John Fielding

Please provide a brief comment about your experience with John

He never contacted me somebody else from his company did to say they could not help me as my pension was to small but they didn’t advertise a minimum

What were the circumstances that caused you to initially look for an adviser?

Bad advice previously, lost confidence in advisors but having spoke to flying colours they recommended John Fielding in our area.

How has John Fielding helped you?

After John contacted us, we liked the way he went about the job and arranged to meet him at our home. We were very impressed with how helpful he was without even being signed up for anything. We have been happy with everything John has done for us and wouldn’t hesitate to recommend him. John has made the whole process easy to understand, tailored to our needs and we have every confidence in him and he’s so easy to talk to.

Have you seen the outcome you were hoping for?

Yes we have

What could they have done better?

So far we’ve nothing to complain about at all.

Please provide a brief comment about your experience with John

He was very helpful and clear about his services.

What were the circumstances that caused you to initially look for an adviser?

To have advice on accessing my pension.

How has John Fielding helped you?

Yes

Have you seen the outcome you were hoping for?

Yes very much so, but I understand that investment can go down as well as up

What could they have done better?

Not everything is down to John

What were the circumstances that caused you to initially look for an adviser?

Redundancy

How has John Fielding helped you?

He has explained the choices clearly and answered any questions we had. He would always be at the end of the phone if we needed him.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, excellent service.

What were the circumstances that caused you to initially look for an adviser?

To Access my private pension

How has John Fielding helped you?

He has always contacted me when it has been time for an update of my financial position.I feel he knows what I want before we meet and is very reassuring.

Have you seen the outcome you were hoping for?

I've been very pleased and impressed with the information and advice given

What could they have done better?

Hard to think of anything

What were the circumstances that caused you to initially look for an adviser?

Need for longer term financial planning

How has John Fielding helped you?

By having information and experience not otherwise available.

Have you seen the outcome you were hoping for?

In general, yes, although investment reurns have sharply declined in recent years. To be fair, I hardly think this can be blamed on John's advice and help. Puerely victims of the global scene!

What could they have done better?

I doubt there is anything.

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has John Fielding helped you?

John is always ready to answer any questions promptly, professionally and in language I can understand. I feel confident with his advice during the current financial problems in the UK.

Have you seen the outcome you were hoping for?

The current financial difficulties in the UK has had an impact on investments.

What could they have done better?

I am more than satisfied with current dealings.

What were the circumstances that caused you to initially look for an adviser?

I had a final salary scheme offering me very little per annum when l was thinking of retiring

How has John Fielding helped you?

John is always approachable and patient when explaining my options and listening to my questions and concerns. Used non jargon explanations

Have you seen the outcome you were hoping for?

Yes l have despite the downturn with the economy

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

After a divorce, I had a share of a pension scheme that needed to be transferred , and my solicitor recommended John

How has John Fielding helped you?

John has helped me with much more than financial planning ie taxation advise

Have you seen the outcome you were hoping for?

Yes but I’m also aware of markets volatility that John keeps me informed of

What could they have done better?

Can’t think of anything

Please provide a brief comment about your experience with John

Knowledgeable, precise on what he is doing

What were the circumstances that caused you to initially look for an adviser?

To help with my pension to get the most out of my investments

How has John Fielding helped you?

He knows all about investing in stocks and shares which I don’t

Have you seen the outcome you were hoping for?

Yes I am very happy with what John has done for me

What could they have done better?

Giving the circumstances of the last two or three years I don’t think they could have done better

What were the circumstances that caused you to initially look for an adviser?

Pending retirement.

How has John Fielding helped you?

Sound, timely, friendly and professional advice. John made the retirement process seemless and painless. I am very satisfied with the plan presented and the outcomes to date.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Advice on early retirement

How has John Fielding helped you?

Handled my early retirement and investments to a very high standard

Have you seen the outcome you were hoping for?

Yes very much so

What could they have done better?

Everything was first class

What were the circumstances that caused you to initially look for an adviser?

Sale of marital home

How has John Fielding helped you?

By being honest and unbiased in recommending what to do with my money.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Pension Advice

How has John Fielding helped you?

Sorting out my pensions and reviewed every year to make sure I'm still on track

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

After a divorce settlement gave me a a pension share which I had to place in my own pension plan and I didn’t feel confident to deal with myself

How has John Fielding helped you?

John has been available to help me with any concerns I have had. Reassure me during the recent and ongoing difficulties that we are all experiencing with the economy and world events. John is very good at explaining things to me that would otherwise go over my head. I trust John completely have my best interest at heart as he has taken the time to get to know me, my circumstances and what is important to me . Will always get back to me if I have contacted him with any concerns or questions I have regarding my finances.

Have you seen the outcome you were hoping for?

Very much. With the exception of the financial crisis that has been out of our control.

What could they have done better?

I can’t think of any circumstances that would be applicable. I am very happy with the service John provides

What were the circumstances that caused you to initially look for an adviser?

Transfer out of defined benefit pension

How has John Fielding helped you?

Listened to be personal assessment and views and offered Alternatives to consider to ensure a balanced decision.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing remains very flexible to fit with my time scale

What were the circumstances that caused you to initially look for an adviser?

Investment for future

How has John Fielding helped you?

John is very professional and well help you navigate through choices with your finances.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has John Fielding helped you?

He has given me lots of advice and looked at all my financial situation and worked out my pensions.he was happy for me to take my company one out and invest this with Aviva. I was only 57 but with johns help and advice I decided to make the decision and retire

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Seeking pensions advice having left a corporate role. The company I had worked for suggested i speak with Flying Colours

How has John Fielding helped you?

Pension consolidation and financial retirement planning. His sound financial advice and understanding of what is happening in the market place has given me the confidence to make some key financial/life decisions. His friendly, plain English approach to personal finances makes it much easier for me and my partner to make sound financial decisions.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing, completely happy with the advice and service I am getting

What were the circumstances that caused you to initially look for an adviser?

Na

How has John Fielding helped you?

Yes

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Na

What were the circumstances that caused you to initially look for an adviser?

I was thinking about retiring and opt out of my final salary pension and transfer it to a personal pension plan which would give me more access and options moving forward.

How has John Fielding helped you?

John has always been clear with my pension and its performance and is available as and when required. Any service I need is actioned promptly.

Have you seen the outcome you were hoping for?

With various global issues currently causing problematic investment opportunities which are out of John's control, the outcome has not been quite as the original forecast. This has not reflection on FC ability and to be fair they have done much better than many other investment companies....if not all of them.

What could they have done better?

Nothing.......without taking additional risk which they did not recommend at this current time.

What were the circumstances that caused you to initially look for an adviser?

Taking early retirement

How has John Fielding helped you?

Advised on best way to invest my pension pot

Have you seen the outcome you were hoping for?

Yes very much.

What could they have done better?

I'm very happy all round

What were the circumstances that caused you to initially look for an adviser?

Selection pension drawdown advice

How has John Fielding helped you?

Helped me with my pension transfer, always available when needed

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No sure

What were the circumstances that caused you to initially look for an adviser?

Nearing retirement age I was searching for a reputable firm to help to help with the transition between employment and retirement.

How has John Fielding helped you?

John offered friendly expert advice which was easy to understand. There was no hard sell and I felt comfortable and confident.

Have you seen the outcome you were hoping for?

Yes the outcome has been positive

What were the circumstances that caused you to initially look for an adviser?

Went to John a number of years ago to sort out our mortgage. Found he was available for advice again.

How has John Fielding helped you?

He has given me good advice on pensions, which is comprehensive to understand as pensions can be complicated.

Have you seen the outcome you were hoping for?

Yes really happy so far.

What could they have done better?

None required

What were the circumstances that caused you to initially look for an adviser?

To access the full value of a pension and transfer to a draw down pension

How has John Fielding helped you?

He advised on the process of a transferring to a draw down pension. The benefits and the losses. Advised on the tax implications. Helped complete paperwork and was always available to answer queries.

Have you seen the outcome you were hoping for?

The process is still ongoing

What could they have done better?

To date the support I have received has been excellent especially under the current lock down pressures in relation to Covid 19.

What were the circumstances that caused you to initially look for an adviser?

Pension transfer

How has John Fielding helped you?

Clear helpful advice

Have you seen the outcome you were hoping for?

Yes in good time

What could they have done better?

N/a

What were the circumstances that caused you to initially look for an adviser?

I had previously been with a different financial advisor, however, I didn't think my money was being invested as effectively as it could have been.

How has John Fielding helped you?

John has helped me, especially during the coronavirus pandemic, ensuring my money is safe and secure and not only that but saving me from a loss. John has also made a great gain with my personal pension.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

At present, nothing.

What were the circumstances that caused you to initially look for an adviser?

Unhappy with my previous provider and change of career meant I needed to move my pensions .

How has John Fielding helped you?

John made the process very simple and provided good straight forward advice.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

A personal pension that matured. Consolidation of debt. Future planning and planning for retirement.

How has John Fielding helped you?

He advised on and oversaw the transfer and re-investment of funds from a maturing pension and the access to a tax free lump sum and the management of the finds going forward.

Have you seen the outcome you were hoping for?

Yes, I am very happy with everything so far.

What could they have done better?

As far as I am concerned everything was handled efficiently and deadlines met in good time.

What were the circumstances that caused you to initially look for an adviser?

Inheritance

How has John Fielding helped you?

Directed me to the investments that suited my needs.

Have you seen the outcome you were hoping for?

Too early to say.

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has John Fielding helped you?

John listened to everything I was hoping to achieve, explained my options in language I could understand, and prepared a long-term plan based on the level of risk I am prepared to take. I feel confident in his judgement.

Have you seen the outcome you were hoping for?

Yes I am happy with the current level of investment and the returns are as expected.

What were the circumstances that caused you to initially look for an adviser?

Lots of different pensions with different companies

How has John Fielding helped you?

Put all my pensions in one place . Making all transactions easier.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

No . Everthing is fine.

What were the circumstances that caused you to initially look for an adviser?

Money I had in current bank account I wanted to invest to give me income in retirement

How has John Fielding helped you?

John Fielding was introduced to us by a mutual friend who works in the financial industry. He has visited us at home more than once, and has run a survey of our situation and needs, and followed up with the course of action for which we have heeded, and are grateful. John is always on hand to answer our questions quickly. We appreciate his dedication.

Have you seen the outcome you were hoping for?

yes

What could they have done better?

I cannot answer that. I am happy with the plan I accepted

What were the circumstances that caused you to initially look for an adviser?

Change in circumstances from full time employed to self employed and looking at what to do with two company pension plans and semi - retirement.

How has John Fielding helped you?

Found the advice provided by John Fielding to be delivered in a reassuring & confident manner. He didn’t try to bamboozle me with a barrage of technical, financial terms. On the contrary everything was explained clearly and was easy to understand. Any questions I had were dealt with competently and he was happy to answer all the questions I asked. Didn’t feel as if I was being subjected to high pressure sales pitch but felt that John wanted to ensure that I fully understood what he told me before making a major financial decision. Left our meeting feeling confident that he was definitely working in my best interest. Have had a number of meetings & discussions over past 12 months & continue to feel confident & reassured by the advice provided by John. Recommended him to a family members who was also pleased with his advice.

Have you seen the outcome you were hoping for?

Early days but so far yes. My family member who I recommended John to is definitely satisfied with the outcomes.

What could they have done better?

There is nothing that springs to mind or stands out as a possible area for improvement.

What were the circumstances that caused you to initially look for an adviser?

I had to go through probate with my husbands estate, and needed advice to invest the proceeds along with reorganising my capital Investments

How has John Fielding helped you?

I approached John having become a widow, with little knowledge of how to manage my husbands estate and adjusting to my own income. John’s help and advice was invaluable regarding the structure of my investments. I was very impressed with the presentation and comprehension of my portfolio. I have no hesitation in recommending John’s services. He is friendly, very approachable and is always ready to help and advise to put my mind at rest.

Have you seen the outcome you were hoping for?

It has been only a short while since the finalisation of my portfolio and the launch of advised investments In the present market I’m happy with a slow growth , which is what I hoped for with relatively low risk investments. I am particularly happy with the growth of my pre retirement pension portfolio.

What could they have done better?

In my opinion John was very constructive with his advice and sure he could not have done better

What were the circumstances that caused you to initially look for an adviser?

Pension frozen in current scheme.

How has John Fielding helped you?

Talked through all options available.

Have you seen the outcome you were hoping for?

Hopefully.

What could they have done better?

Cannot think of anything John could have done better prompt service phoned when late and kept us informed on transfer progress

What were the circumstances that caused you to initially look for an adviser?

Needed advise in order to move an employer pension when moving jobs.

How has John Fielding helped you?

Provided guidance and advice on how to move employer pension to a pre-existing personal pension, also reviewed investments in the personal pension to ensure they were aligned with my long-term plans. John explained everything very clearly, along with the reasons for his advice. As part of more general discussions whilst we purchase a new home, John helped my husband and I review our critical illness and life insurance provisions. He recommended one change to my provisions and helped with putting a new policy in place, but also pointed out that another existing policy was perfectly adequate and didn't need to be changed.

Have you seen the outcome you were hoping for?

Yes, clear advice and always prompt in responding to additional questions. Will definitely return to John for further advice as needed in the future.

What were the circumstances that caused you to initially look for an adviser?

The new personal pension regulations.

How has John Fielding helped you?

Throughout the process , all advice provided was clearly explained. Also felt my thoughts and expectations were listened to and fully taken into account; indeed my gut feel not to move one of my occupational pension pots was confirmed by Johns research & analysis and he agreed with me, fully explaining the reasons why. All questions I had were competently answered in a way I understood.

Have you seen the outcome you were hoping for?

Early stages but so far 'Yes" as fully aware that any type of investment needs to be viewed in the medium to long term.

What could they have done better?

At this stage I can honestly say that I don't have any constructive suggestions for improvement. I was impressed how when I mentioned possible capital gain which I wanted investing how specific general advice was provided and was told to contact him as soon as I was ready rather than some hards sales push.

What were the circumstances that caused you to initially look for an adviser?

Required DB pension transferring to a draw down pension.

How has John Fielding helped you?

John compiled a comprehensive suitability report and chased up my former employer to get my pension transferred over. He's also given me valuable advice on being tax efficient.

Have you seen the outcome you were hoping for?

My pension was successfully transferred over to draw down so I have the outcome I wanted.

What could they have done better?

I don't think John could have done anything any better.

What were the circumstances that caused you to initially look for an adviser?

John was recommended to me by my solicitor following my divorce , and a pension sharing order being made.

How has John Fielding helped you?

John explained my options and in layman s terms , his approach is both friendly and professional and I feel I can contact him at anytime with any questions or queries, it has been a lengthy drawn out process by my ex spouses pension company but John has shown both patience and determination in getting it sorted swiftly.

Have you seen the outcome you were hoping for?

Yes and very satisfied with the results.

What could they have done better?

I don't think there is anything John could have done better , he has gone out of his way for me and I couldn't praise him any higher

What were the circumstances that caused you to initially look for an adviser?

I needed to take early retirement on health grounds and was exploring my financial options regarding my final salary scheme. My pension pot was over £30,000 so l need to take independent advice.

How has John Fielding helped you?

Explained my options very clearly, the highs and lows were explained in detail with me. A comprehensive report was written and given to me. All my questions were answered in a way l understood.

Have you seen the outcome you were hoping for?

Yes as l had to complete several questionnaire regarding my life style current and future. My views on risk taking regarding financial investment was taken into account. A written report was provided that l understood.

What could they have done better?

Nothing comes to mind at the moment

What were the circumstances that caused you to initially look for an adviser?

Pension advise.

How has John Fielding helped you?

We have known John Fielding for a few years, and would highly recommended his financial services to family and friends or anyone seeking financial help he is extremely knowledgeable and is always willing to give advice. With his help we have been able to take our pension early and know the remainder of our money has been invested wisely. Colin and Carole Weavers.

Have you seen the outcome you were hoping for?

More than happy with the outcome.

What could they have done better?

In my opinion nothing.

What were the circumstances that caused you to initially look for an adviser?

Following an accident and in the light of the new pension rules, we were looking for advice on combining several pension pots and looking for the confidence to allow my husband to not have to work and for myself to give up work and retire early.

How has John Fielding helped you?

After thoroughly going over our finances, John provided advice and took on the consolidation and management of the pension pots. We warmed immediately to his open and honest approach and feel that he understood and continues to understand our needs, his advice both verbally and written is in a style and a manner that we both understand. This has given us both the confidence to retire early.

Have you seen the outcome you were hoping for?

My husband has been retired for 3 years and myself for just over a year. On a personal level we never knew life could be so much fun and on a financial level everything is on course for many years to come. The products that John recommended have been performing very well.

What were the circumstances that caused you to initially look for an adviser?

I needed advise regarding shares investments and retirement options.

How has John Fielding helped you?

I have recently transferred my finances over to Flying Colours. I have found them to be professional and helpful as well as having a friendly approach to what can sometimes be a minefield. I will gladly recommend their services.

Have you seen the outcome you were hoping for?

Some of my investments were swapped into better performing investments.

What could they have done better?

None