what felt right for me.

What were the circumstances that caused you to initially look for an adviser?

My wife and I wanted to find an adviser that would help us understand how well our Pensions could support us through retirement, and help us put financial plans in place to help us manage our pensiosn and savings in the best way.

How has Nikki Pipping helped you?

Nikki spent time getting to know our circumstances and our requirements through an initial meeting, and followed this up with a very thorough second meeting where we explored our financial positon and our options for achieving our aims. From the outset we felt Nikki was exactly the right adviser for us. As you would expect Nikki is clearly an expert in her field, but additionally she is friendly, patient and a great communicator who is able to explain complex issues clearly. We feel that Nikki is genuinely interested in our well being and that she is putting our interests first. This confidence and trust is so important given how much impact financial decisions have.

Have you seen the outcome you were hoping for?

Yes, could not have expected to have achieved more in the time Nikki has been advising us.

What were the circumstances that caused you to initially look for an adviser?

I wished to consolidate all my existing pensions

How has Nikki Pipping helped you?

Nikki and I met to discuss my requirements to consolidate my pensions, we spoke about all my options, and she explained the service she could provide. She also provided full information and documentation on the service and the company.

Have you seen the outcome you were hoping for?

Yes, Nikki helped and provided professional advice throughout the process. I now have all my pensions consolidated and Nikki helps and supports with any questions.

What could they have done better?

Nothing I am 100% happy with the service I have received

Please provide a brief comment about your experience with Nikki

Gave great advice with no pressure to book a further appointment.

What were the circumstances that caused you to initially look for an adviser?

I was advised to sort out my different pensions and contacted Collective Financial Planning. I was allocated to Nikki and have been working with her since February 2020.

How has Nikki Pipping helped you?

I was really ignorant about pension matters and Nikki explained everything to me in simple terms. I merged several pensions I had into a Pension Plan which is really simple to access and I can see on a daily basis how it is performing. She has also helped with Life Insurance.

Have you seen the outcome you were hoping for?

Her knowledge is amazing and I feel comfortable about my retirement and the outcome is better than I expected.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

My work pensions were not working for me, due to my lack of knowledge. Nikki was recommended to me by a friend in the mortgage business.

How has Nikki Pipping helped you?

Nikki helped me to consolidate the various pensions into a single entity which made a huge difference. She also explained how to access my lifetime allowance. Her knowledge also helped us in Equity release discussions with a lifetime mortgage broker.

Have you seen the outcome you were hoping for?

Despite the volatility of the market, my portfolio is still in credit.

What could they have done better?

Nothing. She has always made herself available for queries and explanations, and I really value her help and guidance

What were the circumstances that caused you to initially look for an adviser?

My parents organising their finances

How has Nikki Pipping helped you?

Tremendously, open, honest, and good sense advice. She does exactly what it says on the tin with a calm, caring, happy attitude.

Have you seen the outcome you were hoping for?

Most definitely.

What could they have done better?

She always goes above and beyond.

What were the circumstances that caused you to initially look for an adviser?

We had several pensions in various places and we needed to plan for our future.

How has Nikki Pipping helped you?

Consolidated some pensions we could and gave us what monies we could have when. Great realistic view done with professionalism! Thanks

Have you seen the outcome you were hoping for?

Yes indeed

What could they have done better?

No

What were the circumstances that caused you to initially look for an adviser?

To invest my money for the future and watch it grow with nikki’s advice.

How has Nikki Pipping helped you?

She explains things simply in away you understand which makes you feel comfortable.

Have you seen the outcome you were hoping for?

Yes things are moving in the right direction.

What could they have done better?

I am pleased with how things are progressing and trust Nikki that she has my best interests at heart.

Please provide a brief comment about your experience with Nikki

I met Nikki for an initial consultation and was very impressed by her way of addressing all my questions and concerns regarding how to best plan for my retirement. Wen the time comes, I will definitely chose Nikki as my advisor. Highly recommended.

What were the circumstances that caused you to initially look for an adviser?

The need to get our finances in order and value for money

How has Nikki Pipping helped you?

Pointing us in the right direction with regard to our savings

Have you seen the outcome you were hoping for?

Up and down in a difficult climate difficult to say

What could they have done better?

Difficult to say

Please provide a brief comment about your experience with Nikki

Nikki very good Nikki explain all the questions that my wife asked as a result we are going to use Nikki as our Financial adviser

What were the circumstances that caused you to initially look for an adviser?

Savings

How has Nikki Pipping helped you?

Great guidance and support. Very informative and honest. She even called while recovering from Flu!

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

NA

Please provide a brief comment about your experience with Nikki

Friendly, helpful, supportive and shows great empathy and understanding.

What were the circumstances that caused you to initially look for an adviser?

Accessing and moving personal pensions

How has Nikki Pipping helped you?

Nikki helps us understand the options and the tax implications of these varies options

Have you seen the outcome you were hoping for?

We are still in process of accessing my various pensions and hope to have the outcome that was projected

What were the circumstances that caused you to initially look for an adviser?

After becoming self employed, I realised I needed some advice in relation to setting up a pension. Nikki was recommended to me by a colleague.

How has Nikki Pipping helped you?

Nikki has helped my transfer my pension from my previous employer and set up a new one that I can contribute to each month.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing, Nikki has been absolutely brilliant.

What were the circumstances that caused you to initially look for an adviser?

Inheritance that I wanted to invest

How has Nikki Pipping helped you?

Given strong clear advise on the best way to invest taking into consideration everything by really getting to know my situation

Have you seen the outcome you were hoping for?

Haven’t invested for long enough yet

Please provide a brief comment about your experience with Nikki

Professional, knowledgeable, very quick at getting things sorted.

What were the circumstances that caused you to initially look for an adviser?

Funds were not doing anything stuck in a bank account

How has Nikki Pipping helped you?

Nikki has been our advisor for a few years since being recommended by a friend and from the start has explained everything we could do with our funds by way of investments (with all the possible risks involved) and also how to manage our pensions and make the most out of them. We also get a full quarterly report detailing our various investments and at any time we could contact Nikki for her advice.

Have you seen the outcome you were hoping for?

Over the years the outcome has been as expected but obviously external events (Covid pandemic and Brexit) did have an effect which would have been worse for our finances if Nikki had not sorted them for from the beginning.

What could they have done better?

In the present Economic climate nothing

What were the circumstances that caused you to initially look for an adviser?

Needed help with a pension transfer and sorting my finances out.

How has Nikki Pipping helped you?

Nikki has provided excellent advice. She is extremely knowledgeable and hard working. Always easy to communicate with and provide expert solutions.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

To advise me how to invest my money to optimum effect for my retirement

How has Nikki Pipping helped you?

By listening to my goals and concerns, making suggestions and explaining thoroughly my different options.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I don’t think so

Please provide a brief comment about your experience with Nikki

Nikki listened patiently at our initial meeting to discuss pension and retirement planning. This area is a minefield and there is still much to learn but I came away knowing more than I did before. I still have many questions but Nikki has provided literature for my further reading as I explore options.

What were the circumstances that caused you to initially look for an adviser?

I thought it was wise to seek professional advice when planning for the future.

How has Nikki Pipping helped you?

Nikki helps us to think about the future and the investment strategies to achieve our goals

Have you seen the outcome you were hoping for?

yes, we have seen continued growth in our investments, above what we would have achieved with a simple savings account.

What could they have done better?

We could have been braver and increased our investments sooner. We appreciated that Nikki has never pressure us to make any decisions.

What were the circumstances that caused you to initially look for an adviser?

I was in need of a fiscal "health check" some years ago to combine pension pots and reinvigorate my ISAs and protections

How has Nikki Pipping helped you?

Nikki has given my entire portfolio an overhaul. I now have a unified pension pot, strong ISA and even other investments opportunities that i wasn't aware of before working with Nikki

Have you seen the outcome you were hoping for?

Yes - i have great growth in my various investments and well on the way to early retirement!!

Please provide a brief comment about your experience with Nikki

Down to earth, friendly and extremely knowledgeable. A pleasure to speak to and put me at ease immediately. Looking forward to meeting Nikki.

What were the circumstances that caused you to initially look for an adviser?

Needed some advice about pension query

How has Nikki Pipping helped you?

Nikki responded to my email quickly and dealt with the pension questions I needed to ask efficiently and explained the answers thoroughly and clearly, very pleasant to deal with,

Have you seen the outcome you were hoping for?

Yes I have with little fuss,

What could they have done better?

110% Nothing fantastic response and very professional manor

What were the circumstances that caused you to initially look for an adviser?

Inheritance.

How has Nikki Pipping helped you?

Nikki knows her stuff ! She has helped, guided and advised me through my life changes over the last 4 years. She really cares about getting the right outcome for you.

Have you seen the outcome you were hoping for?

So much better than expected.

What could they have done better?

I don’t think she could have, she always gives her best in any situation.

Please provide a brief comment about your experience with Nikki

Very clear and generous with time

What were the circumstances that caused you to initially look for an adviser?

Needed professional help with our pensions and finances

How has Nikki Pipping helped you?

Absolutely brilliant. Have passed our friends to her to help.

Have you seen the outcome you were hoping for?

Yes most definitely.

What could they have done better?

Nothing all good

What were the circumstances that caused you to initially look for an adviser?

I had different pensions which I wanted to amalgamate.

How has Nikki Pipping helped you?

Nikki explained how pensions work and how much better it would be to have a pension portfolio as this would mean the money left in it after my death would go to my children rather than a pension which stops after my death. She did all the work on my behalf, contacting all the companies and talked me through everything. She explained everything to me in simple terms.

Have you seen the outcome you were hoping for?

Definitely. There is an excellent platform which shows an up to date balance of my portfolio whenever I want. We have regular contact where Nikki updates me and makes sure there re no issues or changes in my circumstances.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Just before my retirement, I had multiple pension funds in place, which caused a lot of effort to manage. Nikki was recommended by a friend.

How has Nikki Pipping helped you?

Nikki explained how the pension system was structured and identified several options which would make life easier for me, and would also work to my financial advantage. Her knowledge and guidance was invaluable and enabled me to make the most suitable choice of pension for me circumstances.

Have you seen the outcome you were hoping for?

I have been in receipt of good financial returns on my pension pot in spite of the instability of the market through the pandemic.

What could they have done better?

Nikki met all my requirements, and I cannot think of anything which could have been better.

What were the circumstances that caused you to initially look for an adviser?

My Husband and I have always thought its imperative to have an annual review of your financial affairs and having the support of a informative and supportive financial advisor is a must for us from a young age. We wanted someone who could understand our requirements and gave us advice and knowledge on different areas of finance.

How has Nikki Pipping helped you?

Nikki has helped with all of our long and short term investments for us as a couple and also our children. We have asked advice on pensions and simplified our finances to gain the most from our investments.

Have you seen the outcome you were hoping for?

Yes, we continue to work closely with Nikki and will continue to have annual reviews. I know I can also always ask at any point any financial questions I may have

What could they have done better?

No - I find the amount and level of information perfect.

What were the circumstances that caused you to initially look for an adviser?

wanting to retire

How has Nikki Pipping helped you?

yes - made process simple and easy to understand

Have you seen the outcome you were hoping for?

yes

What could they have done better?

can't think of anything right now - Interview conducted over zoom due to covid

What were the circumstances that caused you to initially look for an adviser?

I have been a client of Collective Financial Planning for over 10 years, initially when I was married and my husband and I were planning for the future. After divorcing and having my own investments I needed to keep the services of a financial adviser.

How has Nikki Pipping helped you?

Nikki always gives good advice and has up to date knowledge of the markets that affect my personal circumstances.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Please provide a brief comment about your experience with Nikki

She has been more than helpful & accommodating & explained everything in detail. I look forward to continuing my relationship with her.

What were the circumstances that caused you to initially look for an adviser?

Wanted a better savings scheme / Investment plan for our children.

How has Nikki Pipping helped you?

Nikki gave us options for what we wanted and advised us accordingly .

Have you seen the outcome you were hoping for?

At this stage having only just set it up - I’m happy with the plan.

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

I have no idea about finances and needed to set up a pension.

How has Nikki Pipping helped you?

She has been dedicated to finding me funds that suit my needs and my ethical stances. There is no way I would have had the time or understanding to do this level of research or create the portfolio she has and she's done a fantastic job. Of course, I'm only just investing so I have no idea how it will perform but Nikki is very approachable and friendly and seems very good at her job so I feel reassured.

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

Re-mortgage application required pension information

How has Nikki Pipping helped you?

Nikki helped with retrieving my pension information and consolidating them all.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Poor ISA percentages and advice on opening trust funds for grandchildren

How has Nikki Pipping helped you?

Geared us on the right course for investment

Have you seen the outcome you were hoping for?

Very good results so far

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I wanted to know more about my Pension.

How has Nikki Pipping helped you?

She gave great advice about my pensions.

Have you seen the outcome you were hoping for?

We are still finding more information about my pension.

What could they have done better?

Everything was perfect.

What were the circumstances that caused you to initially look for an adviser?

i had a number of pension products from different providers which i wanted to move into one product and nikki helped me with this

How has Nikki Pipping helped you?

by explaining the products i had already had and given information on how they would perform if i left them with the original providers compared to if i moved them over into one product

Have you seen the outcome you were hoping for?

yes definitely

What could they have done better?

nothing !!!

Please provide a brief comment about your experience with Nikki

Nikki called me and I immediately knew from the call that she was helpful and understood my situation. Met for a coffee and a financial chat and she explained my options to me in such a way that I knew I could trust her with my monetary future. Lovely person and very friendly to boot. A start to a fantastic working relationship I think. :)