Michael McLintock

I provide professional and credible independent financial advice specialising in growing and protecting your wealth while reducing tax liabilities. I aim to improve your pension & investment wealth by helping you make better decisions. I work closely with clients over the long term to ensure their wealth is continually managed to their advantage. I help client's who Want help with their pensions Want to know how best to take income and or a lump sum from their pensions Want help building a sustainable income plan in retirement. Want to invest a lump sum. Need help with their pensions or investments. Are just about to retire or recently retired. Want help understanding how much income they can take from pension funds. Want help making decisions on how to access their pensions at retirement. Need help with pension drawdown options or annuities. Are saving for retirement. Have 'frozen' or 'paid up' pensions and want to have better control of them. Need to use their investments or savings to create income. Want to get a better return on their money. Want to invest new or existing funds for their future. Have existing Investment & Pensions they are unsure about or want reviewed. Want to save for their future. Want to build a plan for their financial future. Are worried about funding Care Costs now or in the future for themselves or elderly relatives. Whatever you are trying to do, you will have to make decisions about your finances. I help show the impact each decision has on your wealth and the value of your savings year to year for the rest of your life. Seeing the effect each decision has on your wealth in advance helps to rule in or out the action you eventually take. I take account of tax, inflation, your future spending plans, your income needs, low interest rates, uncertain investment returns, your individual requirements, your financial position and all the rules and regulations. The service is designed to make you more informed, giving you the confidence that the action you take is correct. The on-going work carried out on clients portfolio's after a financial plan is put in place is just as important as putting the plan together in the first place. When you become a client of Adelp Financial Solutions I make a commitment to provide a professional long term service to look after your financial needs. Our direct office number is 01555 673861.