Graeme Inglis

This review is a follow-up review from a client who left a review previously.

How has Graeme Inglis helped you since your last review?

Provided good advice on financial planning and pensions.

This review is a follow-up review from a client who left a review previously.

How has Graeme Inglis helped you since your last review?

Reviews and IT discussions.

This review is a follow-up review from a client who left a review previously.

How has Graeme Inglis helped you since your last review?

He has answered many questions regarding retirement options so I feel I am making informed choices. He never makes you feel stupid for not understanding anything and is happy to explain it to you. He has been able to do cash flow modelling for various scenarios so we can understand the income we would have with different choices. He has helped us keep track of our investments. He has also helped us make the most of tax free allowances.

This review is a follow-up review from a client who left a review previously.

How has Graeme Inglis helped you since your last review?

I have confidence in the management of my pension by Graeme

This review is a follow-up review from a client who left a review previously.

How has Graeme Inglis helped you since your last review?

Advice on drawdown and general investments

This review is a follow-up review from a client who left a review previously.

How has Graeme Inglis helped you since your last review?

Have recently moved house. Always there to give support and practical advice re short term investment until we find another property.

This review is a follow-up review from a client who left a review previously.

How has Graeme Inglis helped you since your last review?

Follow ups from review, info for my daughter. News letter, otherwise info has come directly from investment firm. So less this year

This review is a follow-up review from a client who left a review previously.

How has Graeme Inglis helped you since your last review?

Updating pension status on growth and preductions.

This review is a follow-up review from a client who left a review previously.

How has Graeme Inglis helped you since your last review?

Consistent good advice. Always available to answer my questions. Good advice on inheritance planning.

This review is a follow-up review from a client who left a review previously.

How has Graeme Inglis helped you since your last review?

Assisted in drawing down money

What were the circumstances that caused you to initially look for an adviser?

We required some help with financial planning for future retirement. With a mix of private pensions, public sector pensions and some options available, we needed some professional guidance to help analyse our circumstances and goals.

How has Graeme Inglis helped you?

Graeme took a lot of information from us, and provided a series of forecasts illustrating various options. He spent time explaining the illustrations and offering clear advice. He then refined these based on our discussions.

Have you seen the outcome you were hoping for?

Yes, we feel well informed on our current position and the impact of any future decisions.

What could they have done better?

Nothing really. We had a great experience and received the advice we were looking for.

Please provide a brief comment about your experience with Graeme

After my initial enquiry, Graeme contacted me very quickly. Unfortunately he couldn't help with the work that I needed.

What were the circumstances that caused you to initially look for an adviser?

To safely invest the inheritance of my late husband's estate.

How has Graeme Inglis helped you?

He worked out a financial plan which I easily understood and followed up respectively. He made sure that there is an element of income to support me for the duration of my life.

Have you seen the outcome you were hoping for?

My portfolio has prospered and stayed safe throughout. It has given me financial security and peace of mind.

What could they have done better?

Poise Financial Planning are in my view perfect.

What were the circumstances that caused you to initially look for an adviser?

My current ISA was consistently losing money a situation that required fixing but I didn't possess the knowledge to know how to correct the situation. So I looked for someone to advise me.

How has Graeme Inglis helped you?

Graeme helped me by advising me to move my ISA to a new provider (as my current one wasn't preforming well a fact backed up by other sources), completing the application form so all I had to do was sign it, and fill in the Direct Debit Mandate.

Have you seen the outcome you were hoping for?

As my new ISA is in process of being set up I can not say if I seen the outcome I am hoping for with regards to investment growth, rather than loss.

What could they have done better?

Nothing to say here.

What were the circumstances that caused you to initially look for an adviser?

Retired from nhs . Graeme was recommended to me by a friend that advised him.

How has Graeme Inglis helped you?

Advice re investing and budget management.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I can not think of anything.

What were the circumstances that caused you to initially look for an adviser?

Money to invest

How has Graeme Inglis helped you?

Guided us as to best investments to suit us

Have you seen the outcome you were hoping for?

Early days but happy so far

What were the circumstances that caused you to initially look for an adviser?

Needed to receive professional advice regarding the profit from a house sale.

How has Graeme Inglis helped you?

Provided options on investments and pensions that my wife and eventually accepted

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Since being with the NHS they offered a financial advisor serviceI took this as usually cautious with my money and this particular service was free. This move, in retrospect, was worth while. Then on retiring thought it best to continue

How has Graeme Inglis helped you?

Yes

Have you seen the outcome you were hoping for?

Mostly yes, but stock markets fluctuate

What could they have done better?

Probably not

What were the circumstances that caused you to initially look for an adviser?

Retirement and inheritance

How has Graeme Inglis helped you?

Savings and pension drawdown

Have you seen the outcome you were hoping for?

Yes...hope so given the financial volatility

What were the circumstances that caused you to initially look for an adviser?

I knew Graeme previously and on receiving a some of money through inheritance I contacted him for advice about the best way to invest some of this for the future

How has Graeme Inglis helped you?

Again Graeme was very helpful and explained the options in an understandable manner. He was always happy to answer questions and to make sure that I understood the information given.

Have you seen the outcome you were hoping for?

Yes, Graeme was very clear and thorough at explaining the various options and guided me through in making the best decision for my goal

What could they have done better?

I can fault Graeme. He was always professional and informative. I felt that he gave good sound advice without feeling any pressure.

What were the circumstances that caused you to initially look for an adviser?

REceipt of lump sum pension

How has Graeme Inglis helped you?

Found his advice to be clear and helpful.

Have you seen the outcome you were hoping for?

It is obviously influenced by markets, but generally a good balance of investments which represent my risk level.

What could they have done better?

Nothing comes to mind.

What were the circumstances that caused you to initially look for an adviser?

Need to structure finances.

How has Graeme Inglis helped you?

Good advice on all financial issues.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Worried about inheritance tax care home fees

How has Graeme Inglis helped you?

Clear advice with several options

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Poorly performing pension

How has Graeme Inglis helped you?

Brought everything back on track

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Investment advice needed.

How has Graeme Inglis helped you?

Good, sound financial advice.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Planning for early retirement

How has Graeme Inglis helped you?

Graeme provided clear and concise retirement options. In addition provided financial modeling based on projected income and expenses. Allowed me to make data driven decisions based on lifestyle and risk factors.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Had already retired and had money invested and was looking for a better return on the capital sum

How has Graeme Inglis helped you?

Has set up a wider portfolio, kept us well informed to market changes and the consequences of any change, has annual meeting to discuss our needs, is always on the end of the phone to clarify/give his advice, is always well prepared, pleasant and approachable.

Have you seen the outcome you were hoping for?

Current times have been tough but the investment is now beginning to show some signs of recovery and improvement

What could they have done better?

I think the service given by Graeme is excellent. He, himself, is always looking to make any improvements to benefit his clients.

What were the circumstances that caused you to initially look for an adviser?

Not skills I possessed myself

How has Graeme Inglis helped you?

Excellent advice on my pension, paying dividends.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I asked advice on pension savings

How has Graeme Inglis helped you?

Graeme’s advice is helpful, clear &informed by experience and current situations

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Advice for retirement.

How has Graeme Inglis helped you?

very much so

Have you seen the outcome you were hoping for?

yes

What could they have done better?

not applicable

What were the circumstances that caused you to initially look for an adviser?

Receipt of inheritance.

How has Graeme Inglis helped you?

He was very good and patient explaining things to us. His cash flow profiling was a great way to understand the options.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

We thought the app gave us live data but it was only intended to be updated quarterly, it could have been explained more clearly.

What were the circumstances that caused you to initially look for an adviser?

When I was planning my retirement almost 8 years ago.

How has Graeme Inglis helped you?

Graeme has helped me understand the importance of investing and keeping my money safe.

Have you seen the outcome you were hoping for?

Yes and no due to the financial markets more recently.

What could they have done better?

Can’t think of anything

What were the circumstances that caused you to initially look for an adviser?

Several separate pensions needing consolidation

How has Graeme Inglis helped you?

Confidence in his information

Have you seen the outcome you were hoping for?

Recent financial disruption has stifled returns, but advice remained positive

What were the circumstances that caused you to initially look for an adviser?

Retirement was on the horizon

How has Graeme Inglis helped you?

Explained in detail what to expect on retiring.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Pleased with the service provided

What were the circumstances that caused you to initially look for an adviser?

Lack of professional knowledge about financial arrangements

How has Graeme Inglis helped you?

Assurance and confidence......and his realistic assessment of financial situations in the UK. In these difficult and confusing times, he continues to be frank and open as to the current financial situation.

Have you seen the outcome you were hoping for?

Yes and No.....I think that this is a ridiculous question, given how the Covid pandemic altered normal working systems; and how the acceptance of Brexit has fractured ...at the least... the wellbeing of the devolved nations. The only aspect of 'YES' here is that, hopefully, the devolved nations of the UK will see the denial and, indeed, the betrayal of Scotland, Wales and N. Ireland by the alleged 'devolution' that has ever been incorporated in the Union of the Parliaments (1707). (An aside: there is considerable irony in the fact that the English crown of 'Good Queen Bess' was inherited by the Scottish James VI (of Scotland) = James Ist (of England)....as it has now led to a once-sovereign Scotland becoming a minion amongst nations! This, above all, has relentlessly diminished both the potential foresight and judgement of any financial adviser.

What could they have done better?

Found a efficacious spell to bring Independence to Scotland (appreciated : unfair request!)

What were the circumstances that caused you to initially look for an adviser?

Due for retirement and wanted advice on the best way to Invest my pension lump sum.

How has Graeme Inglis helped you?

Graeme has visited us annually to review everything with us and kept us abreast of anything in between via emails. He has answered any questions that we have had and his calm manner has gave us confidence in how our portfolio is progressing going forward.

Have you seen the outcome you were hoping for?

Yes over the 7 years I have been happy with the returns although this year has not been so good but am aware that you should look at your investments long term which I am happy to do.

What could they have done better?

Difficult to answer that apart from to say we have always been happy with the service Graeme has provided and always look forward to him coming to give us an annual review.

What were the circumstances that caused you to initially look for an adviser?

Pension review

How has Graeme Inglis helped you?

Guided me through the whole process

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

Wanting an overall picture and more insight into my finances and options for retirement

How has Graeme Inglis helped you?

He has given me peace of mind that I will have financial security in my retirement Without feeling pushed into making any decisions only giving me all the information to make a decision.

Have you seen the outcome you were hoping for?

Still waiting to see how my investments will increase as not been invested for over a year yet.

What could they have done better?

I am happy with his service.

What were the circumstances that caused you to initially look for an adviser?

early retirement

How has Graeme Inglis helped you?

gave confidential advice with his knowledge and expertise

Have you seen the outcome you were hoping for?

yes

What could they have done better?

n/a

What were the circumstances that caused you to initially look for an adviser?

Early retirement, so I needed pension advice.

How has Graeme Inglis helped you?

He helped me choose the right pension for my needs.

Have you seen the outcome you were hoping for?

Yes, very happy.

What could they have done better?

I'm not sure, there must be something but I have no idea what it could be.

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Graeme Inglis helped you?

Advice on how to invest savings

Have you seen the outcome you were hoping for?

Due to effects of covid, Brexit, global wars etc it could have been better.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

To ensure my pensions were managed

How has Graeme Inglis helped you?

String sensible investment advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Don't know

What were the circumstances that caused you to initially look for an adviser?

Life planning

How has Graeme Inglis helped you?

He picked up after previous FA retired, having provided services to other family members.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not aware of anything.

What were the circumstances that caused you to initially look for an adviser?

I retired 11years ago and needed pension advice at the time and also investment advice

How has Graeme Inglis helped you?

Graeme showed me how to invest my money

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing

What were the circumstances that caused you to initially look for an adviser?

Investment, savings and retirement.

How has Graeme Inglis helped you?

Consultation with myself regarding my spending habits savings and retirement pension. Advice on managing my savings and investments when retiring.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I cannot think of anything he could have done better.

What were the circumstances that caused you to initially look for an adviser?

Inheritance Investments

How has Graeme Inglis helped you?

Investment advice and product selection

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

The NHS provided a seminar and access to a financial adviser to my wife as part of retirement planning and access was available to spouses too. I had a couple of old pensions hanging about needing looked at so contacted Graeme’s firm.

How has Graeme Inglis helped you?

Graeme’s advice and support enabled me to transfer the old pensions into SIPP and establish a savings wrap. He supplies monthly newsletters and an annual review with advice to keep things on track or respond to market changes.

Have you seen the outcome you were hoping for?

Over approx 8 years there has been a good growth in overall provision with obviously recent results not being so good due to Russia’s war and general worldwide economic conditions.

What could they have done better?

I cannot think of anything that Graeme could have done better.

What were the circumstances that caused you to initially look for an adviser?

Needed advice on pensions and investments

How has Graeme Inglis helped you?

Good financial advice

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Retirement planning

How has Graeme Inglis helped you?

Makes everything clear and easy to understand always follows up with prompt email and is fabulously efficient

Have you seen the outcome you were hoping for?

Yes nothing is every a problem

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

My husband was about to semi retire

How has Graeme Inglis helped you?

A great deal...Graeme advised me and my husband 're our finances going forward in a clear and well explained manner.

Have you seen the outcome you were hoping for?

Yes all plans are in place 're our financial future

What could they have done better?

Nothing in my opinion

What were the circumstances that caused you to initially look for an adviser?

Long term planning including retirement and potential inheritance tax exposure

How has Graeme Inglis helped you?

Graeme has guided me through all aspects of my financial planning, keeping me updated on a regular basis. He has always been available to discuss any concerns and how changes might affect me.

Have you seen the outcome you were hoping for?

Outcomes have always been in line with expectations

What could they have done better?

I cannot think of anything that would improve the service I received

What were the circumstances that caused you to initially look for an adviser?

Someone capable and trustworthy.

How has Graeme Inglis helped you?

Graeme has been our advisor for many years and has helped us with all our financial needs over that time.

Have you seen the outcome you were hoping for?

Yes. Even through the difficult times, the outcomes have been good.

What could they have done better?

Personally, I can't think of anything.

What were the circumstances that caused you to initially look for an adviser?

The need for expertise and advice in areas I felt I required them

How has Graeme Inglis helped you?

Provided the above along with confidence to proceed with his recommendations

Have you seen the outcome you were hoping for?

Disappointing investment outcomes as a result of extreme market circumstances as opposed to inadequate service.

What could they have done better?

Im not aware of any shortcomings in the services received. As stated, recent market situations as a result of exceptional worldwide events have hindered outcomes.

What were the circumstances that caused you to initially look for an adviser?

Planning for retirement

How has Graeme Inglis helped you?

Graeme has consistently given clear and sensible advice on retirement planning and managing personal finances going forward. He has done so with a friendly and pleasant manner and is contactable and approachable at all times, which is very reassuring.

Have you seen the outcome you were hoping for?

Yes - I was hoping for the simplest but most efficient way of managing finances, and have been provided with a portfolio tailored to our needs,

What could they have done better?

I don't believe anything could have been done better and am very happy with the service received.

What were the circumstances that caused you to initially look for an adviser?

I wanted professional advice that was comprehensible.

How has Graeme Inglis helped you?

He guided me through the options available and made recommendations suited to my circumstances and means.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I am content with the outcomes so that, given the economic climate, I am not aware of what could have been done better.

What were the circumstances that caused you to initially look for an adviser?

My wife and I wanted to consolidate our finances into an easy to manage way

How has Graeme Inglis helped you?

Graeme has been important in consolidating our finances and we now have a much better understanding of our current and future financial situation.

Have you seen the outcome you were hoping for?

We absolutely have

What could they have done better?

I can think of nothing

What were the circumstances that caused you to initially look for an adviser?

I was looking for advice prior to retiring from the NHS and on how to look after my lump sum pension payment.

How has Graeme Inglis helped you?

Graeme provided initial advice on how best to invest my lump sum and has provided regular reviews of my financial situation.

Have you seen the outcome you were hoping for?

Pretty much, yes

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

Look at the possibility of early retirement.

How has Graeme Inglis helped you?

He has pulled together all the pensions I have and my wife's , to create a sum of money to draw down on.

Have you seen the outcome you were hoping for?

Yes he has organised it so that i can take a monthly income to cover my expenses until I receive my state pension .

What could they have done better?

They have done all that would expect

What were the circumstances that caused you to initially look for an adviser?

I needed advice on consolidating different pension pots and on their overall investment

How has Graeme Inglis helped you?

On consolidation and investment. Very scrupulous and careful advice.

Have you seen the outcome you were hoping for?

Yes with some good protection against the downturn

What could they have done better?

I'm very please with the service I receive

What were the circumstances that caused you to initially look for an adviser?

Inheritance and investment of pension lump sums

How has Graeme Inglis helped you?

He has made recommendations on investment plans for inheritance and pension lump sums. We had little or no experience in this and greatly needed this input.

Have you seen the outcome you were hoping for?

Like everyone we have been greatly hit by downturns in investments in recent years which have been difficult. Prior to these global issues we were very pleased with investment progress.

What could they have done better?

I am confident that Graeme worked hard on our behalf to mitigate the negative impacts of these events.

What were the circumstances that caused you to initially look for an adviser?

Retirement of previous FA.

How has Graeme Inglis helped you?

Reviews and advised finances and inheritance.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Receipt of lump sum pension payment which required investment.

How has Graeme Inglis helped you?

Gave clear advice based on assessment of my risk profile.

Have you seen the outcome you were hoping for?

No, but can't hold Graeme accountable for pandemics, wars etc. Advice received remains sound.

What could they have done better?

Not sure.

What were the circumstances that caused you to initially look for an adviser?

My wife and I signed up for financial advice and planning with Graeme Inglis prior to my retirement in 2014. I had attended a pre-retirement course through my employer and I decided I needed help to plan my finances for the futre.

How has Graeme Inglis helped you?

Graeme has been fantastic with his knowledge and patience working with us over the years. He has been excellent in keeping us up to date, and especially giving updates during the current financial upheaval due to the war in Ukraine. I have no hesitation in recommending Graeme to look after your finances. He has ensured we have a regular income to support my pensions so we can continue to enjoy life to the full. Graeme answers emails at all times of the day and night and is very prompt in implementing any changes or updates in our plans.

Have you seen the outcome you were hoping for?

Yes, in terms of getting a regular income to enhance my pensions and overall seeing my savings grow.

What could they have done better?

I can't really think of anything.

What were the circumstances that caused you to initially look for an adviser?

I originally needed a third party review of my investment portfolio and pension arrangements.

How has Graeme Inglis helped you?

He provide current valuations on investments and cash value of my company pensions. This allowed me to take control of my pensions and maintain the future value for my family and advise on the need for the correct life insurance.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Been introduced to Graeme earlier.

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Graeme Inglis helped you?

By advising me how to make the most of my savings.

Have you seen the outcome you were hoping for?

Not entirely due to Covid outbreaks.

What could they have done better?

Graeme has done fine, but not the government in Westminster.

What were the circumstances that caused you to initially look for an adviser?

Advice on investment of a lump sum

How has Graeme Inglis helped you?

Assessed the levels of risk I wished to take and listened to understand my current and potential financial needs

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Can't think of anything. He keeps you updated and allays any concerns over the country's recent financial hiccoughs

What were the circumstances that caused you to initially look for an adviser?

I was leaving the NHS and needed to invest my lump sum to maintain a good quality of living

How has Graeme Inglis helped you?

He has done the above with probably better results than I expected. He has subsequently given advice on future plans for the family

Have you seen the outcome you were hoping for?

Yes, most likely better than I expected

What could they have done better?

Don't think anything

What were the circumstances that caused you to initially look for an adviser?

I was retiring early and Graeme was recommended by nhs staff benefits. Mr Joe Quinn.

How has Graeme Inglis helped you?

Yes very helpful and good advice my investments are doing well. Lovely manner easy to talk to and explains investing in easy terms. Also very efficient when I wish to withdraw from my investments .

Have you seen the outcome you were hoping for?

Yes they are doing well.

What could they have done better?

Can’t think of anything.

What were the circumstances that caused you to initially look for an adviser?

Suddenly had a lot more money to look after following my retirement. Graeme was, thankfully, there to help advise me with this new problem.

How has Graeme Inglis helped you?

I have been very grateful for the advice and professionalism given by Graeme each step of the way so far. It really is a long term commitment by both of us.

Have you seen the outcome you were hoping for?

Because of the many setbacks the financial market has had to endure recently, the returns I was hoping for have been slower to come to fruition but I can see that happening now. Graeme’s regular updates have been a significant help in dealing with these concerns.

What could they have done better?

I can’t actually think of anything he could have improved on. I’m very satisfied with the service I receive

What were the circumstances that caused you to initially look for an adviser?

I was in the process of retiring.

How has Graeme Inglis helped you?

Consolidated my investments

Have you seen the outcome you were hoping for?

Not quite yet as the markets are very unstable at the moment

What could they have done better?

Not that I am aware of

What were the circumstances that caused you to initially look for an adviser?

Needed guidance.

How has Graeme Inglis helped you?

Given guidance, been accessible, reports regularly.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Don't know.

What were the circumstances that caused you to initially look for an adviser?

Approaching retirement with pensions to consolidate.

How has Graeme Inglis helped you?

He has given excellent advice.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing