Stephen's reviews
Reviewed for
Insurance and Protection ( 1 )
Pensions ( 8 )
Retirement income (annuities, drawdown) ( 8 )
Investments and Savings ( 10 )
Pension Transfers - Non Specialist ( 2 )
Inheritance Planning ( 2 )
Long Term Care ( 1 )
Pension Transfers - Specialist ( 3 )
Financial Planning ( 5 )
Financial Mentoring ( 2 )
Financial Coaching ( 1 )
Reviewers' assets
£500k+ ( 3 )
£200k - £500k ( 2 )
Review
by a verified client in Cheshire
a month ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Initially assistance with forthcoming pension - especially as at the the time the LTA was in existence - in addition general 'comfort' around investment and financial planning
How has Stephen Davies helped you?
He has helped navigate the pension 'event' - including lump sum, draw down etc. Also provided reassurance regarding future planning and managing in retirement.
Have you seen the outcome you were hoping for?
Yes - as I enter the next 'life stage' I feel well prepared - and now we will turn to inheritance and more detailed financial planning 'during' retirement.
What could they have done better?
Perhaps having an integrated tax return facility within Apogee - this is not down to Stephen (in fact he has directed me to a proficient provider) however to have this in house would save time and ensure alignment.
Stephen:
Thank you for taking the time to share your feedback. It’s great to hear that you feel well prepared as you enter this next stage of life and that my guidance has provided reassurance around your pension, investments, and long-term financial planning. Navigating retirement is a significant transition, and I’m pleased to have been able to support you in structuring your pension and planning for the future with confidence. I appreciate your comments regarding an integrated tax return facility within Apogee. While this is outside my direct control, I’m glad I could connect you with a proficient provider. As we now turn to more detailed inheritance and financial planning during retirement, I look forward to continuing our discussions and ensuring your plans remain aligned with your long-term goals. If you ever have any questions, please don’t hesitate to reach out. Best regards, Stephen DaviesReview
by a verified client in Flintshire
2 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Dissolvement of a final salary pension scheme
How has Stephen Davies helped you?
Immeasurably, always balanced, never pushy, always with a high degree of professionalism and competency with a personal touch.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Stephen:
Thank you for your thoughtful review. I’m really pleased to hear that you’ve found my advice valuable and that our work together has helped you navigate the complexities following the dissolvement of your final salary pension scheme. Providing balanced, professional guidance with a personal touch is something I always strive for, so it’s great to know this approach has been beneficial to you. It’s also reassuring to hear that you feel confident in the progress we’ve made and that our regular conversations help keep you on track. Financial planning is about more than just the numbers—it’s about offering clarity, reassurance, and support through life’s financial decisions, and I appreciate the trust you’ve placed in me. Thank you as well for considering recommending my services to others. If there’s ever anything more I can do to support you, please don’t hesitate to reach out. I look forward to continuing to work with you in the future. Best regards, Stephen DaviesReview
by a verified client in Shropshire
3 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Review mortgage and pension situations and overall financial position
How has Stephen Davies helped you?
Stephen has helped with all of the above and put robust agreed plans in place to deliver recent outcome
Have you seen the outcome you were hoping for?
Absolutely
What could they have done better?
Nothing … everything has worked out as planned and mostly even better
Review
by a verified client in Merseyside
3 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
We were introduced to Apogee Wealth Management via a solicitor/executor when my mum passed away.
How has Stephen Davies helped you?
When Paul Rowling withdrew to concentrate on his director role in mid 2022, his associate, Stephen became our advisor. Stephen literally took over where Paul left off. He has given us sound financial advice within and outside our 6-monthly review meetings. We look forward to a long and beneficial association with Stephen and the continued successful relationship with Stephen and Apogee Wealth Management.
Have you seen the outcome you were hoping for?
Yes
Review
by a verified client in Cheshire
4 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I was reaching retirement and needed advice on and management of, my various pensions and investments.
How has Stephen Davies helped you?
Stephen very quickly got to grips with my circumstances and requirements and outlined a clear way forward. On an ongoing basis he has been knowledgeable and effective in his advice. Always very responsive and communicates clearly…
Have you seen the outcome you were hoping for?
Yes, very happy with the service.
What could they have done better?
Nothing