Nicholas Lue

Nicholas Lue

JPA Financial Services LTD

Minimum savings/pensions: Over £100,000

0330 038 8939
Based in Kingswinford
View location

Top Rated 2025
Verified since: September, 2017

4.9 out of 5

127 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 29 March 2025

    Nicholas is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Nicholas's status

  • 11

    Recent Client Reviews

    Verified reviews: 100%

    Nicholas has received 11 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 27 November 2024

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 3

    Qualifications Uploaded

    3 qualification certificates available to view

    Nicholas has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Nicholas has provided information on their typical fees

    Nicholas has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 12

    Positive First Impressions

    92% of users who are not yet clients had a positive first experience with Nicholas

    92% of VouchedFor users have had a positive (4 or 5 star) first experience with Nicholas (based on 12 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 29 March 2025

    Nicholas is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Nicholas's status

  • 11

    Recent Client Reviews

    Verified reviews: 100%

    Nicholas has received 11 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 27 November 2024

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 3

    Qualifications Uploaded

    3 qualification certificates available to view

    Nicholas has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Nicholas has provided information on their typical fees

    Nicholas has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 12

    Positive First Impressions

    92% of users who are not yet clients had a positive first experience with Nicholas

    92% of VouchedFor users have had a positive (4 or 5 star) first experience with Nicholas (based on 12 first impressions)

I have worked in Financial services since 2002, providing Mortgage and Financial Advice since 2004. Over this time I have developed a wealth of experience, which provides me with a solid foundation to work from. I chose to leave employment at a national bank and become an Independent adviser in 2014. I enjoy the freedom of working independently as I find that this freedom, allows me to work exclusively to my clients agenda, rather than having an agenda that is shaped by external influences, I find that this helps us to achieve great outcomes for clients - which is always my goal. I'm a Holistic Independent Financial Adviser who can advise on financial products available from the entire market place. I like to work in partnership with clients – to help them create a long term plan that maps out steps toward achieving their goals, as I find having a plan for the long term provides a point of reference that can be reviewed over time. I also find that having a financial plan in place helps to take away some of the uncertainty, and stress which can be a result of uncertainty when planning for the future, our service also allows my clients to hand off administration which reduces some of the stress and responsibilities on their part. I mainly work with individual clients and families, from a variety of backgrounds, my clients have a wide variety of both wealth and experience. I am born and raised locally and consider myself to be a very down to earth person, away from work I enjoy watching Football and Playing Golf in my leisure time, I am a family man with a son and daughter who are both in full time education.

Offers available through VouchedFor

Contact Nicholas through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Nicholas's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

Household income

Mortgage value

Savings

Clients' level of financial expertise

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