Graham Duggan

What were the circumstances that caused you to initially look for an adviser?

I used Graham as his company was listed on a trusted site from several company's I already used and he was able to provide the specific help I needed.

How has Graham Duggan helped you?

Graham has advised us on consolidating some pensions into one but also on not doing so as well if this was more beneficial to me.

Have you seen the outcome you were hoping for?

yes we have now moved some pension pots under one umbrella and this has made planning for the future more straight forward

What could they have done better?

I Could not fault the service so i can not recomend any improvements

What were the circumstances that caused you to initially look for an adviser?

I was looking for a Pension plan I could take out.

How has Graham Duggan helped you?

Graham helped assess my financial standing and recommend the best pension plan for me to take out. Graham was friendly and answered all my questions.

Have you seen the outcome you were hoping for?

Yes, I am happy with the advice and pension plan I have.

What were the circumstances that caused you to initially look for an adviser?

I had multiple pensions from various companies i had worked for

How has Graham Duggan helped you?

Helpred me understand fully what i had, what i could do with them and how to invest to help save a bit more for my retirement

Have you seen the outcome you were hoping for?

Yes they are now in one place, i cant retire yet but hope that when i can ive made the right choices

What could they have done better?

Nothing yet for me

What were the circumstances that caused you to initially look for an adviser?

As I had pension policies with Royal London over a certain amount, they advised me to seek a FA and gave me the information to which to obtain one in my local area and I therefore rang and was put in touch with Graham.

How has Graham Duggan helped you?

He helped me immensely and very he was very patient in explaining my options

Have you seen the outcome you were hoping for?

Yes I have

What could they have done better?

Not to my knowledge. It was the first time ever that I have ever used a FA and I was very impressed.

What were the circumstances that caused you to initially look for an adviser?

First time buyer buying a new home.

How has Graham Duggan helped you?

Graham was very efficient, understood my needs and got me what I wanted.

Have you seen the outcome you were hoping for?

Yes the outcome is what I wanted.

What could they have done better?

N/A

Please provide a brief comment about your experience with Graham

Contacted Graham via unbiased, needed an independent financial adviser to combine a number of scattered pensions , ironically the adviser i used to deal with had retired , contacted me same day as the request and arranged a consultation everything was fully explained and a plan put in place which should be concluded soon, and with a view to ongoing assistance as required.

What were the circumstances that caused you to initially look for an adviser?

I wanted to transfer out of a defined benefits pension int my SIPP.

How has Graham Duggan helped you?

Graham did a comprehensive review of my circumstances, before advising to transfer the pension, but to an alternative Prudential product which I have been happy with.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I have no complaints. Graham was always extremely responsive to my contacts by email, phone and text.

What were the circumstances that caused you to initially look for an adviser?

I had recently turned 55 and wanted advice on how to take a percentage of my pension.

How has Graham Duggan helped you?

I found Graham to be very thorough in explaining my options and guided me through the very complex process.

Have you seen the outcome you were hoping for?

Yes,absolutely.

What could they have done better?

I have no negative comments ,only positive feedback.

What were the circumstances that caused you to initially look for an adviser?

I wanted to consolidate my pensions into one amount I could pay into regularly.

How has Graham Duggan helped you?

He found the best provider for me and arranged for two previous workplace pensions to be transferred over.

Have you seen the outcome you were hoping for?

Yes - I now have my pension in one place where I can contribute each month, and it has grown steadily with interest.

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

Reached the age of 55 and was looking to cash in part of my pension.

How has Graham Duggan helped you?

Graham was great. I just gave him all my details and he sorted everything out for me. I had two relatively small pensions which Graham dealt with. He released a relevant amount from each then combined monies that were left, moving them into one account and reinvested them. Great job, pleasant and professional at all times.

Have you seen the outcome you were hoping for?

Most definitely.

What could they have done better?

Time element was a small issue but nothing major. I think the problem was due to Covid slowing everyone down more than Graham. Just unfortunate time.

What were the circumstances that caused you to initially look for an adviser?

To try and transfer out of a defined benefits pension.

How has Graham Duggan helped you?

Carries a full assessment of my financial situation.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, the service was excellent.

What were the circumstances that caused you to initially look for an adviser?

Consolidate pensions into one fund

How has Graham Duggan helped you?

Provided sound and friendly advice

Have you seen the outcome you were hoping for?

So far so good

What could they have done better?

Don’t know.

What were the circumstances that caused you to initially look for an adviser?

Help setting up a private pension

How has Graham Duggan helped you?

I've been pleased with the way the process has been handled. Graham has always been informative and happy to answer any questions throughout.

Have you seen the outcome you were hoping for?

In the sense of opening a new pension account, yes.

What were the circumstances that caused you to initially look for an adviser?

I held 2 deferred pensions which were not going to pay me what I needed in retirement. I needed a financial adviser to look at the possibility of transferring them to a better paying provider.

How has Graham Duggan helped you?

Graham Duggan looked into both of my deferred pensions, found that one of them would give me a better tax break if I left it where it was, and that the other could give me a better return if I moved it elsewhere.

Have you seen the outcome you were hoping for?

I have indeed seen the outcome I was hoping for.

What could they have done better?

Nothing. Graham appears to have been very thorough, and was in touch with me regularly throughout, to keep my informed of my best options.

What were the circumstances that caused you to initially look for an adviser?

I was looking for advice and guidance on combining my pensions along with future pension planning advice.

How has Graham Duggan helped you?

Graham provided advice and guidance in relation to my current pension planning requirements. Gave clear guidance on collating my current pensions to one pension pot.

Have you seen the outcome you were hoping for?

Yes, I have been able to plan my current pension provisions.

What could they have done better?

I am happy with the advice given so I do not think any improvements could be made.

What were the circumstances that caused you to initially look for an adviser?

changes in family circumstances.

How has Graham Duggan helped you?

Graham Duggan provided an unparalled service. The questions I needed answering, he was on hand to answer and explain in much greater detail. Further from my initial queries Graham was able to provide and present alternative options for me to consider that had great benefits for my intended financial goals.

Have you seen the outcome you were hoping for?

With the help and advice given by Graham, and of course his generosity in regards to time taken to advise. I have been able to structure my financial aspirations in a more productive and efficient approach, resulting in a much improved outcome than initialy intended.

What were the circumstances that caused you to initially look for an adviser?

I need some help with my ISA’s and pension and contacted Graham for some advice.

How has Graham Duggan helped you?

Graham helped me realise what I had and what I needed to do in the future to ensure I had enough provision in place for retirement, as well as a back up fund for emergencies which he helped me invest appropriately.

Have you seen the outcome you were hoping for?

I was very happy with how Graham helped me. He brought a lot of clarity to what before was a bit of a mess, as I didn’t know how my finances were looking. Since he helped my investments have done quite well also which is great.

What could they have done better?

There wasn’t really any down sides, I have passed on his details to a few friends and they were also all made up with how he helped.

What were the circumstances that caused you to initially look for an adviser?

My father and I were worried how he would update his inheritance plan.

How has Graham Duggan helped you?

Graham was instrumental in advising us on how taxes are set up by the government. He gave salient and relevant information which led us to understand much better the options we have when considering my fathers inheritance plan.

Have you seen the outcome you were hoping for?

Graham is a professional, personable and helpful advisory, and he has given his advice and guidance to me and my family. It's been a great benefit to both myself and my father.

What could they have done better?

No immediate improvement springs to mind. Graham's services were both professional and beneficial. In the time he advised us, I had no misgivings whatsoever. I would love to give some constructive criticism, but, as I mentioned before, I can't think of any!

What were the circumstances that caused you to initially look for an adviser?

I had to remortgage and needed help with life insurance.

How has Graham Duggan helped you?

Graham helped me search a number of mortgage deals ensuring I was paying as little as possible. I am now £60 a month better off. I was also advised on how life insurance works ensuring it was the best option for me and my family.

Have you seen the outcome you were hoping for?

Yes and my bank balance shows it.

What could they have done better?

Nothing really I was struggling from the start with all the offers and what insurance I needed. Everything was explained very clearly.

What were the circumstances that caused you to initially look for an adviser?

Remortgaging to a higher mortgage to cover building an extension & existing debts.

How has Graham Duggan helped you?

Graham took charge of the whole remortgaging process, he was always available via email, phone or in person, keeping us updated along the way and completing the remortgage quickly and efficiently. He also provided sound financial advice.

Have you seen the outcome you were hoping for?

Yes. Everything was completed in our expected time frame, Graham had our complete trust and we feel we received a very good deal compared to our previous dealings directly with lenders.

What could they have done better?

Nothing I can think of