Richard Girvan

Richard Girvan

Ardent Wealth Ltd

Minimum savings/pensions: Over £50,000

0330 038 8938
Based in Lisburn
View location

Top Rated 2025
Verified since: June, 2022

4.9 out of 5

36 reviews


Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 10 March 2025

    Richard and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • 8

    Recent Client Reviews

    Verified reviews: 100%

    Richard has received 8 client reviews in the past 12 months; 100% of these have been verified

  • Restricted Financial Adviser

    Last checked: 09 December 2024

    When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.

  • 5

    Qualifications Uploaded

    5 qualification certificates available to view

    Richard has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Richard has provided information on their typical fees

    Richard has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 10

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Richard

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Richard (based on 10 first impressions)

Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 10 March 2025

    Richard and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • 8

    Recent Client Reviews

    Verified reviews: 100%

    Richard has received 8 client reviews in the past 12 months; 100% of these have been verified

  • Restricted Financial Adviser

    Last checked: 09 December 2024

    When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.

  • 5

    Qualifications Uploaded

    5 qualification certificates available to view

    Richard has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Richard has provided information on their typical fees

    Richard has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 10

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Richard

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Richard (based on 10 first impressions)

Helping You Take Control of Your Financial Future I believe that financial planning is about more than just numbers—it’s about giving you the freedom to live the life you want with confidence that your financial future is secure. My approach is simple: financial planning shouldn’t be complicated. You deserve clear, honest advice that helps you make informed decisions based on your lifestyle and goals. I work alongside my clients to build tailored financial plans that grow with them. Whether you have old pensions you’ve lost track of, savings sitting in the bank that aren’t working for you, or concerns about protecting your family’s future, I take the time to understand your situation and offer clear, practical solutions. My goal is to make sure your money is working as hard as you do. As a Chartered Financial Planner with over 20 years of experience, I hold the Fellowship of the Personal Finance Society (FPFS) and am a member of the Society of Trust and Estate Practitioners (STEP). My team and I provide restricted advice, offering solutions from Prudential and other carefully selected providers to ensure you receive high-quality, tailored recommendations. Outside of work, you’ll find me on the golf course, watching sports, or spending time with my family and my cocker spaniel—who’s probably better at finding lost golf balls than I am! If you’re looking for straightforward, expert financial advice, I’d be happy to help.

Offers available through VouchedFor

Contact Richard through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Richard's clients

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