Jose Vilchez

Jose Vilchez

Sedulo Wealth

Minimum savings/pensions: Over £250,000

0161 937 7600
Based in Manchester
View location

Top Rated 2025
Verified since: March, 2024

4.8 out of 5

58 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 12 April 2025

    Jose is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Jose's status

  • 14

    Recent Client Reviews

    Verified reviews: 100%

    Jose has received 14 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 24 April 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 5

    Qualifications Uploaded

    5 qualification certificates available to view

    Jose has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Jose has provided information on their typical fees

    Jose has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 12 April 2025

    Jose is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Jose's status

  • 14

    Recent Client Reviews

    Verified reviews: 100%

    Jose has received 14 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 24 April 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 5

    Qualifications Uploaded

    5 qualification certificates available to view

    Jose has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Jose has provided information on their typical fees

    Jose has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

Jose has over 20 years’ experience in financial services providing advice to a range of clients, including high net worth individuals, business owners and trustees. Jose achieved the gold standard in financial planning qualifications in 2015, earning his status as a Chartered Financial Planner. He believes in providing holistic financial planning advice and works closely with other professionals so that clients benefit from a joined-up approach in relation to legal and financial affairs. At other times you’ll find him providing specialist advice, using his expertise in succession planning, investment strategies, financial protection and, especially – lifetime financial modelling. Jose believes that lifetime financial modelling is the foundation of a well-structured financial plan.

Offers available through VouchedFor

Contact Jose through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Jose's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

Household income

Savings

Clients' level of financial expertise

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