0330 038 8938
Based in Lowestoft
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FCA status: Certified by Firm
Last checked: 13 March 2025
Michael is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Michael's status
22
Recent Client Reviews
Verified reviews: 100%
Michael has received 22 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
Last checked: 07 November 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
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Michael has not yet added their qualifications to their profile
Transparent Fees
Michael has provided information on their typical fees
Michael has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
3
Positive First Impressions
100% of users who are not yet clients had a positive first experience with Michael
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Michael (based on 3 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Last checked: 13 March 2025
Michael is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Michael's status
22
Recent Client Reviews
Verified reviews: 100%
Michael has received 22 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
Last checked: 07 November 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Qualifications Uploaded
Qualifications not yet added
Michael has not yet added their qualifications to their profile
Transparent Fees
Michael has provided information on their typical fees
Michael has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
3
Positive First Impressions
100% of users who are not yet clients had a positive first experience with Michael
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Michael (based on 3 first impressions)
I have been working in financial services since 1994 and became a fully qualified financial advisor since 2005. At the start of my career, I worked in the City of London looking after England Footballers, City Professionals and Entrepreneurs. In 2008, I moved to Suffolk to start a family, and have worked for HSBC, St James’s Place and Brancaster House before joining Hoyl Independent Advisers in April 2019. I am authorised to provide Independent Whole of Market advice in the areas of pensions, protection, investments and inheritance tax planning. I appreciate financial advice can be a daunting experience. My aim is to remove complex financial jargon from any meeting, so that my clients are fully able to understand what we are trying to do and why. I always ensure my clients are 100% happy with any advice and encourage them to ask as many questions as possible before proceeding with any advice. No question is too small or insignificant!
Offers available through VouchedFor
Contact Michael through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Michael's clients
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