Michael Chandler

Michael Chandler

Hoyl Independent Advisers Ltd

Minimum savings/pensions: Over £50,000

0330 038 8938
Based in Lowestoft
View location

Verified since: August, 2020

4.7 out of 5

86 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 13 December 2024

  • 21

    Recent Client Reviews

    Verified reviews: 100%

  • Independent Financial Adviser

    Last checked: 07 November 2024

  • Qualifications Uploaded

    Qualifications not yet added

  • Transparent Fees

    Michael has provided information on their typical fees

  • 3

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Michael

I have been working in financial services since 1994 and became a fully qualified financial advisor since 2005. At the start of my career, I worked in the City of London looking after England Footballers, City Professionals and Entrepreneurs. In 2008, I moved to Suffolk to start a family, and have worked for HSBC, St James’s Place and Brancaster House before joining Hoyl Independent Advisers in April 2019. I am authorised to provide Independent Whole of Market advice in the areas of pensions, protection, investments and inheritance tax planning. I appreciate financial advice can be a daunting experience. My aim is to remove complex financial jargon from any meeting, so that my clients are fully able to understand what we are trying to do and why. I always ensure my clients are 100% happy with any advice and encourage them to ask as many questions as possible before proceeding with any advice. No question is too small or insignificant!

Offers available through VouchedFor

Contact Michael through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£375,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £375k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Michael's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

LowAverageHighVery high

Household income

£0-30K£30-50K£50-100k£100-200K£200K+

Mortgage value

£0-100K£100-250K£250-500K£500-750K£750K+

Savings

£0-50K£50-100K£100-300K£300-500K£500K+

Clients' level of financial expertise

LowAverageHighVery high

Reviews of Michael

Are you a client of Michael? Write your own review
Repeat review

by a verified client in Bedfordshire

12 days ago

Overall

Advice

Service

Value

This review is a follow-up review from a client who left a review previously.

How has Michael Chandler helped you since your last review?

continued to monitor my needs and advise on best process to follow for my specific needs

Repeat review

by a verified client in Hampshire

24 days ago

Overall

Advice

Service

Value

This review is a follow-up review from a client who left a review previously.

How has Michael Chandler helped you since your last review?

Michael explains things in a easy to understand way - he's made me have confidence in my investment and helped me understand the plan.

Repeat review

by a verified client in Middlesex

a month ago

Overall

Advice

Service

Value

This review is a follow-up review from a client who left a review previously.

How has Michael Chandler helped you since your last review?

Nothing has changed since the previous review.

Repeat review

by a verified client in Cambridgeshire

a month ago

Overall

Advice

Service

Value

This review is a follow-up review from a client who left a review previously.

How has Michael Chandler helped you since your last review?

Sensible, pragmatic advice on pension and other funds.

Review

by a verified client in Inverness-shire

a month ago

Overall

Advice

Service

Value

What were the circumstances that caused you to initially look for an adviser?

on the death of both parents I inherited numerous cluster funds and bonds, and no idea where to start or how to sort

How has Michael Chandler helped you?

Mike has advised me on how to sort and cash various bonds in, and help in how to invest

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing. He kept me informed of everything as it happened

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