Chad Morris

Please provide a brief comment about your experience with Chad

VouchedFor were brilliant, they contacted me and kept me informed and chased my enquiry with Chad Morris. Unfortunately, he never got in touch with me so I cannot rate his services and have had to do business elsewhere.

What were the circumstances that caused you to initially look for an adviser?

Close to Retirement .

How has Chad Morris helped you?

Advise on pension

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Chad was very clear and helped me understand with clear advise

What were the circumstances that caused you to initially look for an adviser?

Professional advice

How has Chad Morris helped you?

Clearly explained options, pros and cons, suitability of investments

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

You can always do better, foresight is an elusive gift.

What were the circumstances that caused you to initially look for an adviser?

Inheritance and retirement planning

How has Chad Morris helped you?

Gave us an overall review after a dissuasion to see what we wanted

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

What were the circumstances that caused you to initially look for an adviser?

We are planning for retirement and wanted appropriate advice in order to maximise our future income.

How has Chad Morris helped you?

Having spoken with us to determine what we hoped to achieve, Chad reviewed our existing arrangements/savings and has drawn up a plan/projection for the future. He also gave invaluable advice regarding our existing arrangements, but also advised on what we hope to do moving forward.

Have you seen the outcome you were hoping for?

Yes - detailed report discussed with us and then provided in hard copy.

What could they have done better?

Absolutely nothing - first class service!

What were the circumstances that caused you to initially look for an adviser?

pension advice required

How has Chad Morris helped you?

with pension advice given in an understandable way

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Everything was done, and is still being done to our complete satisfaction

What were the circumstances that caused you to initially look for an adviser?

Wanted pension advice in order to explore retirement options.

How has Chad Morris helped you?

Chad produced a Retirement Planning Report and Cashflow Forcasts which covered various retirement options.

Have you seen the outcome you were hoping for?

I saw exactly the outcome I was hoping for and now have a clear plan for retirement based on the options and advice that Chad provided.

What could they have done better?

I cannot think of anything that could have improved the service I received and would recommend that anybody considering getting financial advice to contact Chad.

What were the circumstances that caused you to initially look for an adviser?

Debt

How has Chad Morris helped you?

He help get my life back on track. He could not off been more helpful and understanding to my situation.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. He explained everything

What were the circumstances that caused you to initially look for an adviser?

To discuss my pension for retirement through ill health

How has Chad Morris helped you?

Chad came to our house (before lockdown) and discussed what we should do regarding my pension. Chad suggested we get some more information that so the figures he presented to us were correct and beneficial to us.

Have you seen the outcome you were hoping for?

Yes we have and the outcome was more than we were hoping for.

What could they have done better?

Chad could not have done anything better.

Please provide a brief comment about your experience with Chad

Very friendly and approachable, and very professional and helpful

What were the circumstances that caused you to initially look for an adviser?

The pensions I have was all over the place, and one we had with a company was looking bad to us and we needed help with if it was good or bad. So some people a know told be to see Chad and very happy we have.

How has Chad Morris helped you?

Very much so all the way from meeting him and looking into the pensions so helpful and easy to talk to, always there for us great help

Have you seen the outcome you were hoping for?

Better then we was thinking about and helped plan a better future for my wife and I great help thanks

What could they have done better?

I can not think of anything that could be better great thanks

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Chad Morris helped you?

Pension advice.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. He was spot on.

What were the circumstances that caused you to initially look for an adviser?

Pension transfer and future planning

How has Chad Morris helped you?

Excellent advise and found the right option to help secure any future needs

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I really can not see what more could have been done

What were the circumstances that caused you to initially look for an adviser?

Initially (1982) to arrange a mortgage. Since then to advise and arrange investments.

How has Chad Morris helped you?

By providing advice regarding our investments and to make changes where necessary.

Have you seen the outcome you were hoping for?

Changes to our investments are currently taking place.

What could they have done better?

-

What were the circumstances that caused you to initially look for an adviser?

Retirement, Pension

How has Chad Morris helped you?

Chad helped me by setting up my pension so that it would fit in with my lifestyle.

Have you seen the outcome you were hoping for?

The outcome is more than I could have hoped for from the beginning

What could they have done better?

There is nothing he could have done better, I was very nervous at meeting him, worried that I might not understand some of the things he would be telling me about pensions but he put me at ease immediately by explaining things in a straight forward easy to understand way.

What were the circumstances that caused you to initially look for an adviser?

The need for a review by a fresh face in my area

How has Chad Morris helped you?

He obtained my pension portfolio, reviewed it, and provided cost effective advice. He also recommended a good solicitor to review my will.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Needed advice on my pension

How has Chad Morris helped you?

Done a pension forecast and confirmed what I should do with my private pension

Have you seen the outcome you were hoping for?

Won' t know until I retire

What could they have done better?

Can't think of anything a

What were the circumstances that caused you to initially look for an adviser?

Pension advice

How has Chad Morris helped you?

Pension advice

Have you seen the outcome you were hoping for?

not yet we have just started

What were the circumstances that caused you to initially look for an adviser?

You gov's pension wise advised I get a new financial advisor.

How has Chad Morris helped you?

Chad Morris has been advising and getting my pension annuities.

Have you seen the outcome you were hoping for?

Things are progressing nicely and should receive my annuities shortly

What could they have done better?

I am very pleased with advice and work done so far. I cannot think of anything that could have been better.

What were the circumstances that caused you to initially look for an adviser?

My mother has gone into care and I had to sell her house

How has Chad Morris helped you?

By advising how to invest the money in the mean time and to help set up a trust fund for my half of the money

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

To understand my options for retirement

How has Chad Morris helped you?

He explained the options very easily and clearly

Have you seen the outcome you were hoping for?

Not as yet as it was only a week ago that we visited Chad

What could they have done better?

Chad and his team were friendly and helpful and he is a easy man to talk to, and I would recommend them

What were the circumstances that caused you to initially look for an adviser?

unhappy with my previous financial company and was recommended to use chad morris

How has Chad Morris helped you?

He and his team looked at my financial status with the thought of retiring in 3 years and gave me a very good review of where i am liable to be if i retire early.

Have you seen the outcome you were hoping for?

Yes more than happy with with the outcome of his and his teams work.

What could they have done better?

I'm sorry but i can't fault what he has done for me.

What were the circumstances that caused you to initially look for an adviser?

Equity release mortgage

How has Chad Morris helped you?

Chad reviewed my circumstances thoroughly before discussing all my options. He explained the products available to me in detail and made sure I understood all the pros and cons of equity release before I made my decision I found him to be impartial and felt that he was committed to finding the option that would best suit my needs.

Have you seen the outcome you were hoping for?

I am very pleased with the outcome which was more than I was hoping for.

What could they have done better?

There is nothing Chad could have done better, I would recommend him and use his services again if needed

What were the circumstances that caused you to initially look for an adviser?

To find a better balance of investments between cash and investment savings and the kind of investment funds that matched my needs for liquidity and risk and how to manage them.

How has Chad Morris helped you?

By carefully and thoroughly finding out about my situation and attitude to investing and presenting a range of investment opportunities.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing so far.

What were the circumstances that caused you to initially look for an adviser?

Retirement planning and Estate planning for deceased relative

How has Chad Morris helped you?

Helped with savings planning for Estate benficiaries and Retirement planning for myself

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I was made redundant, the wife and myself had a legacy which we wanted to invest.

How has Chad Morris helped you?

Chad gave advice on investing the legacy and has been giving continuing advice on the pensions I have.

Have you seen the outcome you were hoping for?

I am pleased with the investments taking into account the uncertain times we face with Brexit. The pensions are on going, but I feel confident in the advice I am receiving.

What could they have done better?

For myself I feel Chad has explained things in a way I can under stand, has elaborated if asked, back up everything on paper and not put any pressure on me to sign before I am ready.

What were the circumstances that caused you to initially look for an adviser?

My husband reached retiring age and we needed help with sorting out pensions and plans for the future.

How has Chad Morris helped you?

The main thing for us was he listened to what our needs were, sorted out all the pension forms etc. taking out all the worry for us, we trusted him from the start and had great confidence in him even though we had never met, but, it was obvious he was going to work out everything for us and made the plans we needed for our future. We have and will continue to recommend Chadd and will certainly go back to him if necessary at anytime.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

There is certainly nothing Chadd could have done any better for us.

What were the circumstances that caused you to initially look for an adviser?

High street rates are so low We wanted to make more of our savings

How has Chad Morris helped you?

He advised us of other ways to invest & re our pension choices without being at all pushy

Have you seen the outcome you were hoping for?

Yes, we are cautious investors & Chad helped us with this in mind.

What could they have done better?

Nothing. We are very happy with Chad.

What were the circumstances that caused you to initially look for an adviser?

Needed to consolidate multiple pension schemes

How has Chad Morris helped you?

He analysed the existing plans and sought the best options to achieve this

Have you seen the outcome you were hoping for?

Very happy with the results so far

What were the circumstances that caused you to initially look for an adviser?

Multiple person consolidation

How has Chad Morris helped you?

Proposed best course off action and found suitable products

Have you seen the outcome you were hoping for?

So far

What were the circumstances that caused you to initially look for an adviser?

I wanted to transfer my final salary pension from my employer and needed financial advice by law before i could proceed.

How has Chad Morris helped you?

Chad explained in easy terms what my options were and the process involved for the transfer. He also explained the costs and the risks involved to allow me to make an informed choice. Chad was easy to talk to and gave me all the information required in easy to understand English.

Have you seen the outcome you were hoping for?

It is very early days at the moment however things are looking very promising.

What could they have done better?

In my opinion i don't believe Chad could have done anything better for my circumstances and i am really pleased i opted to go with Chad.

What were the circumstances that caused you to initially look for an adviser?

Taking my whole pension pot

How has Chad Morris helped you?

Talked me and my wife through every step in a way that was easy to understand

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Dont think he could have done anything better

What were the circumstances that caused you to initially look for an adviser?

I had to seek a financial advisor to help with a final salary pension transfer, to help with paying off our mortgage arrears

How has Chad Morris helped you?

Chad took everything in to consideration when we first held our first meeting, and told him what we intended to do, in paying off our mortgage, which had spiralled out of our control due to the account we had with the royal bank Scotland,,

Have you seen the outcome you were hoping for?

Chad then assesssed our situation with having 4 pensions ongoing, & seeking a way to best solve our situation, the next two meetings Chad discussed in great detail the options available to us, in a very appropriate and professional manner,, although we did not go with Chads preferred option for us, the decision we made was ( for more personal reasons ) a different option, which intern resulted in Chad finding us the best company to invest & transfer 3 of these pensions into, Chad was very thorough, polite and very professional in dealing with us,, excellent service,,,

What could they have done better?

Nothing on this occasion , me & my wife we’re very happy with the service , and we achieved what we wanted to do,,

What were the circumstances that caused you to initially look for an adviser?

I am buying a house and needed to access my 3 investment bonds to pay the deposit. I needed to do this quickly and felt I needed someone professional to complete it for me.

How has Chad Morris helped you?

He helped me to recieve the money from my investments quickly and efficiently. I am autistic and struggle speaking on the phone so he helped me greatly. Also filing out all the paperwork for me.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

We wanted advice on how to manage a private pension in light of the new rules and regulations and also a general review of our savings and investments.

How has Chad Morris helped you?

After our free introductory meeting we were impressed by Chad and paid a fixed fee for him to complete a review of our savings, investments and pensions. This was then presented to us at a subsequent meeting and detailed in a written report.

Have you seen the outcome you were hoping for?

The report and meeting were as promised and we have implemented all of the the recommendations.

What could they have done better?

Nothing comes to mind. We found that Chad's approach and style suited us very well.

Please provide a brief comment about your experience with Chad

A very professional consultation. chad's explanations where very clear and concise.

Please provide a brief comment about your experience with Chad

I saw Mike Davies. Over an hour of his time, given freely. As he demonstrated he knew his subject (pensions) I signed up as client.

What were the circumstances that caused you to initially look for an adviser?

To move my private pension to another investment and to draw by flexible drawdown.

How has Chad Morris helped you?

He helped in every way for this process to be a success.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I found everything satisfactory.

What were the circumstances that caused you to initially look for an adviser?

There were two reasons why I required a financial adviser; A)To provide me with guidance concerning my work pension; and B) To advise me on the options that were available for making provision to pay for my fathers current and future health care needs.

How has Chad Morris helped you?

Chad explained in detail the advantages and disadvantages of the options and provided my sister and me with a detailed report which he explained when he presented it to me.

Have you seen the outcome you were hoping for?

So pleased am I with the service that Chad has provided, that I have recommended him to work colleagues that are also approaching retirement.

What could they have done better?

I have no suggestions to make because the service I received was first class in every respect.

What were the circumstances that caused you to initially look for an adviser?

Looking for professional advice on pensions and savings.

How has Chad Morris helped you?

Reviewed of finances and suggestions regarding investing.

Have you seen the outcome you were hoping for?

Yes advised on isas and pensions.

What were the circumstances that caused you to initially look for an adviser?

Retirement August 2016.

How has Chad Morris helped you?

Chadd Morris helped sort my Pension,/Investments And i was very pleased with the professional and friendly way Chadd works, Giving good advise throughout, I could not have organised my pension plans without Chadds help. Chadd took the time to explain everything in detail sometimes more than once, if I had a problem understanding the facts presented to me.

Have you seen the outcome you were hoping for?

Only retired August 2016 Its Early days for Financial results.

What could they have done better?

Chadd answered all my questions and more and was allways availably to answer any phone calls if I had a problem. So no I don't think Chadd Morris could have done more. Im very pleasesed with his advise and services.

What were the circumstances that caused you to initially look for an adviser?

My wife and I wanted to consolidate a number of pensions into a draw down investment and also release some cash.

How has Chad Morris helped you?

Chad reviewed out pensions and current situation and reccommended a number of options and considering the level of risk we are prepared to accept a suitable draw down investment.

Have you seen the outcome you were hoping for?

To early to say on the investment side. But it all happened very smoothly within one month of us deciding.

What could they have done better?

Cannot think of anything

What were the circumstances that caused you to initially look for an adviser?

having downsized property I needed advice on the best use for the proceeds bearing in mind I took early retirement at the same time .....with no immediate access to a pension.

How has Chad Morris helped you?

he gave great unbiased advice over a period of weeks which enabled me to get the best value for my monies.

Have you seen the outcome you were hoping for?

It's too early to tell.

What could they have done better?

nothing that I can think of.....he was polite, punctual, courteous.....and a really nice guy!

What were the circumstances that caused you to initially look for an adviser?

Because my husband retired.

How has Chad Morris helped you?

Sound financial advise and planning for the future.

Have you seen the outcome you were hoping for?

To early to tell.

What could they have done better?

I really cannot think of anything he could have done better.

Please provide a brief comment about your experience with Chad

Chad got back to me by email really quickly and offered an initial first meting on a no fee basis to agree the best way forward for my needs. I am now booked into see him to make this meeting within the next week. Would recommend this service from my experience so far.

How has Chad Morris helped you?

Chad has an excellent attitude towards us as clients. We feel as though he is looking after our us and financial affairs at all times. The newsletter is useful and informative and helps us prepare for our annual meetings. Chad listens extremely well to us when we update our situation, which is a regular occurrence on account of having a family with changing needs. We feel very comfortable picking up the phone and calling him for advice outside our annual meetings. Being upfront helps him help us. He also treats me and my husband as separate entities for profiling our attitudes towards investment risk, but also takes on board any joint wishes or requirements we may have as a couple, or as parents. We have great confidence in him and his advice and he gives us time, which is often needed to make big decisions, and time and a wonderfully calm outlook at meetings, which always comes across to us as if we are his most important clients!

What could they have done better?

Honestly, I can't think of anything right now that could have been better handled. Chad's follow up service after meetings has been excellent. We even get birthday cards!

How has Chad Morris helped you?

Chad has been our advisor for about 14 years and provides a personal service. He always offers clear and concise advise, and is well informed. Nothing seems too much trouble and we are happy with the investments we have made based on his advise.

Please provide a brief comment about your experience with Chad

Very helpful and gave us the information we required was happy with our visit.

How has Chad Morris helped you?

General financial advice,always sound and knowledgeable ;understanding about family concerns taking interest in developments; always explains investment decisions clearly and succinctly having spent much time listening to our needs, attitudes to risk etc; summarizes meetings by letter within a day or two and is always clear and upfront about charges.

What could they have done better?

Chad gives a first-class service in my view and I struggle to make any crticism!!

How has Chad Morris helped you?

He explained in simple terms what options we had with regard to our mortgage, pensions and investments and gave us good advice on what would suit us best. He followed this up with regular meetings and advice and was available when we needed to speak to him.

What could they have done better?

I think that the clarity of some of the documentation is necessary and perhaps more time spent on explaining the intricacies of these might be advantageous to the client.

How has Chad Morris helped you?

Reviews and advice on most suitable products for my objectives and my acceptable level of risk. Demonstrates perseverance - will maintain contact and pressure on third parties to deliver documentation, information, take action etc. Provides prompt updates on financial news or legislation that may impact upon my investments / financial well-being.

How has Chad Morris helped you?

We have received very sound advice over the years and any queries have been dealt with very quickly and efficiently

What could they have done better?

We are really very satisfied with his service

How has Chad Morris helped you?

We have only been clients of Chad for a short time, but he has helped us plan for our future, with very clear and helpful advice that has already made a difference to us. He got to know us quickly, and we feel we get a very personal service. Chad is approachable and helpful and able to clarify things that seem complicated! He appears very up to date on current law, policies etc etc. We have acted upon the advice he has given, and feel confident to get in touch with any questions we have. We hope that advice we have taken will prove fruitful for us, and we feel confident that, because of his knowledge and professionalism this will be the case.

What could they have done better?

We really have yet to find anything Chad does not do really well! He was recommended to us and we know he is very highly though of At the moment we do not have any suggestions for improvement.

How has Chad Morris helped you?

extremely knowledgeable and approachable. He has given both my wife and me peace of mind that we are doing the best we can with our recently taken pensions and savings by investing and choosing the most suitable products. He is very easy to talk to and has the patience to fully explain the risks and benefits of all the legislation and ways of the financial services sector affects our decisions

What could they have done better?

It is very difficult to think of anything else he should do !

How has Chad Morris helped you?

He Keeps up to date with technical knowledge, act with integrity and understand my goals and the way I want to go forward.

How has Chad Morris helped you?

Our advisor fully understands our financial situation, our goals as regards income and our attitude to risk. Over many years he has provided a professional service, and offered sound advice.

How has Chad Morris helped you?

Prompt, friendly advice that appears unbiased.

How has Chad Morris helped you?

I have not done much personally in crosschecking with other brokers. That is the reason I have given 4* for value for money as I cannot compare with others. The reason I have done little doing cross checks is the fact that I am totally confident & happy with all advice & services. In this day & age many people appear to loose the ability to apply common sense. I lack investment knowledge & for this reason I employ an adviser. However I do not lack common sense & with this ability it is easy to ask the right questions. Chad will always supply information until I am happy & fully understand what it is he his suggesting. I does not bury anything in jargon or complex explanations. He has an ability to present all issues in an understandable way.

What could they have done better?

I honestly cannot think of one suggestion.

How has Chad Morris helped you?

I have been with Mr Chad Morris for about 8 years and my wife and we have complete confidence in him. He regularly monitors our portfolio, advises of any significent changes and patiently explains the issues to us. A few years back he was particularly attentive as we went through the steps to finalize the pension arrangements.

What could they have done better?

I know their is a fee structure these days but I am not really sure how it costs. Probably my fault for not following closely ejnough his explanation

How has Chad Morris helped you?

Listens patiently to our financial goals and aspirations, assesses our individual moods towards risk and accommodates accordingly. He is always available for advice and responds quickly despite the fact we are working abroad. He is ready to suggest new products and funds that he finds appropriate but is always mindful of our end game. We were in a bit of a muddle when we first came into contact but we would happily recommend him as he certainly sorted out our multitude of labyrinthine small schemes. Regularly provides updates but does not bombard us nor use selling tactics

What could they have done better?

We are entirely happy with the service Chad provides us. We find him a consummate professional and enjoy our update meetings when we are back in the UK

How has Chad Morris helped you?

He gave us excellent advice on how to invest our money,which is proving a great help in these hard times.

What could they have done better?

There is'nt any

How has Chad Morris helped you?

Chad is very approachable & professional with a good sense of humour, he needed that to deal with us! We were wary of investing in stocks & shares as we are not knowledgeable in this area but Chad took the time to answer our questions so we could think about investing our hard earned. We took our time & we never felt under any pressure from Chad.

What could they have done better?

so far I can not think of any way Chad could do any better, maybe a biscuit with that cuppa?

How has Chad Morris helped you?

I found Chad very professional. His down to earth, common sense approach and ability to explain complicated financial matters in easy to understand terms made me feel at ease and confident in the advice given.

What could they have done better?

In my opinion Chad did all that was asked of him and therefore met my expectations.

How has Chad Morris helped you?

Chad is very good at explaining complex issues in a layman's language. He has time and does not rush any decision making, and he will explain as much as needed the pros & cons of everything on offer.

How has Chad Morris helped you?

Chad is an individual who not only has a high degree of integrity and knowledge but also is very personable and trust worthy. He recognises the level of risk that both my wife and I are prepared to take within our investments and provides options and advice that best fit our requirements

What could they have done better?

More of the same!

How has Chad Morris helped you?

I have always found Chad to be very efficient and communicates well and promptly. As far as I can see his advice has always been good and his charges appear to be reasonable, but I have no comparisons to make. I am very satisfied with the service that I have received to date.

How has Chad Morris helped you?

Chad Morris understands my attitude to risk whilst working towards achieving my goals. He is patient and explains everything clearly, without me feeling I am under any time pressure. I know he reviews my portfolio regularly and we have an annual review meeting to go through all aspects of it together, we then review my attitude to risk and set goals for the coming year. His research and technical knowledge is excellent.

How has Chad Morris helped you?

Excellent advice in pension planning. I have been very pleased with the information, reviews and performance of the fund recommended to me and invested in.

How has Chad Morris helped you?

Chad listens and understands his clients needs and gives clear understandable and professional advice.

Please provide a brief comment about your experience with Chad

Chad was professional in his approach, a good listener, relaxed in his manner and easy to discuss maters with.