Roger Waters

What were the circumstances that caused you to initially look for an adviser?

Compensation and Inheritance

How has Roger Waters helped you?

Roger has provided great service for over a decade and helped me earn a profit on my funds

Have you seen the outcome you were hoping for?

Yes. The advice given by Roger has paid off tremendously

What could they have done better?

I can’t think of anything that Roger could have done better

What were the circumstances that caused you to initially look for an adviser?

consolidation of pensions .

How has Roger Waters helped you?

yes he has . I have a SIPP and ISA With Roger

Have you seen the outcome you were hoping for?

Overall the investments have performed well .

What could they have done better?

Things can always be better but we live in an uncertain world .

What were the circumstances that caused you to initially look for an adviser?

I needed assistance from someone with a sound financial background whom I could trust

How has Roger Waters helped you?

He has been my adviser for many years and never let me down

Have you seen the outcome you were hoping for?

Yes absolutely

What could they have done better?

Nothing in my opinion

What were the circumstances that caused you to initially look for an adviser?

Investment of a lump sum and pension planning

How has Roger Waters helped you?

Yes very much so. We're are fed could not have done what we wanted to without his invaluable advice.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

We needed some advice on our finances, and Roger had been very helpful to other family members in the past.

How has Roger Waters helped you?

He has helped us manage our savings, and given exceptional advice on a number of matters, including inheritance.

Have you seen the outcome you were hoping for?

Yes, we are entirely satisfied with the help and advice we have been given.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

My husband past away, and barwells recommended Roger

How has Roger Waters helped you?

Roger has taken care of my finances for the past 24years, and explained everything in a way I can understand.

Have you seen the outcome you were hoping for?

Over and above.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Advice for investing money on the stockmarket

How has Roger Waters helped you?

Roger has always comprehensively provided details on the risk and benfits of investing money on the stockmarket. He always provides details on performance of each investment allowing me to invest with confidence.

Have you seen the outcome you were hoping for?

Yes. My return targets have been reached.

What could they have done better?

Nothing more. I have always been extremely satisfied.

What were the circumstances that caused you to initially look for an adviser?

My late husband & I have been clients of Rogers for many years . Initially to advise my husband on his portfolio .

How has Roger Waters helped you?

Roger has been an invaluable help in managing my financial affairs since the death of my husband

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I am not sure that they could considering the volatility of the market over time

What were the circumstances that caused you to initially look for an adviser?

Pension lump sum to invest

How has Roger Waters helped you?

Found profitable home for funds, with good balance of risk and sound supporting help with managing finances

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I have been a client of Roger and Barwells for over 20 years, when I needed investment advise to save in order to clear an interest only mortgage.

How has Roger Waters helped you?

Roger advised me to invest in a Fidelity ISA on a regular monthly basis and we were able to clear our mortgage at the appropriate time. I have continued to invest for my Retirement and meet with Roger on an annual basis to review my investments.

Have you seen the outcome you were hoping for?

Yes I have.

What could they have done better?

There is nothing I feel they could have done better for me.

What were the circumstances that caused you to initially look for an adviser?

Ask retirement approached the need to ensure that the investment I had were going to enable me to make the most out of retirement and that my wife and I would be as finically secure s possible.

How has Roger Waters helped you?

He has responded quickly and efficiently to all my questions and queries

Have you seen the outcome you were hoping for?

This of course varies with time but at the moment my investments are all providing me with financial security

What could they have done better?

At times of the contraction of the markets they advised me to be patient which was good advice but could also have advised me to be more conservative.

What were the circumstances that caused you to initially look for an adviser?

Inheritance

How has Roger Waters helped you?

He is approachable and friendly and down to earth

Have you seen the outcome you were hoping for?

I think so?

What could they have done better?

Don’t have any comments

What were the circumstances that caused you to initially look for an adviser?

To better manage our money and invest for the future.

How has Roger Waters helped you?

Provided excellent advice on a range of financial matters. Offered a variety of options. Kept us informed of our investments and suggested changes/adaptations as and when necessary. Ensured the best return on our investments. Provided helpful regular reports. Ensured our investments are in line with our risk rating. Given me confidence in managing finances after my husband died. I could go on ...!

Have you seen the outcome you were hoping for?

Yes. At all levels and at all stages.

What could they have done better?

I cannot think of anything at this stage.

What were the circumstances that caused you to initially look for an adviser?

In previous years they were managing my employers pension and over the years advised generally on investments etc. now planning for retirement

How has Roger Waters helped you?

He has advised on investing and pensions for many years

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

I am very satisfied

What were the circumstances that caused you to initially look for an adviser?

Redundancy.

How has Roger Waters helped you?

Advice on redundancy options and investment of funds following redundancy. Retirement planning. Long term advice maximising allowances, ISAs etc.

Have you seen the outcome you were hoping for?

Yes. Investments have balancing long-term returns with security.

What were the circumstances that caused you to initially look for an adviser?

My late father was a member of the Stock Exchange and always took care of all my finances. When he passed away I was in need of someone to do this for me. I was lucky to meet Roger who has constantly done an excellent job for me.

How has Roger Waters helped you?

He has carefully planned each stage of my finances for me; As the years went by he made sure that when I retired all was in place as it should be, and always makes sure that I am not financially concerned about the future.

Have you seen the outcome you were hoping for?

Very definitely yes.

What could they have done better?

Not applicable.

What were the circumstances that caused you to initially look for an adviser?

My mother always used Barwells and they served her well, helping her over many years.

How has Roger Waters helped you?

Roger was able to help with my savings, give me advice on tax, inheritance and retirement. He is always approachable.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I don’t know!

What were the circumstances that caused you to initially look for an adviser?

Family has used Barwells for years very satisfactorily.

How has Roger Waters helped you?

Financial planning after inheritance.

Have you seen the outcome you were hoping for?

Yes bearing in mind the current markets.

What could they have done better?

Nothing I can think of.

What were the circumstances that caused you to initially look for an adviser?

Need for proper advice.

How has Roger Waters helped you?

Good investment strategy, good communications.

Have you seen the outcome you were hoping for?

Yes. though stock marhets have been poor.

What were the circumstances that caused you to initially look for an adviser?

My father was a member of the London Stock Exchange, and when he died my mother and I were in need of financial planning help. We met Roger and since that day I know that I have received the best advice and help available.

How has Roger Waters helped you?

Roger's steady advice has guided me through retirement and to prepare for any eventualities in the future that may arise.

Have you seen the outcome you were hoping for?

Totally.

What could they have done better?

I am a very satisfied client.

What were the circumstances that caused you to initially look for an adviser?

Roger was both my parents' and my aunt's financial adviser for many years, and they spoke very highly of him indeed. When we needed an adviser ourselves, he was the obvious choice, and we have not been disappointed.

How has Roger Waters helped you?

He has given us exceptional help with managing our finaces, and made us aware of matters we knew nothing about. He also does so in a friendly and caring way.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

There is nothing he could have done better.

What were the circumstances that caused you to initially look for an adviser?

I was left an amount of money that was already with the firm and therefore, I started to leave an amount with them and found them reliable, and felt comfortable with the advice I received.

How has Roger Waters helped you?

He understands my family business and what I want from my investments.

Have you seen the outcome you were hoping for?

Yes, their advice and recommendations, have been good

What could they have done better?

This question does not apply to me

What were the circumstances that caused you to initially look for an adviser?

I was dissatisfied with Scottish Widows and wanted to move

How has Roger Waters helped you?

Re arranged investment for me

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Originally I needed advise regarding insurance and protection when I had a mortgage, but in later years Roger has advised me on investments and financial planning for my retirement.

How has Roger Waters helped you?

Roger has advised me for over 30 years ensuring that I had the appropriate life insurance for my family. Then as my circumstances changed he advised me with regard to savings and investments. I have always found him to be very professional and courteous. He is always happy to speak on the phone if I have needed any advise in between our annual meeting. He also keeps in touch by letter when changes are needed to my investments.

Have you seen the outcome you were hoping for?

Yes I have seen my investments increase in line with my expectations.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Some years ago I needed advise regarding an existing personal pension and also wanted to increase my overall savings in the most tax efficient way.

How has Roger Waters helped you?

Roger helped me to amalgamate my existing personal pensions and gave advise when I was able to take one of my pension at 65. He has continued to manage my ISA and Personal Pension contributions with annual visits, but is always available by phone or email to answer any questions that I may have.

Have you seen the outcome you were hoping for?

Yes I have as my investments should be looked at in the medium term.

What could they have done better?

Nothing I am very satisfied with the service I have received from Roger and his team at Barwells Wealth.

What were the circumstances that caused you to initially look for an adviser?

Divorce

How has Roger Waters helped you?

Firstly with my mother’s finances. A great help after I divorced my husband.

Have you seen the outcome you were hoping for?

The markets have been very challenging the last few years.

What were the circumstances that caused you to initially look for an adviser?

Following retirement to keep our savings in order.

How has Roger Waters helped you?

clear concise advice without any frills.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing without a crystal ball.

What were the circumstances that caused you to initially look for an adviser?

Roger was my contact Barwells Solicitors and when the firm reorganised/split he remained my contact/adviser in the new Barwells Wealth.

How has Roger Waters helped you?

He has provided helpful advice with investment, HMRC and dealing with brokers. .

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I don't know

What were the circumstances that caused you to initially look for an adviser?

After my late husband retired we looked for advice to manage our investment portfolio which he had previously done .

How has Roger Waters helped you?

Roger has been a constant , always professional , source of help & advice . Following the death of my husband Roger was very supportive in matters of managing my financial affairs which , at the time I found overwhelming . I have , since then , become more confident & I am grateful to him .

Have you seen the outcome you were hoping for?

Yes , within the acceptable volatility of the market .

What could they have done better?

I am not sure he could have done as my own knowledge of circumstances is very limited .

What were the circumstances that caused you to initially look for an adviser?

A need for advice as to how to minimise IHT

How has Roger Waters helped you?

Advice on general financial matters. Roger is always available and willing to help in decision making, alerting me as to the best way of approaching investments and financial opportunities. A kind, approachable gentleman, willing to listen and discuss.

Have you seen the outcome you were hoping for?

Not entirely, but through no fault of Roger's!

What could they have done better?

Nothing I can think of.

What were the circumstances that caused you to initially look for an adviser?

Barwells Wealth separated from Barwells Solicitors

How has Roger Waters helped you?

Advice on taxation and by dealing with brokers, areas in which I am either rusty or inexperienced.

Have you seen the outcome you were hoping for?

Investments have done well in a difficult climate.

What could they have done better?

I don't know

What were the circumstances that caused you to initially look for an adviser?

Needed to sort out my investments.

How has Roger Waters helped you?

He advised and was very helpful to help me.

Have you seen the outcome you were hoping for?

Hoping things will rise again soon.

What could they have done better?

I don’t think he could have done anything better. A very helpful person and willing to explain things for me.

What were the circumstances that caused you to initially look for an adviser?

Roger used by my parents who were very satisfied.

How has Roger Waters helped you?

Long term financial planning

Have you seen the outcome you were hoping for?

Yes so far

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I needed professional advice and assistance with investing capital after retirement and the death of my husband

How has Roger Waters helped you?

Roger has advised me over many years. My portfolio is regularly reviewed and Roger keeps me advised by letter of any recommended changes. We also have regular face to face meetings to ensure my risk profile is up to date and to discuss the performance of my portfolio

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

Barwells Wealth always look at ways to improve their service and take any action they think necessary. As far as I am concerned they do well by me

What were the circumstances that caused you to initially look for an adviser?

Management of savings as I approached and took retirement.

How has Roger Waters helped you?

Enabled me to aave in tax efficient ways. Also provided advice on problematics issues the trust of identity theft

Have you seen the outcome you were hoping for?

ongoing

What could they have done better?

not sure maybe protection if tested possible from the fall in the value of savings

What were the circumstances that caused you to initially look for an adviser?

We regularly keep in touch with Roger regarding our investments but lateowe have been discussing pension options due to my impending retirement

How has Roger Waters helped you?

Great advice and a clear plan for our financial future once retired

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Absolutely nothing

What were the circumstances that caused you to initially look for an adviser?

I needed some assistance preparing for retirement, so structuring future investment income was very important.

How has Roger Waters helped you?

Always deals with my queries quickly and very efficiently. Roger has always worked with my best interests at heart.

Have you seen the outcome you were hoping for?

Recent stock market conditions have been volatile but Roger has reviewed my investments to ensure best outcomes.

What could they have done better?

I have no issues with Roger's advice, it is always relevant and timely.

What were the circumstances that caused you to initially look for an adviser?

To ensure inherited properties were usable without losing long-term rights.

How has Roger Waters helped you?

Documents prepared by Roger safeguarded independence for a family tenant, but ensured actual ownership was not compromised.

Have you seen the outcome you were hoping for?

Yes. totally.

What could they have done better?

Everything worked perfectly.

What were the circumstances that caused you to initially look for an adviser?

Roger was my mother's advisor and I was happy to have him take me on as a client.

How has Roger Waters helped you?

Roger's work is thorough and he explains things very well, even to a clueless person like myself. He is patient when I should have sent him documents he needs to do his work for me and sends polite reminders. I have great faith in his ability.

Have you seen the outcome you were hoping for?

The market is pretty terrible currently but Roger always tweaks my investments to make the most of the situation.