Nick's reviews
Reviewed for
Insurance and Protection ( 1 )
Pensions ( 23 )
Retirement income (annuities, drawdown) ( 19 )
Auto Enrolment ( 1 )
Investments and Savings ( 12 )
Pension Transfers - Non Specialist ( 7 )
Inheritance Planning ( 4 )
Pension Transfers - Specialist ( 4 )
Financial Planning ( 15 )
Financial Mentoring ( 2 )
Financial Coaching ( 3 )
Reviewers' assets
£500k+ ( 7 )
£200k - £500k ( 9 )
£100k - £200k ( 1 )
Review
by a verified client in Cheshire
a month ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Becoming self employed.
How has Nick McCulloch helped you?
Pension advice.
Have you seen the outcome you were hoping for?
Yes.
Nick:
Thank you for taking the time to leave your feedback. I’m really pleased to hear that you’re happy with the pension advice provided and that you feel confident about the outcomes we are working towards. Becoming self-employed is a significant milestone, and ensuring that your pension planning is on track is an important part of securing your long-term financial future. I’m glad that the advice and support have helped make the transition a smooth one. As always, if you have any questions or would like to revisit any part of your plan, I’m here to help. Warm regards, Nick McCullochReview
by a verified client in Lancashire
a month ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
General pension review and planning
How has Nick McCulloch helped you?
Very approachable easy to understand sorted all our pensions out. Nick is very professional and has a wealth of knowledge would highly recommend.
Have you seen the outcome you were hoping for?
Yes
Nick:
Thank you for your kind feedback. I’m so pleased to hear that you’ve been happy with the support provided and that we were able to simplify and organise your pensions in a way that made the process clear and straightforward. It’s always my aim to ensure financial advice feels approachable and easy to understand, and I’m glad that my knowledge and approach have helped you feel confident about your future planning. Thank you also for your recommendation — it’s very much appreciated. As always, if you have any further questions or if your circumstances change, I’m here to help. Warm regards, Nick McCullochReview
by a verified client in Cheshire
a month ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Planning for retirement I was given option to take a lump sum for one of my final salary schemes . Needed IFA advice in order to facilitate the transfer . Also ongoing management of my pension pot
How has Nick McCulloch helped you?
Nick considered all my retirement needs to ensure that transfer out of the scheme was the best option for me . Nick has continued to steer me in the right direction , making sure I was making correct decisions .
Have you seen the outcome you were hoping for?
Yes absolutely - Nick’s advice and management has enabled me to retire this year on plan with enough funds to maintain my lifestyle .
What could they have done better?
Nothing - advice , communication and friendly and straightforward way Nick explained and facilitated all his dealings with me are excellent .
Nick:
Thank you for taking the time to share such thoughtful feedback. I’m delighted to hear that the advice and support you’ve received have enabled you to retire on plan and with the confidence to maintain your lifestyle. Helping clients navigate important decisions like final salary transfers is something I take very seriously, so I’m really pleased that you’ve found the advice clear, supportive and well-aligned to your goals. It’s been a real pleasure working with you over the years and seeing your plans come to fruition. If you ever have further questions or wish to revisit any part of your planning in the future, I’m always here to help. Thank you again for your trust and for recommending me to others. Warm regards, Nick McCullochReview
by a verified client in Cheshire
a month ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I recently set up my own business and needed advise into setting up company pension and general financial advice.
How has Nick McCulloch helped you?
Nick has consolodated my pensions assesed my attitude to risk and set up a plan according to my needs and risk attitude
Have you seen the outcome you were hoping for?
exceeded the outcome I hoped for
What could they have done better?
Nothing
Nick:
Thank you for taking the time to share your feedback. I’m delighted to hear that the advice and support provided have exceeded your expectations. It’s been a pleasure helping you consolidate your pensions and build a financial plan tailored to your new business and personal goals. Setting up the right foundations at such an important stage is crucial, and I’m pleased to know you feel confident in the direction we’re heading. If you have any further questions as your business grows or your plans evolve, I’m always here to help. Thank you again for your trust and your recommendations to others. Warm regards, Nick McCullochReview
by a verified client in Cheshire
2 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I needed to start a pension
How has Nick McCulloch helped you?
Arranged a pension and transfered old pensions
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Don't know, I am happy with their service
Nick:
Thank you for taking the time to leave your review. I’m really pleased to hear that you’re happy with the service and that setting up a new pension, as well as consolidating your existing ones, has helped you feel confident about your financial future. It’s great to know that the process has been clear and straightforward for you. Making pensions and inheritance planning accessible and easy to manage is something I take pride in, and I’m glad to see that reflected in your experience. If you have any further questions or would like to review your plans at any time, I’m always here to help. Warm regards, Nick McCulloch